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Posts by peterweg  

Joined: 16 Feb 2007 / Male ♂ 		Last Post: 19 Jun 2020
Threads: Total: 37 / In This Archive: 22
Posts: Total: 2305 / In This Archive: 1651 		From: London, Battersea, Krakow.
Speaks Polish?: no
Interests: Motorbikes, Skiing

Displayed posts: 1673 / page 41 of 56
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peterweg   
5 Dec 2011
Life / Graffiti problem in Poland [38]

Krakow has become the first city in Poland to launch a major campaign against graffiti - with a focus on racist slogans.

krakowpost.com/article/2637

Report it here: ekocentrum.krakow.pl
peterweg   
2 Dec 2011
News / Would Poland Be Stronger Without "The West"? [10]

Poland has thrown its entire lot with the EU and NATO, the alternative is to become vassal for the Russian Empire and that will never happen with a war.
peterweg   
2 Dec 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

So the figures published would have to be a guess.

No, they are accurate for what they measure. The rest of the hidden wealth would be a guess, but if its in paper, Polish, money they can count that accurately as they know the amount in circulation. What you can't know is the amount in foreign currency, gold etc, that's where your guesswork comes in. The 60% figure is guesswork, those people probably don't use banks becuase them are penniless, an equally valid guess.
peterweg   
1 Dec 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

According to "information", that banks have on 40% of the population? This is supposed to be accurate?

Its accurate for the people who have "cash, bank deposits, and savings in pensions and investment funds, as well as shares in public companies held by individual investors".
peterweg   
28 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

i hope Poland doesn't take the Euro.

Which Euro? it looks like 8-10 core countries will setup a Financial Union (EU FU lol). that will be far stronger as it will exclude the PIIGS. This would be very attractive to Poland.

Germany, France examine radical push for eurozone integration

(Reuters) - Germany and France are exploring radical methods of securing deeper and more rapid fiscal integration among euro zone countries, aware that getting broad backing for the necessary treaty changes may not be possible, officials say.

peterweg   
25 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

So I get a mortgage from the Bank to buy a property..

Correct. Banks leverage the deposit - basically they print the money based on the security of the asset with a certain possibility that it will be repaid over the term of the mortage.

How do you think the vendor got paid for the property?. Mortgages had to exist to be "re-packaged' into "sub-prime".

The money comes from the bank which prints it based on the fact that it now owns a new asset. The bank will be repaid by the lendor.

You seem to understand it, except for the fact that banks don't have 'cash' they have an ability to create money to lend, money which 'comes from the future' in the form of debt.

Alphaville has a mocking article about the fact that the general public has only now realised how this works

ftalphaville.ft.com/blog/2011/11/15/747991/on-the-demonisation-of-debt

Here's the article it refers to

Hard to believe, isn't it? Martin Wolf, one of the experts who sat on the independent commission on banking, put it bluntly, saying in the Financial Times that "the essence of the contemporary monetary system was the creation of money, out of nothing, by private banks' often foolish lending"

Money has been privatised by stealth
guardian.co.uk/commentisfree/2011/nov/15/money-privatised-stealth
peterweg   
24 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

Companies, banks, hedge funds are sat on billions in cash

Banks and hedge funds don't have any cash.

Banks in particular do not lend money they have, you give them a property and they manufacture it out of thin air using the property as proof that the money exists. Any cash the may have is lent out at 10-50 times multiple as a loan on an asset.

So banks may have trillions of euro's but its mostly owed to them.
peterweg   
23 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

Rise in unsold Polish apartments could lead to price fall

23rd November 2011

There are now more than 60,000 new apartments waiting for buyers across Poland, and with demand still dropping analysts expect that finding buyers for all the currently available units could take up to 20 months, reported Rzeczpospolita.

Real estate experts have advised would-be buyers to use this market position to their advantage and negotiate a lower price with developers.

"We're seeing a steady growth in numbers of apartments being offered by developers, but demand is just not keeping up," said Katarzyna Kuniewicz, associate director at Reas, a residential market consultancy.

peterweg   
23 Nov 2011
Food / Pinto beans in Poland [17]

You don't have to use pinto beans, other will do.
peterweg   
23 Nov 2011
Life / Some Polish dogs have a very miserable life [46]

I went on a wild boar hunt a few years back

Those hunter must be nutters. Nothing like that happens when I go on a hunt and most hunting is done in winter, drinking beer outside during a Polish winter doesn't seem like fun.
peterweg   
22 Nov 2011
Life / Some Polish dogs have a very miserable life [46]

For these there is a good law that tells hunters to eliminate them, as they cause substantial damage to local animals and can be dangerous to people too. They hunt in packs like wolves.

Yes. 150m from houses, without a collar, and you can blast away.
peterweg   
22 Nov 2011
Work / Where to look for contract-based employment in Poland? [4]

Who wants to hire somebody for only 3 to 9 months?

Someone looking to fill a 3-9 month job.

There is a lot of outsourcing software development done in Krakow so there should be work available. I doubt there will be much contract work though. Try Gumtree, I employed a developer on there.
peterweg   
22 Nov 2011
Law / Charges on cash on delivery in Poland? [6]

Ask the supplier how much the goods cost with COD. I don't think its should be any more than any other method of payment.
peterweg   
22 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

Burger King were converted to KFC, by this company.

en.wikipedia.org/wiki/AmRest

They are re-opening them again I believe. I only know this becuase I meet the son of the founder in San Diego.

Burger King pulled off the market strategically
they came back of course

This company owns the rights to KFC, Pizza hut and Burger King so its not Burger King as such

I just heard that McDonald's sales have gone down in Poland. I wish somebody would wipe them off the earth- they are beyond disgusting in every aspect of their business.

I personally believe they have little chance in Poland, I took the family there and they thought it was vile.
peterweg   
16 Nov 2011
Love / Does your Polish partner suffer from disposophobia [46]

The points raised in point number 2 are most definitely in the Polish national psych.

You ask the question then refuse to lisen to any answer but the one you want to hear.

Hoarding is not a national trait, I've only lived here for three years but I've seen dozens of peoples homes. Its a trait your wife suffers and you are trying to cover up for its oddness by claiming its normal for Poland. Its not normal in Poland or elsewhere.

Your wife is simply a bit nutty and abnormal. Accept it.
peterweg   
16 Nov 2011
Love / Does your Polish partner suffer from disposophobia [46]

Exactly, so getting back to the subject of Polish hoarders, we also see this in the case of the Polish need to focus on the past. A classic example of this is the Polish diaspora who frequent Polishforum debating life in Poland circa 2011, when they have not even visited Poland in the last 10 years +.

You have been told quite specifically this is nothing unique to Polish people. You wife is a nut case, what ever nationality she is. Just accept it, but its not normal in Poland or anywhere else..
peterweg   
8 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

The problem is, that a person on 1500 zloty a month (as in a larger portion of Poland B for sure) are mortgage to the hilt for 40-50 years on 40m apartments.

People in Poland B don't earn that and live in towns, they live in the countryside where property is dirt cheap and jobs are farming.
peterweg   
8 Nov 2011
Life / Polish dubbing in movies; why is it so that on polish television all the films are dubbed? [135]

Now tell me how many foreign language movies do you see on tv? :)

A lot. They always have subtitles, even Polish films in the UK (I've seen one or two there). I often watch films and TV with subtitles even in English.

The key point, of course is its OPTIONAL. You can switch it off.

I don't think there was any TV before the WW II.

Cinema?
peterweg   
8 Nov 2011
Life / Polish dubbing in movies; why is it so that on polish television all the films are dubbed? [135]

Now, Sky, the thing is that with lektor you don't change anything, the original voices are still there.

No they are not. My first language is English and you cannot hear 50% of what is being said. Polish speakers think that becuase they can understand what is being said that they are listening to the English and the lektor is 'enhancing' it. Not true.

My Polish family were surprised when I said I could watch Polish programs, they genuinely thought I could hear the English.

Frankly, I can't see much difference between reading and hearing out these 2 sentences except that when reading them I have to constantly shift my focus between the script and the picture, which is irritating, it's like shifting gears in a car every 5 seconds. Maybe my mind is just not flexible enough.

Virtually every other country in the world can use subtitles with no problem, English speaking countries too. Maybe the real problem is that illiteracy (in the past) would have prevented many Poles from understanding films in the past.

The linguistic intricacies ARE a big part of any great movie, no matter which language it was recorded in, the original is always best. Everything else is a dumbified, cheapo version of the original. A linguistic fake if you so will.

Agreed.
peterweg   
8 Nov 2011
Real Estate / Mortgage in Poland (rules, rates, types, websites)? [26]

Johnny

This website is about Poland the country in Europe, not Poland, Tennessee, USA.

And lets keep this for reference Feb 21, 10, 14:32

new offers will be availalbe in a weeks, the banks are offering new deals from which I am very happy and this is a first sign that property market is going to recover soon!!!

peterweg   
7 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

When purchasing the most expensive thing in your life, as well a place where you might end live out the rest of your days, not mentioning something you'll be paying off for decades...

Well, you could choose to live there becuase you won't have to spend the rest of your life paying a mortgage. You could live there becuase its cheap to buy.

In which case you could use it as a stepping stone - pretty common process.