Law / Zloty climbs as ratings agency upgrades Poland [34]


Is it PLZ or PLN? I thought it was PLN (N for new Złoty).

Law / Zloty climbs as ratings agency upgrades Poland [34]

That was a marked drop, caused by the UK losing Moodys AAA and the PLN gaining strength due to the Fitch upgrade. Fluctuations of that magnitude in hours are not the norm, no.


That's what I hope for, but you have an official at the central bank in the UK today talking about them perhaps introducing negative interest rates there, and so that would weaken GBP most probably. It might just be talk, though.

Law / Zloty climbs as ratings agency upgrades Poland [34]

I'm seriously thinking of moving! Just can't find any accommodation here -- if it's half decent in a reasonable street, it's let really fast or very expensive. One of the two. Fed up with this, I really am. (Anything up to 1500 plus service charges, seems to let rapidly if it's any good. LLs ain't taking offers when I try. Not a penny off.)

Real Estate / Best and worst months of the year to find a flat to rent in Poland? [39]

Yet another flat, fairly good road but nothing special about the block -- it still gets the usual scrap metal men trawl through its bins and has a noisy building site not far away.

Landlord refused to talk about any sort of offer, and the agent insisted on 50% of the monthly rent from me as their fee, or 100% if I retain them to find me something else (as if!)

Seems to be a landlord's market here for flats sub 2000zł a month incl service charges. Most of the ones I recently took interest in were let in a week (via agents!).

Mostly the cr*p is all that's left hanging around. I'm probably leaving Wroc as just can't find any accommodation offering value.

(Some, occasional agents, don't charge tenants any fee - but most do.)

Law / Zloty climbs as ratings agency upgrades Poland [34]


centkantor and the main ones - 4.59 (last checked at the kiosk in a mall at 8pm) link centkantor.pl
see screen capture below


Yes, indeed some will. Some won't of course.

• 
  4.59 to the pound cent kantor
  

Law / Zloty climbs as ratings agency upgrades Poland [34]


Certainly climbed against the UK pound, am really sorry I didn't convert more pounds a few weeks ago. A quid buys 4.59zł today at kantors here. That's quite a drop since early Feb and approx 20% down since autumn 2012.

Real Estate / Best and worst months of the year to find a flat to rent in Poland? [39]


One that I enquired about that was only listed 1 week ago -- already gone.

This was the agent's email

dziękuję za kontakt w sprawie wskazanej oferty. Oferta wskazana jest w rezerwacji. Mogę jednak wskazać inne ciekawe mieszkania. Zdjęcia nie oddaję w pełni uroku tych mieszkań.

(the email says that the flat is reserved for someone else, but they have others if I'd like to check them out)

The others are cr&p.

Real Estate / Poland online property ownership checker (government website) [19]

Good link, thanks :o)

Real Estate / Best and worst months of the year to find a flat to rent in Poland? [39]


Funny thing is I don't even know why she was so annoyed with me, I wrote to her very respectfully and without any harsh business talk. And I sent her a link to the other flat, so she could see for herself.


Thanks for the info, I'm sorry you're having problems, but it gives me some hope then for my own situation -- so far I'm either brilliant at spotting great value or very unlucky! One a few weeks ago was taken just 5 mins before I got there to see it. It had only been advertised for 2 days at most by the time I got there, possibly just one day.

Real Estate / Astounded by the poor value of residential property here in Wroclaw [92]


Well, one agent said I should negotiate prices down there to what's reasonable, but who knows - so far no luck.


I agree with you.

Real Estate / Astounded by the poor value of residential property here in Wroclaw [92]


Yes I did think about that, but so far no one I know here needs accommodation, and I don't want a total stranger. I did that in Britain in the past and it was far from ideal, lots of noise from flatmates and they used to nick my food etc.


Yes, the truth is out there, somewhere!

Real Estate / Best and worst months of the year to find a flat to rent in Poland? [39]

Well, I offered an amount of rent on a flat last week, it was very fair, and it was exactly the same amount as an identical top floor flat on the same estate was going for, except the flat I offered on could be said to have been a bit inferior as it faced north and didn't have such a good view or bathroom. The landlord (a woman) sent me a snotty email telling me how fabulous her flat was and that it was now let to someone else who appreciated it. If she's telling the truth and she achieved her asking price, her flat broke new ground in terms of price as far as I can see from Trovit, as she would have achieved 15% more for rent than anybody else did in 2012 and so far this year. Why, well that would be a mystery.


I see, well all I can say is that there's some appallingly bad value out there at the moment, and some very stubborn landlords, bad contracts, hidden property defects too.

Real Estate / Astounded by the poor value of residential property here in Wroclaw [92]


I'm not talking about next door Germany nor other countries nearby that have in the past been part of Poland, I'm talking about internationally. I thought you were talking internationally too, because if you were talking domestically then almost anyone would know where Stevenage is, ditto Chelmsford. So your previous argument unravels like a cheap suit there too.

Nevermind, you've tried your best to make some sort of defence of high property prices, for reasons which are best known to yourself.

(Rest assured, I was told long ago about Poland's history and Breslau, although not at school, no. Breslau did not feature prominently in any UK history curriculum, just as probably Aldgate/Whitechapel, Chelmsford and other places in the UK don't feature on Poland's history curriculum)

Real Estate / Best and worst months of the year to find a flat to rent in Poland? [39]

On the other thread, you'll see I'm not having much luck... https://polishforums.com/real-estate/poland-kodeksu-cywilnego-umowa-najmu-tenants-64695/#msg1352553

Real Estate / Astounded by the poor value of residential property here in Wroclaw [92]

Thanks, I didn't know they did property listings on their SM thing now, no. I've got some acquaintances here in Wroc keeping an eye out for me, and some cool people on the other thread were kind enough to comment on the clauses on the rental contract, it's all much appreciated.


Not sure that's strictly true, not if you know all the areas I mentioned in my posts, and I do. The TVP Wroc area is one of the better areas but by no means the best. It's the right side of the middle, that's all.

The price of a bought or rented 2-room in Wroc, especially in such 'better' areas, makes good areas of British towns and cities seem a bargain considering the wages.

Real Estate / Astounded by the poor value of residential property here in Wroclaw [92]

The fundamentals say that prices here are way too high. No amount of denial will change that.

Real Estate / Astounded by the poor value of residential property here in Wroclaw [92]

I can think of other places, eg Chelmsford. But actually Stevenage is pretty well known. I think you are arguing for the sake of it, you must be a tad bored.

BTW who's heard of Wroclaw or rock-law outside of Poland?

If you're curious, BF, take a look at this, same price as Wroc and the wages potential is x4 in the CITY of Chelmsford, a proper city, and just up the road from London if you want really big money.

I'm not going to argue with you BF, you're plain wrong, and you know it.

Real Estate / Astounded by the poor value of residential property here in Wroclaw [92]


Thanks for your post, but no the town (or actually city) I was referring to isn't little. It is very big and famous and fairly upmarket. Its prices compared to upmarket Wroc seem good value considering the wage possible there v Wroc.

Real Estate / Best and worst months of the year to find a flat to rent in Poland? [39]


Best for tenants or landlords? Not sure which you meant.

UK, Ireland / 1,701 people apply for 8 UK jobs to work in a coffee shop serving customers [11]

Well, I agree. But my main reason for posting it was so Poles might learn that it may be getting very difficult to find work in some parts of Britain.

I told several Polish people today about this, whilst still mentioning there may be work in London or the SE, and they were full of disbelief that this story could possibly be true. I fear it may be true, because I remember 100s of us applying for shop jobs in the 80s and similar stories then.

UK, Ireland / 1,701 people apply for 8 UK jobs to work in a coffee shop serving customers [11]


Good question -- it's because Poles read the forum to get acquainted with English and England and this thread may help give them a fuller picture of the situation in the UK.

Not that I was previously aware you were the forum police, but each to their own.

Real Estate / Kodeksu cywilnego Umowa najmu for tenants in Poland and laws governing tenancy agreements [16]

Thank you, MCM

Turns out there was a problem with the flat itself (not neighbours or anything like that), and luckily I found it before I signed. Had I not have noticed I would have been pretty inconvenienced. The (very pleasant) landlord then told me the problem has always been there and he doesn't know how to fix it. However, he'd not mentioned it to me before I found it myself merely seconds before my pen was going to hit the paperwork. It was more luck than skill that brought the problem to the fore. The agent had promised me he'd check everything but of course missed that problem, it seems.

Real Estate / Kodeksu cywilnego Umowa najmu for tenants in Poland and laws governing tenancy agreements [16]

Thank you, wjtk :o)

Well, I have notified the agent that the agreement needs some changes, as per the above, and that articles 675 and 11 as described in the posts above should apply.

If the agent does not agree, or the landlord does not agree, I would not be surprised. I have been in this situation before, and the landlord did not agree. That's why I'm still looking -- I am yet to find an agent or landlord with a fair contract, there are always problem clauses.

Does anyone have a link to a GOOD tenancy agreement that is fair for the tenant??? If so, please post the link to it. Please don't paste it in Polish as the moderators will delete the post.

I have looked for such an agreement online myself and only find the versions with worrying clauses. Does anyone ever get to rent in Poland with fair clauses???

The agent has said

13% annual interest for late rent payments (I assume this is based on NBP/LIBOR rate plus some other rate)

the fact I am foreign and could return to the UK gives him additional rights about being demanding about the state of the property at the end, as he (and I quote) had problems with an American who used to live there before

inspections are in the contract as every 3 months but in reality the inspections don't happen that often, it's 'just' a clause

they want me to pay for the first 300zl of each small repair needed - but there is no limit to how many things need 'small repairs' per year

Does anyone know of a tenancy agreement which does not have these clauses? I understand the interest rate clause may be compulsory, but apart from that are there any that do not have the other oppressive clauses? Is there anyone who reads the forum who has a good and fair tenancy agreement? Or are we all subject to varying degrees of unfairness?

And why do agents attempt to insert clauses, such as kicking a tenant out after 7 days late rent, if it is not lawful?

Real Estate / Kodeksu cywilnego Umowa najmu for tenants in Poland and laws governing tenancy agreements [16]

Ziggy, thank you very much for taking the time to post a reply. Much appreciated. :o)

Real Estate / Kodeksu cywilnego Umowa najmu for tenants in Poland and laws governing tenancy agreements [16]

I have been offered an agreement from an agent that has the following clauses. Can anyone tell me if these conditions or clauses are in the Kodeks and mandatory?

1. Interest will be charged to the tenant if the rent is late by 1 day or more
2. The first 300zl of the repair cost of any supplied item (washing machine, cooker, window blinds) is payable by the tenant
3. If the rent is late by 7 days or more, the landlord can end the tenancy
4. Landlord has the right to inspect the property every 3 months
5. The tenant is to leave the flat in same condition as found at the end of the tenancy period, with no allowance for fair wear & tear

(the agreement has been drawn up by an agent)

Any help would be welcome.

My own legal person has said it's "harsh and unfair" and I should walk away.

Food / "Poland - it's the new Provence of food" [56]

I applaud whoever made this comment at the Guardian site re E621

Also lots of msg everywhere in the form of ubiquitous "vegata" powder - I can SMELL the horrible stuff! Though my husband loves a bit of msg, it gives me migraines.

That's the problem here -- you go to a nice little bar (cafe that sells food) and often find the great taste is via an additive such as that, not home cooking at all.

I would ask all of us to start asking restaurant managers why they use MSG and ask them to use a natural product instead. Cooking with MSG is not cooking at all, it's a flavour enhancer from a packet and is a salt mix emulating what would otherwise occur in a meal naturally flavoured. MSG is in all sorts of products in Poland, and far more common than in the UK. So much for old-fashioned home cooking!

Ask your local restaurant to stop using MSG and stop using microwave ovens -- insist on real home cooking or walk out the door.

Real Estate / Kodeksu cywilnego Umowa najmu for tenants in Poland and laws governing tenancy agreements [16]


Thanks again.

That's a useful extra find you came across there, Grubas, thanks. [that post was probably removed by the moderators as it was in Polish]

I just have to Google translate it into English now below, or the moderators will be unhappy. Please note the translation below is via Google and could be inaccurate.

Translation via Google of the info in Post No/Nr 6:- [that post was probably removed by the moderators as it was in Polish]

In general, the lease agreement is one of the least formal agreements. Civil Code imposes little to the agreement.
Yeah ... Only a small exception. Renting dwellings.
Renting dwellings regulated by the Act on the Protection of the rights of tenants. If something is not in the law, it should be resolved in accordance with the provisions of the Civil Code.

First The conclusion of the lease.
Residential lease agreement is perhaps the most formalized agreements (little discretion in shaping the content of each section of the contract is contrary to the law null and void from the very beginning).

Termination. If the agreement does not provide for a fixed period terminated, this Agreement shall apply until the expiration of the contract time. There is the option of canceling the contract.

(I omit both sides agreed to recognize that the contract was expired. Example, a student has signed a contract for eight months, had not thought about the need to establish notice and after 2 months, wants to change the venue, because something there. If the owner does not want to resolve the contract, a student have to pay rent for all eight months of the existing agreement. If the owner agrees to the early termination of the contract, then split up in unison.)

Termination of the agreement by the tenant (in accordance with the Civil Code) if the property najętego defects are such that threaten the health of the tenant or his family members or people in the workforce, the tenant may terminate the lease without the period of notice, even when the agreement was aware of defects.

Second possibility: if the duration of the lease is not marked, and the rent is payable monthly, tenancy can be terminated at least three months in advance at the end of the calendar month.

Much more difficult is the owner. The Act provides several reasons for termination:

- Not later than one month ahead, at the end of a calendar month, the owner can terminate the lease if the tenant:
* Despite a written warning continues to use the property in a manner inconsistent with the agreement or for unintended purposes or neglected duties, preventing damage or destroy equipment intended for common use by the residents either grossly or persistently violates the order of Home-making cumbersome to use other premises, or

* In default of payment of rent or other charges for the use of the premises for at least three full periods of payment, despite notice it in writing of its intention to terminate the legal relationship and determine additional month deadline to pay overdue and current debts, or

* Leased, subleased or gave a free to use local or part without the required written consent of the owner, or
* Use the property, which requires emptying due to the need demolition or renovation of the building.

- Not later than six months ahead, at the end of the calendar month, the owner may terminate the contract, provided that intends to live in the property belonging to him, if the tenant is entitled to the title to the property, which can live in such conditions if it received local replacement, or if owner of the premises to provide his replacement. The replacement property rents and fees, except for fees independent of the owner, must take into account the ratio of the replacement property and equipment to the premises discharged.

- Not later than 3 years ahead, at the end of a calendar month, the owner may terminate the lease if he or his adult descendant, ascendant or the person to whom the owner has a duty to maintain plans to live in the property belonging to him and the tenant does not provide alternative accommodation and the tenant is not entitled to another place, which meets the conditions of the replacement property.

This is the notorious three year old. But it is not so simple. Termination of the legal relationship to be valid, it should indicate a person to live in the premises of the owner. If the owner (or designated authorized person) who said the legal relationship on the basis of three year olds do not live in your house or it ceases to reside within six months from the termination of the legal relationship terminated, the tenant is entitled, at its option, either to return to the premises on the existing terms and conditions, or to request the owner to pay the difference in rent and fees, which are paid out in relation to those that pay the legal relationship terminated for a period of one year. Removal expenses borne by the tenant to the property owner. Moreover, the owner is obliged to pay the tenant a statutory penalty of 15% of the replacement value of the property.

Another great addition to the three year olds: if the tenant to whom the owner speaks the legal relationship on the basis of three year olds, is a person whose age at the date of receipt of notice exceeded 75 years, and that after expiry of the period referred to in paragraph. 5, will not have legal title to another place, where they can live, or to those who are obliged to take part in the maintenance, the termination shall become effective at the time of the death of the tenant.

Deposit. The conclusion of the lease agreement may be subject to payment of the tenant's security deposit to cover claims arising from the lease, the landlord exercise on empty premises. The deposit may not exceed twelve times the monthly rent for the premises, the rent calculated at the rate applicable on the date the contract is najmu.Zwrot deposit in an amount equal to the product of the amount of indexed monthly rent at the date of return of the deposit and rent times adopted for the collection of deposit, but in an amount not lower than the deposit collected.

Deposit will be refunded within one month from the date of empty premises, net of landlord charges for lease.

Acceptance protocol is a must, if the parties wish to provide an efficient and consistent place (before and after the time of hire).
Before issuing the tenant's premises shall draw up a protocol in which define the condition and degree of wear found in the plant and equipment. The protocol is the basis of the accounts for the recovery of the property, so be sure to everything and very accurately described.

Second Obligations of the tenant and the landlord.
It is very important for landlords: the duration of the lease agreement are obliged to inform each other in writing of any change of address of his residence and office. In the event of failure to do correspondence sent to the last known address by registered mail, return receipt requested, and missed, shall be considered delivered.

The lease contract the parties may agree that the mutual obligations to maintain the premises. If they do not provide a legal way division of responsibilities set out in the Act (Article 6a-6e of the Act on the Protection of the rights of tenants).

I do not know, paste these articles, or leave some work for the users ...
At the trial, see what it looks like. [Lex: 360ohwvj] Article 6a. First The landlord is obliged to ensure the smooth operation of existing plant and equipment associated with building tenants to enable the use of water, gas and liquid fuels, heat, electricity, elevators and other systems and equipment fitted to the property and the building defined in other regulations.

Second If putting the tenancy emptied by the previous tenant, the landlord is required to replace worn fittings premises.
3rd The duties of the landlord, in particular:
1) maintain in good condition, order and cleanliness of the premises and equipment of the building, designed for shared use population and its environment,
2) to carry out repairs of the building, its facilities and equipment referred to in paragraph 1, and to restore the previous state of the building damaged for any reason, except that the tenant is charged obligation to cover losses caused by his fault,

3) the premises to carry out repairs, maintenance or replacement of equipment installation and technical elements of the exponential tenants, in particular:
a) repair and replacement internal installation: water, gas and hot water - without fittings and accessories, as well as repair and replacement internal plumbing, central heating with radiators, electrical wiring, the receiving antenna - with the exception of equipment,

b) exchange of furnaces, windows and doors and floors, floors and floor coverings, as well as plaster.
Article 6b. First The tenant must keep the premises and the premises to which it is entitled to use, in good condition and hygienic-sanitary rules specified by separate order and follow home. The tenant is also obliged to take care of and protect against damage or devastation of the building for common use, such as passenger lifts, stairwells, corridors, chutes, and other economic areas surrounding the building.

Second Tenant repair and maintenance charges:
1) flooring, floors, floor coverings and wall ceramic tiles, glass and other
2) windows and doors,
3) built-in furniture, including their replacement,
4) cooking ranges, kitchen and flow water heaters (gas, electric and coal), water heaters, tubs, trays, bowls bowls, sinks and washbasins with siphons, batteries and faucets and other sanitary facilities in which the property is furnished, including their replacement,

5) Security equipment and electrical installation, with the exception of replacement antenna cables and accessories aggregate
6) coal stoves and accumulation, including the replacement of worn parts,
7) etażowego central heating, and if it was not installed at the expense of the landlord, his replacement,
sanitary drainage pipes to aggregate divisions, including the immediate removal of the obstruction,
9) other pieces of equipment and premises belonging premises by:
a) painting or wallpapering and repairing damaged plaster walls and ceilings,
b) painting the doors and windows, built-in furniture, kitchen appliances, sanitary and heating.
Article 6c. Before issuing the tenant's premises shall draw up a protocol in which define the condition and degree of wear found in the plant and equipment. The protocol is the basis for the recovery of the property settlement.

Art 6d. The tenant may enter the premises only with the consent of improvements and tenant under a written agreement specifying the method of settlement of this account.

Art 6e. First After the end of the lease and the property is empty, renew the tenant is required to make the premises and the burden of repairs and the landlord paid the equivalent of the technical equipment used elements listed in Rule. Paragraph 6b. 2 point 4 that were in place at the time the tenant it. If the lessee during the lease made to replace certain parts of the equipment, he shall return the amount corresponding to the difference between the state of their existing premises on the day of acquisition and the date of its empty. The amounts payable shall be calculated according to prices on the settlement date.

Second The landlord may require the removal of the improvements made by the tenant in breach of Article. 6d and restore the previous state if the substance does not impede the premises, or improvements to stop the return of their value taking into account the wear and tear at the date of empty premises. [/ Lex: 360ohwvj]

Importantly, the Act provided for the duties. In the event of an accident causing injury or damage occurred directly threatening the tenant is obliged to immediately provide the premises in order to remove it. If the tenant is absent or refuses to provide the property, the owner has the right to enter the premises in the presence of the police officer or municipal police (city), and the need to help the fire brigade - even with its participation. If the property was opened in the absence of an adult tenant or a person residing with him constantly, the owner is obliged to secure the premises and found in it things until the arrival of the tenant, the activities of these shall be drawn up. By appointment tenant should also provide the owner of the premises for the purpose of: periodically, in particularly justified cases, the ad-hoc, and review the state of the premises and technical equipment necessary to determine the scope of work and their implementation, as well as the replacement work performed by the owner of aggravating tenant. If the type of necessary repair required, the tenant is obliged to empty the premises and move into the property owner's expense for a replacement, but for no longer than one year. After this date, the owner is required to provide the tenant under the existing legal relationship repaired premises. Rent for local replacement, regardless of its technical equipment, can not be higher than the current rent for the premises.

The rest in the next episode.

Real Estate / Kodeksu cywilnego Umowa najmu for tenants in Poland and laws governing tenancy agreements [16]

Thank you, Grubas

Is the tenancy code from section 659? As far as I can see, that seems to be something to do with tenancy agreements and tenancies.