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Joined: 6 Nov 2015 / Female ♀
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From: Konin
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babyboom   
6 Nov 2015
Real Estate / Shared deed when buying a property in Poland for unmarried couple [6]

Hi,
we just moved recently to Poland, my partner for 13 years is Polish ( I am not) and we have children together. We want to buy a small detached house and bank told us that only he will go on the mortgage as we are not married and I have not started to work yet and complicates things. So far ok but then they just told us I won't be on the legal deed of ownership of the property (sign in notary office after mortgage is approved) as they only will sign the paperwork the bank sends and I won't be on the mortgage documents son only he will be register as owner.

We both want to be on the legal ownership. They say we can sign a private document in notary office and put me as co -owner, but not sure if this implies different legal implications? has this paper same legal value as the legal deed of ownership of the property?

I will appreciate some advice
thank you
Mary
babyboom   
19 Nov 2015
Real Estate / Shared deed when buying a property in Poland for unmarried couple [6]

Hi,

we are with Alior Bank, but they said as only he is on the mortgage, because we are not married, I can not be on the notary deed for the house property, so only mu partner owns it, but we want both as owners.

I am EU citizen, they problem is I am not in the mortgage I ca not be on the notary deed for the ownership house, however in many EU countries this is not a problem. Do you know this is legally correct in Poland?

Thanks you for your time