I would love to meet these people, and ask HOW?
One answer: discipline. Every grosz has a purpose.
1) All mobile calls as text - no conversations (unless incoming)
2) Buy the cheapest food possible (Biedronka, not the local shop)
3) Ditto cigs, where applicable.
4) Clothes from lumpeksy, hand-me-downs, etc.
5)
Kombinowanie - there's always a deal to be done off the books.
6) In extreme cases, don't pay. So you're on the panstwowy rejestr długów? So what, you weren't going to get credit anyway.
Of course, all the above mean little when someone gets ill. Even with the above, I have no clue how these folks get by when there are prescriptions to pay for.
Milky, I'm a single earner for family, I listen to you intently?
You'll have to forgive Milky - economics, domestic or otherwise, not one of his stronger suits. However, he's right inasmuch as we're only talking about people on 1,500 - 2,000 a month for the whole family. Just a hunch, but I'm guessing you're putting a bit more than that on the table.