LOL, I take it you don't pay tax..
Yes I do pay tax. Lots. Every month. I also pay ZUS and VAT.
How much tax and zus do you pay on 5400zl??
Which part of "45zl net for 45 minutes" do you not understand?
The banks will not lend you the full amount on a flat,
Have you asked them? As a matter of fact they will lend 110% of the value of a property. Or at least they would this morning when my good friend applied for a mortgage.
and what can you buy for 400,000 zl, some run down 2 room flat in a dirty grey building, wow how lovely.
If grey and dirty is not your thing, Warsaw isn't the city for you. 400,000 will actually by an apartment in excellent condition in a good neighbourhood close to the city centre.
You teachers from blighty will learn your lessons one day and it will not be good.
Things are certainly a hell of a lot better than they were when I arrived here 13 years ago.