The point is that MoneyGram requires no payment
And what about the fees? Just do a comparison, with say 10 000zl to the UK, using the cost
estimator on both websites and look at the difference. When using moneygram, get one number or letter of the code to
the recipient wrong, or worst still misspell the recipient's name by a single letter, miss out their middle name- then you
will wish you had never used moneygram.