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SKOK Stefczyka?


Polonius3 994 | 12,367
16 Aug 2012 #1
Is SKOK Stefczyka a parabank, cooperative bank, savings & loan or what? Are they ,more reliable than Ambergold and Fintroyal? Do customers have to pay the Belka tax or their captial gains?
jon357 74 | 21,782
17 Aug 2012 #2
Are they ,more reliable than Ambergold and Fintroyal?

A thousand times more reliable and a longer history.

Is SKOK Stefczyka a parabank, cooperative bank, savings & loan or what?

Not quite any of those. A few similarities to a Friendly Society but again, not the same. Not a sparkasse or a 'plankton bank' either, but similarities to all of those.
jwojcie 2 | 762
17 Aug 2012 #3
savings & loan

Actually I would say it is close to the savings & loan thing. The two main differences between SKOK and Bank are (or maybe were):

1. It is not supervised and regulated by KNF like Banks. KNF small equivalent is KSKOK - kind of a central SKOK.
2. Funds are not quaranted by BFG. SKOKs has their own guarantee fund.

But, I wrote "were" because if I'm not mistaken in autumn SKOKs are going under KNF supervision and will become just small banks probably.
rygar - | 40
18 Aug 2012 #4
Is SKOK Stefczyka a parabank, cooperative bank, savings & loan or what?

it is regular Credit Union, just like those in US
orlando
17 Sep 2012 #5
my sister in warsaw has acc in skok bank im em resident of usa can i open acc in skok union?


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