While that seems like a strange way of doing things, it would be great news for me.
No it isn't great news for you: it basically means that you (as a sensible driver) will be subsidising the insurance of prats who can't drive or who drive like nutters or who drinking and drive.
i mean you didnt even know BHP (brake horse power) not so long ago, you thought 280 BHP was slow.
Talking of people who drive like nutters and drink and drive....
I am perfectly aware of what BHP is, I just find it impossible to believe that a man such as yourself limits yourself to such a low amount of power, especially given the weight of the car you drive.
I drive an SUV in Warsaw and get a discount with Allianz for having 6 years of no claims
I'm also with Allianz and got no discount apart from the model specific discount. There is now a discount but that's for staying with them: not for having no claims. And yes I have checked other companies: Allianz is the cheapest.
Yes, the insurance companies will ask you what claims you have had in the past few years, and yes, they will give you credit for that.
No Dave, they do not give you credit for that.
But what would I know? I live in Poland and insure a car here: you don't live in Poland and have never insured a car here.