Ah ha. The lowest common denominator routine. Hey, those Arabs, they're all terrorists right? I met a bum on the street yesterday. Therefore, all Poles are bums. Delph...
I've never met a Polish driver who actually obeyed all the rules on the road. Have you? And if so, can I meet them?
You know fine well that Poles don't respect rules that aren't enforced.
Did you let your UK insurance company know you were using the car 12 out of 12 months abroad? I'm sure you did.
The problem with trying to impose time limits is proving when the car left the UK.
You know they do check Chunnel records to see how long you've been out of country, right?
They don't and can't. Data protection laws are insanely strict in the UK - there's absolutely no way the ferry/tunnel companies would share such records with insurance companies. In fact, if they dared to do such a thing - then they would be in a hell of a lot of trouble.
Well, at least you decided to live in a crap country like Poland, in Germany you'd have the the city council hounding you within minutes to pay road tax.
One of the reasons why Poland is a nice place to live - far less obsession with this sort of thing. As long as the car is insured and the owner of the car has given his permission, they really couldn't care less.
Polish Police dont give a crap, its an insurance issue.
As long as it's not stolen and you give them something that purports to be insurance (along with a driving licence), they're happy.
Great if you bring it back every two weeks (or three months. Impressive, that's changed since I last insured a UK car); not so great if you get pranged on the A2 leaving Poland for your yearly MOT run...
But if the insurance company doesn't impose any limits on the time spent in the EU, then there's no issue at all. I know someone here who has such cover - the only thing is that it's made very clear that the car must be taxed and MOT'ed at all times.