Real Estate / Foreigner buying house with 'Rolna'/Rural land in Poland - ever possible? Advice/help. [38]

:-) I can't say I know his cousin.

I won't be doing anything without knowing all the implications!

Real Estate / Foreigner buying house with 'Rolna'/Rural land in Poland - ever possible? Advice/help. [38]

That isn't what I was told by the mayor of our area who I know very well. ;-)

I wasn't saying I was going to redesign it myself, I will be working closely with a local architect to tweak the design and comply with regulations. No problem at all.

Thanks for all the help

Real Estate / Foreigner buying house with 'Rolna'/Rural land in Poland - ever possible? Advice/help. [38]

I should clarify, We will be doing exactly as the previous poster. Buying a "pre-designed" house and tweaking it to our needs.

My wife is Polish so no problem with buying land etc. Oh, and yes I'm an architectural technician.

We spoke at length with the owner of the house we saw, they bought the land rolna and converted it to Budowlana within a few weeks. They built their house on the land over a 5 year period.

Real Estate / Foreigner buying house with 'Rolna'/Rural land in Poland - ever possible? Advice/help. [38]

Merged:

Rolna to Budowlana.....

Hi all,

Myself and my family are currently in a rented house in Poland (Lublin). We must be here for 1 year in order to get credit from the banks. This is because we our self employed and need a years worth of accounts.

Anyway, We are looking to buy land now (cash) so that when we have done a year we can get some credit and begin to build our own house.

We have been driving around and calling all the numbers in the sale signs until we find the right plot for the right price. We spoke to one family we saw outside their newly built house and they said they bought the plot of land as Rolna and paid to convert it to Budowlana and this process took a few weeks. However in contradiction to this a family member said this process of conversion takes years!

Has any of you experienced this process? How long did it take?

Thanks

Classifieds / English Native Speaking Personal Trainer Lublin [6]

Great! I was in Olimp today. I'm thinking of joining GetGym......

Classifieds / English Native Speaking Personal Trainer Lublin [6]

Hi Lyndsey, I have just moved to Lublin from the UK. I am currently looking a a good gym to join, do you have any recommendations? Back in the UK I went to the gym 5 times per week and its killing me not going at the moment! haha. I have started up my running again already around where i live in Natalin. :-)

UK, Ireland / Opening a bank account in Poland from UK / poor CCJ credit rating? [11]

Merged: Opening Polish Bank Account Online?

Hi all,

As the subject, Can I open a Polish bank account online?

I'd like to set one up from the UK as I have some money to transfer to be there for when I move out there very soon. Thanks.

Life / Average Food Bill in Poland - Family of 4 [7]

Thanks guys for the input. Very Useful and sounds similar to what I was expecting so that's good. My wife is Polish too so I'm fully expecting the buckets of soup every day! :-)

Life / Average Food Bill in Poland - Family of 4 [7]

Thanks Luke. I currently spend between £500-£600 in the UK. After talking to a few Polish people here I was expecting that to drop to £300-£400 in Poland. I'll soon find out!

Real Estate / Can you take credit/mortgage in a Polish bank to buy land in Poland? [11]

Ha, Thanks terri!

We will be purchasing the house project/plans and giving them to the developer. We have already had our meetings regarding this. Quite exciting. My wife's cousin is currently building a house on land in Lublin, so we will have all the help and info we need from them. They have purchased 1000m2 and building a 140m2 house on it. They are not using a large developer but instead using independent local contractors which is apparently saving them plenty of cash.

We will be building on 2500m2 of land and a 220+ m2 house.

Proving the finances of our business is no problem at all either. :-)

I will sure let you know!

Real Estate / Can you take credit/mortgage in a Polish bank to buy land in Poland? [11]

Ok thanks. To clarify, we still live in The UK and we are moving to Lublin in September. We have our own online business that we will continue to operate in Poland. For the first year we will be renting and then we will buy land and build on it.

Real Estate / Can you take credit/mortgage in a Polish bank to buy land in Poland? [11]

Sorry, I should have explained further.

I would like to buy between 2000-3000 m2 of land to build a house on. I'd like to borrow the money for the land purchase.

The land in question would be in the Lublin city area / just on the outskirts.

Law / Car Insurance in Poland (A/C) [32]

Merged: Car Insurance - estimate

Hello,

I have been on axa direct.pl looking for car insurance and I'm finding it rather long winded to get a quote so wondered if anyone could give me a ball park figure.

Car is a Polish registered Range Rover Sport 2008 3.6l diesel.

I'm 32 yrs old and it will be the first car I'm owning and driving in Poland. I'm a UK citizen living in Poland.

Any rough guesses for insurance would be appreciated.

UK, Ireland / Transfer Money from UK to Poland [36]

I'll have a look at citi bank. Thanks.

UK, Ireland / Transfer Money from UK to Poland [36]

Merged: Large Money Transfer - UK to Poland

Hi,

I'm just researching the best way to transfer large sums of GBP from a UK bank account to a Polish Bank account.

I am moving to Lublin from the UK next month and because of the current poor exchange rate I'm looking into options.

One option that I have found is to open up a Bank account with Danske Bank here in the UK and put all of my money into that. Then open up a Danske Bank account in Poland. This bank offers free transfers between its accounts in different countries. Are there any other banks that both have a presence in UK and Poland?

Any other ideas would be appreciated.
Thanks

UK, Ireland / Transfer Money from UK to Poland [36]

Move a large amount in a lump sum.

UK, Ireland / Transfer Money from UK to Poland [36]

Merged: Transferring your money

Hi Everyone,

I will be moving to Poland soon from the UK.

I'd like to know the most cost effective way of transferring money from my UK bank Account to a new Polish bank Account?

Any info if appreciated. Thanks

UK, Ireland / UK Sky TV in Poland [39]

Merged: UK Sky TV in Poland

Hi there,

I am moving to Poland (Lublin) very soon and I would like to setup UK Sky TV.

I'm unsure how to go about doing this. Any recommendations?

I found one company to do it all but is was extremely expensive.

Thanks

Life / Poland after one year of living here [105]

Hi,

I am a UK national about to embark on a big move to Lublin with my wife and 2 children.

I am from Nottingham and I'm 32 years old. Personally I have been visiting Lublin 8-9 times a year for the last 6 years and I have to say I love the culture, the family togetherness, the weather. I must admit Polish people are very opinionated and are not scared to show it. My polish wife also hates this attitude but we have taken the "water off a ducks back" approach. The main thing we find is that Polosh people have a certain way to look after their children and if you don't do it their way then you are wrong. Whilst frustrating we just ignore it and carry on. An example would be children wearing hats, on a mild winter day they would make their children wear woolly hats just because it's "winter" and would totally look down on you if your children wasn't doing it and make snide comments like "oh someone must be warm". My wife normally bites back at them, I just find it funny.

Anyway that's my main downside to the polish attitude, everything else makes up for it.

I think OP should stay another year. Personally, I'd be a hell of a lot more miserable living away from my children.

News / How will BREXIT affect the immigrants in UK and Poland. [1114]

Merged: As a British national how does brexit complicate my move to Poland?

Hello,

Now that the Brexit has been confirmed I need to ask a question.

I am planning to move to Poland from the UK with my family (polish wife and our 2 children). I'm expecting it to be September when we move.

As a British national how does brexit complicate my move or is there a period where I can still move freely until it everything regarding leaving is confirmed.

Thanks

Law / Can a UK company earn in PLN? Foreign currency and mortgage in Poland. [22]

Thanks for the input terri.

Regarding the medical care I'm not too worried about this as I will probably opt for private healthcare anyway.

Getting the mortgage is my new obstacle. Im awaiting a reply from Millenium bank. They are the only bank I have found that has a proper "English" section on their website and it specifically talks about accepting varying income types. I'm hoping we will fall under this category as every other bank I've spoken to so far have a problem with the fact we will earn in GBP rather than PLN - hence my original question in this thread. :-)

Law / Can a UK company earn in PLN? Foreign currency and mortgage in Poland. [22]

Ok, so the document I received from our Polish Tax advisor in Poland is a 5 page document so fairly long. In this document she discusses all of our possibilities when we move to Poland including if we moved the company to Poland. I've cut the majority of it out but you should see her point, apologies for the broken English :- ....

Summing up in the context of the facts it should be made clear that if the taxpayer, who is a Polish resident (and that you intend to be) receive income both in Poland and in the UK, it should account for the income using the method of avoiding double taxation ( the taxpayer settled in the UK, according to the British tax law, and shall submit a return in Poland- the tax paid only once). However, if a taxpayer Polish tax resident, he received only foreign income (did not receive any other income in Poland) do not have to settle tax in Poland, because its income is exempt from tax in Poland. It should be noted that some of the Polish tax offices require in such a situation, receipt of PIT zero (there are different practices). In terms of payment of social security contributions in Poland (in the facts) I received information in the Social Insurance Institution (ZUS helpline tel. Phone 22 560 16 00), that if the person involved does not conduct business in Poland he or she is not obliged to pay any contributions. In case of any illness the use of medical care on the basis of the European Health Insurance Card. I want to also inform that in Poland there is an institution submitting to the Minister of Finance requests for individual interpretation of tax laws with respect to the facts (for printing ORD-IN). Issued by the Ministry of Finance interpretation of the rules is binding, the taxpayer, who to apply it is protected by such an interpretation. I Inform about this on the grounds that you can take advantage of this by presenting the facts accurately predicted, due to an official from one application is 40 zł., Plus a fee for the person preparing such a request. With this interpretation of the taxpayer it is confident that his actions will not be challenged by the tax authority in Poland. The time issue interpretations by the Minister of Finance is three months from submission of the application.

Let me know your thoughts. I have paid for this and she has clearly done her research.

Law / Can a UK company earn in PLN? Foreign currency and mortgage in Poland. [22]

Please excuse me on this. My knowledge is limited on it all I have merely been repeating what my Polish Tax advisor has told me. I have paid her for this service. I will look at the paperwork she sent me and post it here again. From memory it does have something to do with a 2006 tax agreement.