feesGod, how mean can you get. Paying 5 PLN on an ATM withdrawal will bankrupt you?
Sorry, moderator edited my first post.
So, lets remake my first post for clarity:
Important things:
- Bank can send an SMS code to a foreign number
- Can send replacement cards abroad later (the first card to Poland, obviously)
Some of these new Internet only banks cannot do these two things I assume, strangely
About the fee structure:
1st) No % fees on foreign card use like 1%, 2% 3%
2nd) The bank account does not have to be free (but it can be), I rather pay a fixed monthly fee for the account than a per ATM use fee. So no salary account', eg. free when you load monthly, I rather pay a modest monthly fee.
3rd) If I already paid a fixed monthly account fee I'd like to see free or cheap fixed per use ATM withdrawal fees
4th) Account can be either in PLN, EUR or USD
Probably I can find a full list of these banks on the comparison site offering this service. Then I can shop around by quality of service.
I ask the moderator to replace my first post with this. Thanks.
I have heard good things about Mbank. But given my criteria, especially about sending replacement cards abroad and using a foreign SMs number, I guess they are not my best bet. Correct?
Try Alior: free ATM use all over the world, but there are monthly fees if you don't have at least 2,000zl per month paid into the account.
That just might be what I need. Thank you button.