party7654
6 Feb 2014
Work / A job offer in Wroclaw - will it possible to get a neat education for my kids? [6]
Well, I live in Wroclaw and I think that the situation is a bit more optimistic, that was painted there. To be honest, you can live quite comfortably with your family in Wroclaw, but unless your wife be working, you won't get much savings. Much depends on your taxing form. Earning 12k zl/month you'll pay 32%, not 18% tax, so in pesimistic variant, you'll earn a bit more 8k zl/month. However, you'll pay taxes for you and your family, so you won't pay so much. The best variant for you is to not be hired as regular employee, but to become a sole trader. In this case, your gross income would be 14 200 zl, because your employer won't pay additional insurance payments. From this amount of money, you'll pay 1000 zl/month to ZUS (insurance office) and 19% tax, so yo could have nearly 11k/month. Cost of living can be similiar to this: you can rent a 100-150 sq. m detached house for about 3500 zl or 60-70 sq m flat with 3 rooms for 2500 zl. In these sums usually they are payments for electricity, gas, etc., but you will need to pay about 200 zl for phone, internet and TV. Transport: the most convinient option is to buy monthly public transport cards, that allow you to use buses and tramways without limits. This will be about 400 zl/month for all family members. Younger kid care: I'm not 100% sure about the exacly cost, but you could hire a sitter (usuallly a young student girl with nice english skills) for max 2000 zl (employer cost) or buy a place in private polish kindergarden (about 1000 zl). Your younger kid will have to go to school at the age of six or seven, so you have 2-3 years for her to learn polish, what should be quite realistic. In this case you could save the money from international school fee. However, with older kid you won't avoid this cost. I've checked fees in British International School and they are 3300-4500 zl, depending on your kid age (let's assume 3500 zl). Food: I'm not buing food for myself, but I'm sure that 500-600 zl is enough. You don't need to buy additional medical or any other insurance, because 1) you have public ones, 2) your employer propably will offer you free ones as part of your social package. So, sum of your obligatory monthly cost stays for 7600-10100 zl. Adding some expenses for clothing&fun, you alone should be able to support your family financially. I don't know how long will take for your wife to nostrificate her degree, but as a student, I see in my school (Wroclaw University of Economics) plenty of foreign academics, so it is not an impossible process. However, payment for academic teachers aren't stunning, so she should consider working in business. If she has the doctorate in business/technical/medical sciences she has great chances to earn a good money. But if she hasn't, there is possibility that she'll earn 2-3 times less than you.
Well, I live in Wroclaw and I think that the situation is a bit more optimistic, that was painted there. To be honest, you can live quite comfortably with your family in Wroclaw, but unless your wife be working, you won't get much savings. Much depends on your taxing form. Earning 12k zl/month you'll pay 32%, not 18% tax, so in pesimistic variant, you'll earn a bit more 8k zl/month. However, you'll pay taxes for you and your family, so you won't pay so much. The best variant for you is to not be hired as regular employee, but to become a sole trader. In this case, your gross income would be 14 200 zl, because your employer won't pay additional insurance payments. From this amount of money, you'll pay 1000 zl/month to ZUS (insurance office) and 19% tax, so yo could have nearly 11k/month. Cost of living can be similiar to this: you can rent a 100-150 sq. m detached house for about 3500 zl or 60-70 sq m flat with 3 rooms for 2500 zl. In these sums usually they are payments for electricity, gas, etc., but you will need to pay about 200 zl for phone, internet and TV. Transport: the most convinient option is to buy monthly public transport cards, that allow you to use buses and tramways without limits. This will be about 400 zl/month for all family members. Younger kid care: I'm not 100% sure about the exacly cost, but you could hire a sitter (usuallly a young student girl with nice english skills) for max 2000 zl (employer cost) or buy a place in private polish kindergarden (about 1000 zl). Your younger kid will have to go to school at the age of six or seven, so you have 2-3 years for her to learn polish, what should be quite realistic. In this case you could save the money from international school fee. However, with older kid you won't avoid this cost. I've checked fees in British International School and they are 3300-4500 zl, depending on your kid age (let's assume 3500 zl). Food: I'm not buing food for myself, but I'm sure that 500-600 zl is enough. You don't need to buy additional medical or any other insurance, because 1) you have public ones, 2) your employer propably will offer you free ones as part of your social package. So, sum of your obligatory monthly cost stays for 7600-10100 zl. Adding some expenses for clothing&fun, you alone should be able to support your family financially. I don't know how long will take for your wife to nostrificate her degree, but as a student, I see in my school (Wroclaw University of Economics) plenty of foreign academics, so it is not an impossible process. However, payment for academic teachers aren't stunning, so she should consider working in business. If she has the doctorate in business/technical/medical sciences she has great chances to earn a good money. But if she hasn't, there is possibility that she'll earn 2-3 times less than you.