Life / Health cover for a married couple in Poland [70]

Thanks for your response kaprys. It seems a lot of money to pay 800zl per month for 2 people for public cover....I did write to the consulate but they didn't respond... one thing which is so common in poland is getting the run around, they always refer you to somebody else, nobody seems to know.

Life / Health cover for a married couple in Poland [70]


Yes, if you are flush with funds its cheap, tell a person on 1500Zlote a month wages its cheap...there must be a way a person on a polish passport (non eu) with a personal identity card can assess cheaper medical cover.. remember its only public cover not private.

[quote]Basicaly, if you get medical cover from any source (work, contract, dobrowolne ubezpieczenie) and your spouse has no source of medical cover (i.e. they're not, for example, registeted as unemployed person), they have right to marital social security (or whatever it's called in English). Just ask for ZCNA form

zus

MDR.... Partner lived in Poland for 35 years has lost her work papers. Records from government records have been destroyed.

There must be a way that a person living in Poland (not a tourist or on business) can assess free public care health cover.

Life / Health cover for a married couple in Poland [70]

Thanks cms this is NOT private cover, but public cover... the public system is not that crash hot in Poland, you don't mind seeing a doctor privately but to be served a bill for heart surgery is something else... the notion of banking 400 od zl a month and using this as a medical fund has some merits.

Life / Health cover for a married couple in Poland [70]

Thanks Terri, Kaprys, Delphiandomine for your responses, now


Well Delphiandone, A self funded retiree prepared to spend his final years in Poland is a plus for Poland, I'm not after a free ride, but just basic medical cover, most countries offer free public medical cover for there citizens, especially in retirement, I have as a dual citizen have full rights except access to medical cover. For a retiree a cover of over 400 zl a month seems excessive, I'm sure you don't pay 400zl a month to ZUS for your public cover... with regard to previous work records, this is what has happened, my partner has lost her work passbook and ZUS claim the records were destroyed as a result of flooding.(previous employer no longer exists)

In other countries pensions are paid on residency and has nothing to do if you worked or not. In Poland its accessed on your working history, although some people like men of the cloth are exempt from this test.

You would almost be tempted to save the 400zl and use it when your sick

Life / Health cover for a married couple in Poland [70]

Thanks, Terri, mdf, kaprys, Harry for your input.


Love your sense of humour, we would get along well..


No one is asking for a free ride, a self funded retiree returing to Poland is a big plus for the local economy, I am technically a polish citizen and although I would not claim a pension, receiving public medical cover is not too much to ask...most countries provide free medical cover for there citizens, you say the system couldn't fund it, well its has to fund potentially every person in the EU.

Life / Health cover for a married couple in Poland [70]


yes it does, if a person from a eu country visited poland and fell ill he could access the polish medical system for free.

a 2% levy based on taxable income is charge in some countries, people on whom are unemployed or retired are exempt.. the bottom line is that a self funded retiree returning to Poland is of great economic benefit to the country, he should be treated the same as his counterpart here.

Life / Health cover for a married couple in Poland [70]

Thanks kaprys for your help and others who have given there advice. will get back to you on that.



Now delphianomine and Harry.. with thats the type of attitude thats exactly why Poland will never advance to the next level, this typical dated mentality reminds me of the old communist thinking...understand that not everyone moving to Poland will set up a tent at the nearest hospital waiting for the next available bed to have a major operation, Have you heard of the term "risk management" as opposed to red tape. Self funded retirees no matter what you say is a big plus for the polish economy, every zlote spent is a boost to the food and service industry, The Brits didn't jump up and down when 2 million poles landed on there shores, no mention of a burden to the health system, some poles seem to have a please give mentality...sometimes you have to share and give..

Life / Health cover for a married couple in Poland [70]


OMG, Your comments confirm my belief that Poland will never advice to the next level when people have this type of mentality, Poles moving to other countries enjoy the same benefits of the local people, it seems only in Poland that a Polish citizen returning and retiring in Poland is treated differently, I'm not entering Poland in a ambulance heading for the nearest hospital..Self funded retirees have a positive impact on the Polish economy.. Don't worry about a few retirees returning to Poland, its the refugees from war torn Syria etc who will king hit the polish medical system.

Life / Health cover for a married couple in Poland [70]


Don't give me new ideas please lol, these countries have a lot to offer, depending on what your looking for hmm (get the point) I'm not looking for a free ride and paying 400 od zlote won't send me bankrupt.. I'm just making the point that Poland should dangle a few carrots for those loaded up and offer a few incentives.. Going by other peoples standards, the polish system is most unfair, why are high income earners charged more for health cover than lower income earners, they get exactly the same service, have to wait and queue up, no special treatment. I make the point again that a lot of countries offer free health to newly arrived, I am however a polish citizen returning to Poland, there is a bit of difference.

Life / Health cover for a married couple in Poland [70]


For somebody living in Poland yes.


One person spending his lifetime savings maybe not, if there very thousands in my position yes


I will certainly be on my guard looking out for nasty people like you when in Poland, you might try looking out beyond the square when making such assumptions,

Like I mentioned before the Brits had to put up with 2 million poles and they made no great fuss... no one is looking out for freebies..just a entitlement.

Life / Health cover for a married couple in Poland [70]


Sorry, not after a free ride, just wanting to receive what I am entitled to receive, will pay what is required if I have to, not an issue, I'm sure most people who move to another country check out there entitlements, I am not any different.. I make the point again that I am a Polish citizen.


Dom, It is only non poles who will do that, polish people understand and respect unlike you

Life / Health cover for a married couple in Poland [70]


This music to my ears, further enquires reveal that I would receive free hospital cover, its praise the lord and pass the vodka, alleluia.. I must however thank people like Delphiandomine and terri, without your contributions this would not have been possible... thank you


Thousands is not much chop for somebody who has lived away from Poland... one years nfz at 400 per month adds up

Life / Health cover for a married couple in Poland [70]


Partner receiving part pension.


Now kaprys, you would be a great spokesperson for the insurance industry.. what percentage of people in poland undergo heart surgery, the only reason Poland and that includes most countries have problems with the hospital system, is that beds are taken up by people who have illnesses associated with excess alcohol, use of drugs (domestic violent and injuries as a result of motor car accidents) have poor diets and no exercise. You are told to insure your house because it might get burnt down and you would be left with nothing, true but what are the odds.. what the insurance companies don't tell you is that most fires start by personal negligence like not maintaining a fireplace or leaving candles unattended, Lets talk about flood damage.. simple solution don't buy near a flood prone area. Don't buy where the crime rate is high.. the list could go on. I'm sure if you told somebody 40 years ago to take out insurance he would tell you its a scam.. We have all been brainwashed by the fear of the impossible, we never the less will continue to feed the insurance companies.

Life / Health cover for a married couple in Poland [70]


Heart disease is the most common form of death in most countries, the problem is that most poles don't bother getting there health checked until its too late, most people require some sort of blood pressure tablets by the time they reach 60....you be careful, to answer your previous question is 40,000zl a lot to pay if you needed major heart surgery, the short answer is No, keep in mind with public cover there may be a waiting period, which reminds me, are abortions legal in Poland, answer Yes, but there is a 12 month waiting period...you probably heard this before. It beggars belief when I see the lifestyle of some poles, smoking, drinking and so much fatty food, and of course no exercise..

Life / Apple v IBM computers in Poland [37]

Merged:

Apple Computers in Poland

Just interested to know how popular are iMac computers in Poland. Keeping in mind that these computers are some many times more expensive than IBM's.

There seems a lot of apple phones around, ironically those who have one want everyone to know that they have one.