Work /
I want to live and work in Poland in 3 years. I'm from Québec, Canada. [16]
@Aksh30
20K gross a month will give you about 14K net a month, maybe a little more because you have dependents. At the beginning of the year, you will get more in your monthly paycheck, but that will decrease over the course of the year as you go up into higher tax brackets.
14k a month is more than enough for a couple and school age child. Your biggest expense will probably school tuition for the child. That can be very expensive at a good private English medium school, about 5000 PLN a month in Warsaw, and I expect the same in Kraków, as well. Unfortunately, I don't know anything about the school situation there, but if it's like Warsaw or Wrocław, there are good international schools, which are rather expensive, and then there are lower quality schools that pretend to be international schools. You have to be careful and ask around so that you get the best for your child. Best to ask colleagues for advice.
A basic, no frills two bedroom apartment will cost you about 2500 to 3000 PLN a month: rent, administration fees and utility bills included. Make sure to get it checked out by an OLDER experienced Polish colleague or friend. They will know what to look for. For example, bad windows can cost you a lot of money because it will cost you more to heat your apartment. A small kitchen can also be a major problem. You'll also want to be close to tram stops as well as to your place of work and your child's school. Commuting can be nasty in the winter, especially if you have to wait at multiple tram stops. Beware of apartments that are cheaper than the going rate. They often have MAJOR problems or are inconvenient in terms of public transportation. An OLDER experienced Polish colleague will know. With your pay, you could afford to rent something more comfortable. Rent from AirBnB for the first month or so, and take your time checking out apartments, especially if you plan to spend longer than a year in Poland.
Food and household expenses, public transportation cards, internet and phone will come to about 1500-2000 PLN a month. Less if your wife cooks meals at home from scratch using Polish ingredients. More if you eat out a lot or buy a lot of snacks, lunches and drinks away from home, or if you consume a lot of foreign or convenience foods (this can cost you a lot if your child is a teenager).
Poles eat mostly chicken and pork, with some occasional bland fish and turkey thrown in for variety. Lamb, in particular, is quite expensive, as is beef and seafood. Summer vegetables can be very expensive out of season. There are internet stores that sell foreign ingredients and spices. There are no ethnic neighborhoods with ethnic supermarkets, just a few scattered small shops with a very limited selection of mostly non-perishable food items.
So that is about 9000 to 10000 PLN for basic living expenses and education for a basic lifestyle. A car is not necessary if you choose the location of your apartment well. Public transportation in Kraków is rather good, and serves all parts of the city that are worth visiting.
The rest you can spend on entertainment, travel and occasional expenses like clothing. I'm guessing you are from India, Pakistan or Bangladesh. If that is the case, then entertainment is going to be important to keep your wife from going crazy. While there are a good number of professionals from the subcontinent in Kraków, by far the bulk are single, younger males without families who word a year or two and then leave for home or for greener pastures, so it will be difficult for your wife to find suitable female company, or any company at all if she does not speak English well. Polish lessons would be a good idea if you are staying for more than a couple years, for her, your child and yourself. You have to keep her occupied and satisfied or she may want to return to your home country, either for visits or for good. While you are making a lot by Polish standards, you will find frequent trips to and from your home country rather expensive.
You'll be able to live a comfortable middle class lifestyle without any problems, at least by Polish standards. However, substantial savings are probably not possible because of the expense of educating your child. Savings potential is the main problem with working in Poland, especially for people who have a family with school-age children. Putting your child in a mixed Polish/English medium school is an option if you plan to stay in Poland for several years. That can bring down the cost a bit. Ask your colleagues. It probably doesn't make sense if you are staying only a year or two, though.
Also, if your company is not paying for your relocation fees to and from Poland, then you will also have to deduct that from your monthly paycheck as well. It's often overlooked by people when they decide whether coming to Poland is worth it.