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Posts by pip  

Joined: 4 Jul 2011 / Female ♀
Last Post: 12 Mar 2013
Threads: Total: 10 / In This Archive: 8
Posts: Total: 1658 / In This Archive: 1401
From: poland, warsaw
Speaks Polish?: yes

Displayed posts: 1409 / page 31 of 47
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pip   
17 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

It is actually quite sad that he keeps on going with this.

I can give myself as an example of what I am talking about.
About 10 years ago we were living in Canada, my husband, me and a 2 year old. We were broke. We were renting a place, I wasn't working and not getting any maternity pay because we had lived outside of Canada for 2 years.

I inherited some money. Enough for a good size down payment on a small row house. The house was about 135, 000 Canadian dollars.--nothing outrageous at all- a basic starter home.

Anyway, we couldn't get a mortgage from a bank. We couldn't get anybody to lend us any money without a co signer and my mother wouldn't do it.

So we resigned from the idea and lived in a rental for another year.
So then at the end of this year I went back to work and my husband was making more money. We tried again- mortgage for 135,000 --we got it this time without a co signer.

So we live in a new construction house for 11 months then my husband accepts a job offer in Poland. We sold the house at 45,000 more than we paid for it.

lesson- buy what you can afford and be patient.

There is nothing wrong with living in a 35-40 m2 flat. It is how you make it work for you.
pip   
17 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

A bit of a nasty comment, why shouldn't he, 80 m2 is not luxury living, are you telling me people on low income will never own a house...lets be honest a 40m2 plus apartment (unrenovated) for under 300,000zl is pretty expensive..lets say renovations could cost up to 50,000zl...If a persons takes home pay is 3000zl a month minus living expenses it leaves little to think about buying a property...

this is not what I meant. My point is that you should only buy what you can afford. Reality in Poland is that an 80 m2 flat is expensive. A person that has a take home pay of 3000 pln will not be able to afford that. However, they probably could afford a 35-40 m2 flat.

Buy what you can afford.

Stick to this rule and Poland will not be in the crazy mess that the U.S is in with regards to forclosures and walkaways and defaulting on loans. Banks gave out loans to anybody. Should a cashier at Walmart be able to afford a 450,000 dollar house when the take home pay is low? Money is for sale in the U.S. and look what happened. The banks came out shining and the homeowners lost everything.

The dream of owning a home is possible- but buying beyond ones means is stupid and dangerous.
pip   
16 Nov 2011
Love / Does your Polish partner suffer from disposophobia [46]

It is definitely not Polish specific. It is a world wide phenom. I have a friend whose parents are English and Welsh. They are in their early 70s- cannot throw a thing out. They still have old toys from when their 40 year old children were babies- and they are thrilled to be able to use them again for the grands!!

The house my husband grew up in is packed to the rafters with crap. Plastic yoghurt containers, glass jars, old tiles, old tools, furniture, books- you name it. They are slowly weeding through the garbage and doing major renovations.

my husband keeps knick knacks- we call this trinketville. I hate it but we have a part of our basement sectioned off for his stupid trinkets.

I keep stuff if I know it can be used again or if I can find a way to repurpose it.
pip   
15 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

pip: This is what a first home in Warsaw should look like if you are younger or around the age of 30.

you seem easy to please, those flats are very small and in need of renovations and in fact are pretty expensive for average wages, by the time a person pays off the loan it will be time for retirement...

this is reality in Poland. Actually, all of those links I have shown you do not require anything more than cosmetic renovations- a paint job and a clean. Buy what you can afford. That is the way it goes. Why should somebody who works minimum wage at Biedronka buy a 80 m2 apartment?
pip   
15 Nov 2011
Love / How do I make a Polish girl cry? [107]

I think the real question is how to NOT make a Polish girl cry. They really do cry at the drop of a hat.
pip   
14 Nov 2011
Genealogy / Kopischke Family [3]

are they Polish? all names sound German.
pip   
14 Nov 2011
USA, Canada / Moved back from Canada to Poland:). Here are the reasons why. [868]

Its a cultural issue IMO. Strong family values etc.. Its a good thing, i mean better that than the middle ground or opposite - right.

no, I don't mean family values or culture. We have a very close family- we enjoy spending time together. my kids don't turn into t.v. or video game zombies- we do stuff.

This is my observation after being married to a Polish guy for 13 years, having 2 girls and living in Poland for 9.

Mothers baby their boys. They think they are doing them a favour but they are creating sucky, whiney, bratty boys that cry at the drop of a hat. In Canada you would NEVER see little boys running around in tights. boys wear long johns. tights are for girls. You do not see 9 year old boys being spoon fed by their mothers. never.

as soon as my kids could sit up by themselves they were feeding themselves. This was a huge battle between my mother in law and me. She would spoon feed my kids. The Polish mentality is that they want the kids to eat and be healthy- but they are taking away the desire for independence by not allowing a child to feed themselves.

I do understand that many parents now, generation x'ers like me, remember communism and they want to give their kids the best, but ultimately what they are creating are spoiled, whiney, bratty, unlikeable kids who have no respect for anybody.

The best thing you can do for your kids, besides love them, is to help them to become independent critical thinkers. My eldest was being harassed by a bratty spoiled boy in her class- he would hit her, kick her, throw her stuff around- she fought back with words and made him cry. Now she doesn't get picked on by him and she sticks up for others when they are being bullied.

There is a sense of pride in oneself in knowing that you have a strong character and you are able to stand up for yourself.

pip: I have two hockey playing strong girls that could kick the panties off any of these sucky boys.
This is very much a typical NA female trait: "my kids are tougher than your kids"...maybe focus on how constructive your children can be be as opposed to destructive.

that is not what I mean. My kids are in no way destructive but they can be certain that if they are picked on they will be able to stand up for themselves instead of crying in a corner.

my kids are not violent nor aggressive. That is not what I mean. We are teaching our kids to want to succeed and strive for more. Be it in sports, education or whatever. I have nice kids and that is something that I am most proud of. Every teachers meeting the teachers compliment us how nice our kids are and how they treat others.

That is all I can hope for. to be conscious of the world around them.

sorry----back to topic.
pip   
14 Nov 2011
USA, Canada / Moved back from Canada to Poland:). Here are the reasons why. [868]

pip: Boys are sucky babies in this country.
talking about your hubby ?

actually no, I fixed that.

pip: I miss Canada
The feeling is not mutual.

vous êtes un idiot stupide. Je suis né au Canada. Je ne suis pas polonais.
pip   
14 Nov 2011
USA, Canada / Moved back from Canada to Poland:). Here are the reasons why. [868]

I miss Canada too.

I think the "critical gene" is a Polish wide phenom. You are still adjusting, don't worry. I have lived here for 9 years and some things still infuriate me. Case and point.

On Friday we were at a restaurant. There was a family in my direct view- I couldn't stop watching them. Two kids- a boy about 9 and a girl about 8. The boy was not feeling well, and of course like all Polish boys he was a big sucky baby- unbelievable. The mother was feeding him and hugging him desperately. It was like watching a train wreck- I couldn't stop. He would cry and then lay his head on the table in the restaurant.

First of all if your kid is sick- go home and put him to bed- don't go to a restaurant. And furthermore stop imasculating the kid and let him feed himself- this is a restaurant!!

Not to mention that I don't want to get sick- my kids either.

Boys are sucky babies in this country. Their parents put tights on them and spoon feed them till they are 12. This is not a generalization- this is true. I have two hockey playing strong girls that could kick the panties off any of these sucky boys.
pip   
13 Nov 2011
Language / Spend more time on Polish verbs or nouns? [8]

Nope. See a thread title:

If I'm agnostic, deist, atheist - can I say that to Polish people in Poland?

Delete everything except verbs, and what do you get?

I am only going on what my polish language prof. taught me.

not really worth the argument.
pip   
11 Nov 2011
Food / Best slimming products in Poland? [27]

i don't know if pip was joking or not, but she stated how it is.

most folk probably change their diet before trying one of the many, in vogue supplements, or whatever.

actually, I wasn't joking at all.
pip   
9 Nov 2011
Work / Monthly income for family - Warsaw [71]

If we have an accident than we go to a public hospital--which if we had monthly private coverage--they would send us to anyway because the luxmed or medicover hospitals are not equipped for emergencies.

Actually, now that I think about it- about 5 and a half years ago I was cutting something with an exacto knife and I slipped and cut my wrist- right where the vein is. I just missed the vein but there was a lot of blood. my husband called medicover and their ambulance came and picked me up but took me to a public hospital.
pip   
9 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

oferty.net/mieszkanie-na-sprzedaz-aluzyjna-warszawa-bialoleka,918033475
oferty.net/mieszkanie-na-sprzedaz-odkryta-warszawa-bialoleka,917988894

Here are 2, I stopped looking because there are loads. All starter apartments for a single or young couple. All fully fitted out in newish buildings in Warsaw.

You could easily move into any of these and slowly do renovations.

This is what a first home in Warsaw should look like if you are younger or around the age of 30.
pip   
9 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]

my carpenters brother bought a new construction apartment in Bemowo (Warsaw). He is 27 works as an electrician and has a delivery job on the side. It is a one bedroom apartment with a large living room and kitchen. He rents out the bedroom to a student and lives in the main room. He will be doing this for a few years. His place is about 50m2.

His brother fit it out for cheap but really nice.
It can be done.
Perhaps those that make only 1500 pln per month should be buying in old blocks built in the 70's or 80's. Buy what you can afford. They are available --it is just a matter of looking.
pip   
9 Nov 2011
Work / Monthly income for family - Warsaw [71]

The company offers 2 options - Medicover or LuxMed - can you say anything about those two?

oh ya, my favourite subject.

These two are private clinics and hospital. They are health care for sale. Poland has a two tier system. Medicover has all new clinics and equipment, Luxmed is also good.

We don't pay for monthly healthcare anymore- rather- we pay as we go.
As a family we don't really get sick except for a cold. My youngest, however, has broken a thumb and a collar bone. About two years ago my youngest got her finger slammed in a door. I drove for about 45 minutes in traffic to get to the brand new Medicover hospital (we paid monthly) where I was promptly turned away at the door.

The doctor told me to go to the childrens hospital on the other side of the river. I asked her if she even wanted to look at the thumb to which she replied no. The childrens hospital is public and for the most part the dr.'s don't speak English. So then I drove home, called my husband in tears and he came and got my daughter. The public hospital saw her right away and put a cast on it.

The next day my husband called Medicover to get a hold of the dr. that turned us away. He asked her, calmly- not yelling, what kind of dr. she was to refuse somebody, she didn't even look at it, we pay money for service, etc etc- then called Medicover and cancelled and called her boss.

Medicover harassed us for a month trying to get us back.
So now if we have a problem we go to Luxmed. We pay when we need it only instead of a monthly fee. They have good clinics and a new hospital.

The thing about these private companies is that they can't offer full services so they send you to a public hospital depending what the problem is- so we were paying monthly to go to a public hospital.

It is health care for sale- and since I am Canadian- I am not really used to the two tier system.

Full coverage and basic package differ in things like having a baby- check their websites they should have all the info in English.
pip   
9 Nov 2011
Work / Monthly income for family - Warsaw [71]

fine and dandy- but doesn't mean it happens. Written on paper is not the same as in the classroom. Sure I think English speaking kids would be better treated than Roma children- but it doesn't make the transition any easier, particularly not knowing the language.

Your article doesn't say anything about every teacher having the right to earn fair wages.---which is not happening now. Polish public school teachers are poorly payed. case closed. So going above and beyond the call of duty is not the norm.
pip   
9 Nov 2011
Work / Monthly income for family - Warsaw [71]

I don't disagree with you, entirely, however, the whole immigration thing is relatively new to Poland. I am always asked about the differences in the living conditions between Poland and Canada- people I just meet will ask me "what do you like better?" I can't answer that they both have their good and their bad. But I think Poland as a whole has always had an inferiority complex compared to the western world- and are quite used to Poles leaving for greener pastures, it is a bit strange to see people come to Poland....and of course if they do then they are thought to be rich westerners.

But don't forget, Polish teachers are poorly paid- so going above and beyond the call of duty is not normal.
pip   
8 Nov 2011
Work / Monthly income for family - Warsaw [71]

my eldest went here for a year. Not worth the money. I can highly recommend: heliantus.pl my youngest went here for three years, in fact the little blonde girl in the pink sweater on the home page is actually my kid. The owner is Polish but she lived in Chicago for many years. Many of the toys come from the U.S.- as the owners sister still lives there. There is also a teacher who is English speaking from Brazil.
pip   
8 Nov 2011
Work / Monthly income for family - Warsaw [71]

pip: . Many of the other, so called experts here actually have no clue- but they certainly offer their opinion.

well, it is a public forum.

absolutely. But I have lived it.