kmoursy
31 Dec 2015
Real Estate / Refusal for a mortgage in Poland [18]
Braveheart, I know what you are going through, me and the wife tried to get a mortgage for an apartment and got rejected as they would not accept my income here, as my wife owns the business, so we paid for it in cash. 5 years later went through the same and had to pay cash too. Last month we decided to buy a house and the wife banks with PKO and they were the worse bank ever to deal with. So the motgage was accepted with Eurobank no problem at all, they contacted PKO to confirm the income, and then PKO terrorised our mortgage dealer to find out the details. I would recommend going to a Mortage Dealer and let them find a lender for you, as they usually can. Good Luck.
Braveheart, I know what you are going through, me and the wife tried to get a mortgage for an apartment and got rejected as they would not accept my income here, as my wife owns the business, so we paid for it in cash. 5 years later went through the same and had to pay cash too. Last month we decided to buy a house and the wife banks with PKO and they were the worse bank ever to deal with. So the motgage was accepted with Eurobank no problem at all, they contacted PKO to confirm the income, and then PKO terrorised our mortgage dealer to find out the details. I would recommend going to a Mortage Dealer and let them find a lender for you, as they usually can. Good Luck.