Is you cant just sue somebody for any little thing or get sued. Nor can you press charges on somebody for any reason and the cops dont even ask that. They dont ask hey do you want to press charges after a fight? Lol america is so weak. In Poland they take like a half hr to show up and thats if they even want to show up as theyll try to discourage you over the phone from calling. And even then they decide if charges are pressed or the person arrested not some random person on the street having that much power over someone else. Thats why the America has such a huge prison and jail population. They give so much power to these low level common folk to lie and press fake cases one ach other. In Poland I actually found out that by lying or making up a false claim or charge on someone (like all hose women in the metoo movement are doing) willget you in bigger trouble than the crime itself you are accusing the person of doing. And even if they catch someone assaulting another unless the person has an injury that lasts a week than its not even assault or a case but than again this may depend on the cop or situationa s I have seen some people taken away in cop cars in front of mordownia or pawilony nowy swiat bars so who knwos but in another instance cops wouldnt even arrest this woman who hit this other friend of mine because he had no injuries.
I actually wasted my time reading this compilation of distorted facts and doubt this person has even been to America. Perhaps another child or troll with an axe to grind playing on the internet. Im noticing that "guest" posters don't get much respect on this forum and should be ignored?
The grass always seems greener on the other side of the fence:-)
So this is the best you can do in response to a very reasonable post? Of course, he is right. The US has the highest number of prisoners even in absolute numbers. Recidivism rate is legendary. Prisons are run by the inmates. They serve as schools where criminals learn how to be better criminals after release. Our death penalty is a joke with some spending 30 years before execution. California has it but does not execute but the cost of appeals is still there and borne by the taxpayers. And I am just warming up...
Even the Latino scum on the way to the US filed suit claiming that their 5th Amendment rights are violated. If that is not insanity I don' t know what is.
The OP is just scratching the surface and deserves better that what he got so far.
Give him a break - He's a Polish American guy with a few addiction and health issues (my guess from his reference to the bars of Nowy Swiar and his lack of punctuation).
No America is not weak, America is greedy and milk the poor for all they have. Once the Polish court system realizes how much money can be made by making these stupid laws they will jump in the boat too. The criminal and court system in the U.S.A. is all about MONEY ! The prisons are privately run $$$$$ and the courts (judges retirement fund) are rigged so they can find anyone guilty that they want to. Money can/does buy justice. How many rich people do you see sitting in jail or prison ? Bingo !
Rich people DO go to prison/jail IF they've committed enough serious crimes and left enough evidence where their defense lawyer/defense team cannot convince the prosecution to give a favorable deal or win outright in a bench or jury trial (depending on offense).
People like Ethan Couch (the 'affluenza' teen) received 10 year probations after killing 2 people and critically injuring another 9. No jail time. He only got sentenced to jail AFTER disobeying probation and fleeing to Mexico - and even then he didn't get the remainder in jail - he got I believe a year or two.
However, money didn't necessarily keep out Bernie Madoff from jail. Nonetheless, money did allow him to stay at a minimum security 'camp fluffy'
If you have money it makes a lot of difference in sentencing for minor crimes and the conditions in which you'll serve a sentence. A lot of people who don't have money accept ****** pleas, sometimes even when they're innocent or the evidence is flaky, simply because they don't have the money to afford a proper lawyer. The case with the 1 black kid who sat 3 years in Riker's because he swore up and down he never stole a kid's backpack and refused to accept a plea is a poignant example. They punished him for refusing to accept a plea and saying he's not going to admit to being guilty when he's innocent and never stole said backpack. Poor kid committed suicide shortly after... In many states like California you can pay around $100 a day to do time at a police station instead of being crammed into a prison or jail. It's more boring because you don't have anyone to socialize with, but at least you get to avoid being stabbed or raped. If you're a small guy or in prison on a rape or child molestation charge, that's you're best bet. Even in ad-seg rapists and child molestors aren't safe.
In Poland you don't really have that. Being rich or poor doesn't really make much of a difference in how your sentenced, where you'll serve, etc. Although in some instances politically connected people have had cases throw out. It's not as often as the US though where a defense lawyer can simply give $5k-$10k to a judge to drop the case or the police chief to 'lose' the evidence.
"America" is based on the concept of job preservation. That is why "America" cannot win the real wars, war on drugs, war on crime, or even the war on poverty, as winning would mean millions of the related jobs gone.
Why are we still feeding this fossil, NATO? For exactly the same sick reason. NATO = equals profits and employment. Bigger NATO = bigger profits and employment. Duh!
Can anyone imagine a crime or drug-free "America"? Where would all the low-IQ overpaid guards go?
People want others to think that America's on the wane and that the future of hope lies elsewhere. Nothing could be further from the truth and Trump is giving people reason to give up on America!
Oh no, it's always easier to say that things are better in lands beyond, but America offers one the freedom to fail as well as to succeed. In certain countries, bankruptcy can never be rectified, but remains a stain on one's record for all time. Amerca's greatest asset has always been, and hopefull will remain, the ability to start over.
Trump is giving people reason to give up on America!
Maybe you but no me and the other half of America. We are excited as hell to have a President that is Making America Great Again.
Amerca's greatest asset has always been, and hopefull will remain, the ability to start over.
You sure were singing a different tune when Trump did it, make up your mind.
hopefull will remain, the ability to start over.
Only someone with a loose screw would think it was o.k. for irresponsible people to run up a $100K on their credit cards while living way beyond their means knowing they have no way of ever paying it off.
And have their unaccountable kids take out $200,000 student loans with no intention of ever paying them back. Then declare bankruptcy to wipe their slate clean so they can start over to do it again. GOOD GRIEF ! Grand larceny to say the least ! No, these people should be put in prison for forcing responsible people who live within their means to pick up their debt for them. Is this the way it works in Poland or are people held accountable for their debts ?
Only someone with a loose screw would think it was o.k. for irresponsible people to run up a $100K on their credit cards
A proof that the US is run by the loons. It should be impossible to run up $100k on credit cards. We already have the three credit reporting agencies that track our debt. All that's needed is a hard limit based on that information. We don't have it because "it would be bad for business".
Well, the laws the law. As long as the bankruptcy laws are as is people will keep doing that. I know one guy who took out a massive loan on a grocery store along with some personal loans, credit cards, etc. and shortly after simply relocated to India. He got around a million so he'll live like a king in India for the rest of his life.
Also, declaring bankruptcy does not necessarily wipe out student loans...
First off, Poland doesn't have huge tuitions for college. For example, the top MBA program in Poland costs 30k zloty. That's less than what a semester costs at some schools i.e. Stanford, Northwestern, Duke, Harvard, etc. cost $120k-$150k.
The EU accession complicated Poland's bankruptcy laws. To my understanding, no longer can you declare bankruptcy in say Germany and then flee to Poland with your remaining assets, and vice versa. Also, a creditor can initiate bankruptcy against an entity which is a bit different than US.
@Johnny, Even when people "screw up" as you put it and are unable to pay back student loans, in many countries I'm sure, the gov't will hound them until that debt has been
Well, the laws the law. As long as the bankruptcy laws
Just as we have a central fingerprint data base, there is no reason why we should not have a nation-wide data base for credit, DNA, prescription drugs, etc. Right now, almost everything is fragmented to please the state rights fanatics or "special interests".
what a joke. this forum has been taken over by middle aged fsr bearded old white hillbillys from deep south usa. tou think you can start over in the usa because of bankrupcy? lol what a joke. try having a felony or a criminal record of any kind and tell me you cna start over in Umerica. In Poland they donteven really background check you nor are there any registries opento the public for shaming nor are there open discriminations against others or cowards who group up to call cops after starting fights (theyll just do it to bouncers but no arrest id rather get jumped than deal with your secondcoward chances you claim Umerica has).That statement speaks like youve lived in a bubble and were never growing up as the foreignpolak there grow up being a polak in usa and get intoruble even once and tell me about your second chances.
or just get in a bar fght being foreign and polish withwhite people in usaand see what youre supposed white skin or second chances gets you and how they will act.
mental health in Umerica lol, lets talk about that or the school shootings: Inmate rips out her own eye and eats it: Report slams mental healthcare in California prisons - Los Angeles Times
or lets talk about its three strike laws or this: nyer.cm/U5RiVGC
there is no reason why we should not have a nation-wide data base for credit, DNA, prescription drugs, etc.
We do. All those exist. Every felon submits dna, all states have prescription verifications to avoid doctor shopping and credit can be ran. Generally they only go back 7 years so if you declare bankruptcy say a decade ago it wont show up.
try having a felony or a criminal record of any kind and tell me you cna start over in Umerica.
Not that difficult. Even people who have been to prison for violent cimes, fraud, etc and changed their life around end up with decent careers. Yes its harder but not impossible. Hell one guy who use to work for us committed a murder at 17 and did 20 years. One of the best workers we ever had. He quit and got a job working as a truck driver for a cafeteria company bc they offered him good benefits and a better wage.
In most states criminal background checks only go back 7 years and most employers dont give a crap about misdemeanors. In certain states like california even felonies dont show up after 7. Plus if you dont get arrested for 4-5 years you can seal all your criminal records so unless youre getting a job with the fbi or cia no one will know your record. And you can always start your own business. Go to any construction site, mechanic shop, landscaping company, counselor, welding company, fishing crew, rehab etc and i guaruntee youll find employees with serious records and people who have done time.
Because the banks keep giving out cheap credit. It's all part of our financial system specifically derivates. People bet on whether a person will pay back on a loan or not so oftentimes a separate division will bet on a person not paying back a loan, mortgage, etc while simultaneously giving that person credit. If its a house or car (which has actually is the largest credit market atm) they'll just take it away and with other types they'll do the same or ask you make minimum payments for the rest of your life and in the worst case if its a big loan start chipping away at your assets in court which is more the case for high net worth people. There's a reason why whenever you get your credit card bill the first thing you see is 'minimum payment due' in big bold letters. Also if a bank has too many liabilities they just ask the fed for money. Even now if you have $1mil in a bank and that bank goes belly-up, even if the fed rescues it well you'll only see about a quarter of your deposits.
A guy with $50k in the bank making $60k a year has no business buying a house for $500k or more, yet that won't stop the banks from giving him a mortgage. Hell that's how I got my house back when all you needed was a 3% deposit. Thing is I found clever ways to pay the mortgage off - roommates, making my gf help w the bills, subletting, renting out garage/basement as storage space, etc.
It's still better than it was. I worked in commodities for a while and we sold investment packages where the dude puts maybe 5k down but is leveraged 3:1 to so he can take advantage of some bullshit program we made up i.e. triple returns package, gold premier member, etc. Some of these guys had NOTHING to their name but a few grand or maybe a ****** car or house that could be worth at least something. No problem - we just pull out the NINJA application which stands for No Income Job or Assets. It doesn't matter. After all the fees in the contract which almost no one bothers reading he'll up with maybe a few hundred bucks worth of kruggerands. Most of the guys we went after though were rural types and seniors who like to stash away money and think precious metals are the best thing since sliced bread.
I will agree though with arek/zbada... there's some really messed up things in the US...
Take this for example - youtube.com/watch?v=qM7WytGaDnY Polish guy goes to America for a better life, gets in a relationship with a woman, her 5 year old kid gets injured so he washed the blood off her before taking her to the hospital. BAM! 30 years for aggravated child molestation - DESPITE the pleas of both the mother and child that no molestation took place. Dude sits 18 years before being released...
You are explaining how rotten things are. I already know that this country is an asylum. My point is, maybe naively, that a simple banking rule - that could probably be made effective tomorrow by the Feds and without Congress - could put a stop to this nonsense of allowing irresponsible morons to run up 100k in credit card debt which we eventually have to pay off.
Polish guy goes to America for a better life, gets in a relationship with a woman,
...but didn't read my book or numerous other publications which give this simple advice: when the cops want to talk to you, the only thing you do is STFU and, optionally, show them your middle finger. Or both. No exceptions, no matter what they say because cops lie always and it's legal. No lawyer needed to that, either, so it's no-cost event.
Even when people "screw up" as you put it and are unable to pay back student loans,
I never put it like that, you did. I said when people/students have NO INTENTIONS of ever paying the loan back or premeditated larceny.
A proof that the US is run by the loons. It should be impossible to run up $100k on credit cards.
Exactly Rich which brings us right back to American greed. $$$$$$ The credit card companies are very aware that the people doing this are unable to ever pay on the principle itself and only are able to make the payment on the 21% interest they charge on the principle to keep them afloat.
The credit card companies have them hooked forever with the credit card holder only paying the interest (21% to 24% or more) on their card. And it is legal ! The sad one is that there is more student debt (1.2 TRILLION) then there is credit card debt (900 Billion) in America. Is this the way it works in Poland with every family having over $15,000 of credit card debt like most Americans have ?
Feds and without Congress - could put a stop to this nonsense of allowing irresponsible morons to run up 100k in credit card debt
That will never happen because it would directly impact the Fed's business, and the Fed is a business...
The sad one is that there is more student debt (1.2 TRILLION) then there is credit card debt (900 Billion) in America.
And the amount people owe on cars is even greater than both - it's an often overlooked debt but it's actually even larger. Just as there was a subprime housing borrowing market, the one for cars is even bigger and continues to thrive. That's why you hear nonstop ads for car dealership selling crappy cars with no money down but after the monthly payments add up you're paying 3x than the car is worth.
Is this the way it works in Poland with every family having over $15,000 of credit card debt like most Americans have ?
Ha! If only every US family had only $15k in credit card debt.. then again that's just one debt so it's entirely possible. Add mortgages, car notes, student loans and I'd say most middle class people are upside down or very close to it.
In Poland it's much harder for one to get a loan whether it's a mortgage, car note, etc. You have to have good credit, decent income, assets, etc. and even then the interest rates are way higher than in the US. The only things that's comparable is for cars but generally the people who have decent incomes lease new cars, not so much buy.
Amerca's greatest asset has always been, and hopefull will remain, the ability to start over.
Did I stutter the first time where you didn't get my point ? Why should the irresponsible be rewarded to start over with a clean slate to do it again and again so the responsible have to pay for it ?????
No strike three rule here. No forgiveness the first time, it stays with you for life so you can never get credit again. That's how you keep people accountable.
Why should the irresponsible be rewarded to start over with a clean slate to do it again and again so the responsible have to pay for it ????
People will always get others to pick up their slack. Sometimes you pick up their slack, sometimes they pick up yours.
No forgiveness the first time, it stays with you for life so you can never get credit again.
That will never happen in the us. 7-10 years depending on chapter and youre golden. I personally love our bankruptcy laws especially since they go by states.
You realize trump has used the bankruptcy laws to his advantage atleast 3 or 4 times.... its what smart people do...
Business bankruptcy laws are OK. There is a presumption that businesses employ people, which is good thing. I am with JR about personal bankruptcy, which, in majority of cases, involves irresponsible morons, no social redeeming value, and people like me who have to cover the losses.
