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Posts by MatteoCarati  

Joined: 4 Apr 2011 / Male ♂
Last Post: 29 Jul 2013
Threads: Total: 3 / In This Archive: 3
Posts: Total: 30 / In This Archive: 28
From: belgium
Speaks Polish?: no

Displayed posts: 31 / page 1 of 2
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MatteoCarati   
30 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

- Using a consultant (intermediairy)
- In Krakow
- Finance position in a big multinational
- Involves Dutch but not 100% of time.
- Experience 1-2 yrs

Salary would be minimum 4500 PLN net, 5000 PLN net possible.

That is more than some people here mentioned. Grzegorz_ guy for example was very negative and told me 2500-3000 would be max achievable. This shows that if you take the right approach this is not true.
MatteoCarati   
29 Jul 2013
Work / HSBC jobs in the Finance departments in Krakow [4]

Hello
Has anyone experience with this company? I have an offer from them, but i would like to get some insight in the company culture, working hours (long days?), growing potential, etc

The offer is from their Finance department in Krakow

thank you.
MatteoCarati   
11 Jul 2013
Law / Jobs and Economic Status in Poland [64]

I don' get that Grzegorz guy. Is he a pole who has a ****** job and tries to blame that on the country?

I have over 20 Polish connections, friends of mine, who all live and work in Poland . All of them (literallly ALL of them) said that poland's economy is doing quite good.

I have been making phone calls with labour market experts , all of them confirmed the same.

I have been doing research based on statistics, and all that shows the same.

Yet, Grzegorz keeps on trying to convince other people that it is not.
MatteoCarati   
10 Jul 2013
Work / Salary and cost of living information - Krakow [257]

Merged: Average cost of living in Krakow for 1 person?

Hello

What would be the average cost of living in Krakow if:

- i want to share a flat with 1 person, in a medium-expensive area of the city

- i always cook at home, and maybe 2 times a month i go eating out (medium priced restaurant)

- i go out every weekend, but don't drink a lot (4 to 5 consummations per night)

- i do not smoke

- i do not spend a lot of money on clothes

- i travel once in 2 months, quite cheaply

What would be the renting prices for a flat for 1 person, non sharing ?

thank you
MatteoCarati   
4 Jul 2013
Work / Is there a market for teaching Dutch in Poland [22]

It would be as an additional income, not my first income.

I also offered Italian as a language to learn (i am fluent in Italian). Almost nobody wanted to learn Italian, all of them wanted to learn Dutch. That really surprised me.

If you ask in the South of Europe to learn Dutch people don't even care. Actually they wouldn't in any country as far as i know. Poland seems to be an acception.

You are right about the fact that mostly poor students want to learn and wouldn't be able to pay.

But around 500 zl / month should be achievable.

What websites can i put such an advertisement? Thank you
MatteoCarati   
4 Jul 2013
Work / Is there a market for teaching Dutch in Poland [22]

I launched an advertisement on FAcebook and i got 18 messages from people who wanted to learn Dutch. I was impressed by the amount of people who wanted to learn Dutch, and I wonder why that is.

Note that this was just to check, and there would be no charge (like i offer dutch , you offer me polish).

So i guess there should be a decent amount of interest of people who want to get private lessons, like indeed as you said, around 4 to 5 hours a week, maybe at a rate of 60 zloty/hour

In a month that would be a decent amount.
MatteoCarati   
4 Jul 2013
Work / Is there a market for teaching Dutch in Poland [22]

Hello

* Is there any demand for private lessons Dutch?
* How many students a week i could teach?
* How much could one ask for 1 hour of teaching?

Thanks !
MatteoCarati   
3 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

I have been reading more on this forum and some poles who hire in Warsaw for big companies stated that 4000-5000 netto is very possible.

The information i got from the consultant also is in line with that.

Maybe you are too fixed on your idea of salaries and are under-selling yourself. Maybe you THINK that the wages you put forward are earned by all, but maybe it is not.
MatteoCarati   
3 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

Why ?

Why: It is quite a demanding job and requires a narrow field of expertise and good skills with databases, excel and KPI's. It's not a starters job. Moreover, Microsoft is known to pay quite well and are in a sector that are known to pay quite well.

But Microsoft would be very happy to welcome you applying for the job, for sure. And they would be very happy to get to know your salary expectations.

Maybe my expectations of salary in poland are too high, but yours are definately too low if you would find 3000 net as a "fair" salary for this kind of job at Microsoft.

phtoa: the fact that your job is boring still depends on the job you have. You are generalizing a bit.

Also, with 4000 zloty net, as far as i am aware, you should be able to safe and have a normal lifestyle .
MatteoCarati   
3 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

Depends. If i could have 4000 net than i would still be able to safe a decent amount and have a better life quality.

As much as i overestimate Poland, many of you overestimate countries as Belgium. Not everything is so perfect here in Brussels. You might make good money, but there are other factors in life. In brussels over 60% of peple are not fixed in the city and only stay for short term. Moreover, it's full of immigrants and quite unsafe.

On the carreer-side: multinational companies don't hire that much, while in Poland they do

My move to poland is not only for financial reasons of course.
MatteoCarati   
3 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

I would say that the reqruitment agency gives a bit higher numbers. If i assume i would get the minimum as projected there, so 5k, that would mean 3.5k net. If i do a good interview, apply for a well paying company and if i have exactly the experience they look for , i could get more than 3.5k.

On the forum here people said that more than 3.5k is very very unlikely.

Anyway, again, everything is a case by case and depends on luck. I just thought that the forum here is a bit too pessimistic.
MatteoCarati   
3 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

Your experience seems limited again unless you have been the new star of the department and leading these projects/teams? Now if you can find a job which 100% requires the languages you know, completely matches your experience and you interview very well then 5k may not be that far off. However is there a job out there for that? That is where the luck comes in (or you have contacts) and as said before this is main the factor probably.

Many jobs i saw require people who speak Fluent English (no big deal) and additional languages, mostly they are listed and they range from Dutch to Hungarian to French to Italian, etc. I guess that both my Dutch and Italian should be useful, as well as French.

My experience is indeed very limited, and i do not count too much on that. Nevertheless, i will look out for jobs where some experience is required and where my knowledge overlaps with what is asked.

And then there is the luck factor. I do not have any connections.

As an example, review this job offer from Microsoft (for which i already applied, although it seems a bit difficult to achieve):

careers.microsoft.com/jobdetails.aspx?ss=&pg=1&so=&rw=8&jid=112860&jlang=EN&pp=SS

Those are more the types of jobs that i'm looking for (ideally..): not starters positions but jobs who demand knowledge that I achieved during my (limited) experience in big mulitnational companies.(and , again , ideally who require additional languages that i master)

I cannot realize that this kind of job at Microsoft would pay me 2500 zlotty netto. I estimate it in the range of 4500 - 5000 zlotty netto.

Here is an email i got from a professional based in poland, from a recruitment agency

Thank you very much for your email.
I am really glad that you have asked so many questions, especially regarding the financial side, since this is extremely improtant.
I have done a lot of relcoations, majority of them from Netherlands and Belgium, soi undersatdn how important are factors like cost of living, etc.

Please see below the link to the website that we use to show the cost of living:

The prices are given in net amount. Please use currency converter, for instance oanda.com

In terms of salaries, for salaries up to 7500 PLN gross the level of tax deducted from your salar is 18%.
Usually apart form basic salary employee has a set of social benefits like private medical care, insurance, access to sport facilities, and many other dependign on each Company.

Just to give you an overview of salaries in Poland - the average salary in Poland in major city is 3 800 PLN gross, whereas the minimum salary is 1500 PLN gross. For candidates speaking with Dutch, Flemish the salary range is between 5000 - 7500 PLN gross, depending on the experience and the city (£odź is cheaper than Kraków, hence salaries are lower - for £ódź the salary is around 4000 PLN gross.

Please note that salary 6500 - 7500 in Krakó is given for candidates with relevant experience).


I would be more than happy to discuss with you opportunities with have in Poland , but it is at the beginnign important for me to understand in what type of roles you could show the best of you.
MatteoCarati   
3 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

The best you're looking at is 2500 to 3000 PLN a month after taxes

So how can you explain me that a Spanish friend of me just signed a contract with Capgemini as a starter function (quite basic) will earn 3200 zloty netto? She is less qualified than me, has no work experience which i have and she speaks only Spanish and English.

I do not expect to earn 5000 zloty a month, but 2500 is certainly a lower-extreme which i frankly don't want to believe.

Everything of course depends on the company, and as you said: a good amount of luck.
MatteoCarati   
2 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

My motivation is 50% seeking a new experience in a country i really like and 50% an attempt to do a good deal carreer-wise/financially wise on mid to long term.

Of course i would start to learn Polish if i would move there and have the prospect of staying for a couple of years.

Comparing the labour market in Belgium and the amount of vacancies In Poland, i must say that there are much more job opportunities in Poland, especially with big companies such as IBM, HP, etc. Multinational companies seem to hire much less in Belgium.

All being said, if i start applying for 5 to 10 jobs in Poland, and the best offer i can get is a net wage of about 3000 zloty i will, of course, refuse. I just cannot cut on my salary that much and give up a fixed contract under very good conditions to go work for not even halve of the wage with (maybe, who knows) worse conditions. Put different, my opportunity cost is huge, and the benefit in terms of personal goals is not compensating the wage effect.

Hence, I will start with applying and see what i can get. Thumbs up then.
MatteoCarati   
1 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

I took Accounts receivable as an example, as a basic job to point out that dutch speakers are in demand for that type of jobs

Of course i would be glad to find a job that fits more what i'm capable of (more precise: activity based costing, cost management, cost controlling, business analyst).

Delphiadomine: i fully understand, but cost of living is equally not comparable with that of an expensive city as Brussels (my rent is 680€/month). If i would earn a wage in the region as pointed out (say 3000), that would imply almost a 60% cut in my wage, netto. Is cost of living 60% cheaper in Poland so i could safeguard my savings (around 400-500 euro a month) ?

The bottom line for me is: if i can do a better deal by earning less, spending less, but saving more, i'm up for it.
MatteoCarati   
1 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

To be precise: i have a job in Belgium, Brussels in the financial department of a company. It is quite a good job, and i am happy with my wage. Nevertheless, I wanted to check out if i could do a financially good deal by moving to Poland and safe more (apart from other advantages like culture, cities, people, new advanture, etc).

I am currently asking some second opinions and they are not in line with the answers on this forum, for now. One Polish guy who studied the same post-graduate master as me (so he is qualified to the same level as i am) states that i could easily earn up to 6000 zloty net, depending on the company and the position (hence: a job offer which does require some experience combined with Dutch language skills). He is based in Warsaw and works for Gotshal & Manges LLP.
MatteoCarati   
1 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

Culture-wise Poland is a better deal than boring Belgium.

Also one could assume that cutting down on wages is a fact due to lower expenses, but only up to the level where savings remain equal.

Clearly it is not. How much Poles can save with a wage of 3000 zloty?
MatteoCarati   
1 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

Ok fair enough, nevertheless, i don't quite understand why a polish friend of me, working at Orange gets 3000 zloty net for a starting position.

That is exactly the same salary for a job where native Dutch (not Dutch, but native Dutch) is required if the mentioned salaries above would be true (and i do not doubt the accuracy of the posts above). You would expect that at least a premium is made for mastering the required language skills.

There is no way on earth then (at least that is my conclusion) that somebody would reallocate from Holland, Belgium to Poland for that salary since that would imply having to cut on his net savings, compared to having a job in a dutch speaking country.

How then can those companies attract native speakers?

Secondly, I wonder why so 'many' (as described above) polish people are graduating mastering Dutch. I would only suspect they do because there is a high demand for Dutch speakers. Then again, that would imply that a highly demand language skill is paid a premium in its wage.

I am not doubting the figures above to be correct or not. I am just making a point on how companies can attract native speakers from countries such as Belgium if they do not want to pay a fair wage, relative to the wage those people can earn in their home countries.
MatteoCarati   
1 Jul 2013
Work / Dutch speaker (native) experienced in Finance: job opportunities in Poland [63]

2500 zl net, that is a redicolous salary concerning my qualifications. I would not even consider. I heard from Polish friends they even earn 4000 zloty (net), with much less qualifications. I speak Dutch, what they look for, have a double master and experience in finance.