Real Estate /
Buying a flat in Krakow; prices are still falling? [200]
Hello.
Last year i bough apartment in Krakow.
i took credit in PKO bank. i dident find any problems at all, I am from Norway and we are not a part of the EU.
in the bank they just wanted details from my work payslips,contract ect. (since i dont work in Poland) and as long as you have a monthly payment above 10k Euro there where not a problem at all.
the contracts and legal stuff my girlfriend fixed (went to the Notaries office and made her a (power of attorney)
there are some fees that you pay to the notaries office but they are small. like 5-10k PLN (i don't remember but i think its a % of the value of the real estate )
hope it helps.
i payed 35% up front in cash.
all contracts and stuff are done in the Notaries office. first a pre-sales agreement and later a final contract meeting.