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Polish free Euro account without SEPA transfer fees


thesipguy 3 | 27
30 May 2018  #1
Hi I just opened a account at ING, I got a Zloty current account, Zloty savings account and EUR current account, there are no fees for keeping the accounts, but I realized that they charge 5 zloty for each outgoing SEPA EUR transfer, most banks in the Euro zone don't charge for it, I guess the banks in Poland are taking advantage of the fact that Euro is not the home currency, are there any banks with no outgoing SEPA fees?
Looker - | 1,008
22 Jun 2018  #2
As far I can see there's only one Bank in Poland which offers free SEPA tranfers - it's the NEST Bank.
Their webpage is only in Polish, so you need some help if you don't know the language.
Registration page:
nestbank.pl/indywidualny/oszczednosci/nest-lokata-witaj.html
The table of fees and commissions:
nestbank.pl/download/TOiP-klienci-indywidualni.pdf
OP thesipguy 3 | 27
2 Jul 2018  #3
nestbank

It seems to me that SEPA transfers have either a 5 zloty or 1 EUR charge
Looker - | 1,008
3 Jul 2018  #4
Only if you make such a transfer via their telephone service. Free through their online banking system or mobile.
OP thesipguy 3 | 27
11 Jul 2018  #5
Thanks, I got a account by them.
OP thesipguy 3 | 27
13 May 2019  #6
@Looker
Nestbank is the worst bank ever, I opened account by them as you suggested and one day they closed it for no apparent reason, one person said I violated the account terms, when asked what I violated they couldn't say, another person said I'm a high risk customer but couldn't explain why, they are a horror.


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