pip
27 Nov 2011
USA, Canada / Do Pol/Ams celebrate Black Friday and other American festivals? [18]
and if you are lucky you don't get pepper sprayed.
and if you are lucky you don't get pepper sprayed.
pip
25 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
no matter how many times you say Poland is in a bubble- it doesn't make it true.
no matter how many times you say Poland is in a bubble- it doesn't make it true.
pip
24 Nov 2011
Life / Poles don't know that baby seat should be in back only? [16]
great, now what to think?
did you read that link?
great, now what to think?
did you read that link?
pip
24 Nov 2011
Life / Poles don't know that baby seat should be in back only? [16]
ok wow! now I know and only because your source is Swedish do I actually believe it!!
ok wow! now I know and only because your source is Swedish do I actually believe it!!
pip
24 Nov 2011
Food / Hawaiian Kona coffee to buy in Warsaw [12]
yuck, don't listen to teflcat.
the easiest for me is to order from allegro.pl
you can buy jamaican and brazilian- hawawaiian is probably expensive.
there is a coffee shop next to the tesco in kabaty. it is not coffee heaven or starbucks- it looks like a private firm. you may want to try there.
yuck, don't listen to teflcat.
the easiest for me is to order from allegro.pl
you can buy jamaican and brazilian- hawawaiian is probably expensive.
there is a coffee shop next to the tesco in kabaty. it is not coffee heaven or starbucks- it looks like a private firm. you may want to try there.
pip
24 Nov 2011
Life / Poles don't know that baby seat should be in back only? [16]
I read it. Infant car seats shouldn't be in the front no matter which direction they face.
I disagree. Of all ages babies are more likely to survive.
Read the part of my post starting from secondly.
I read it. Infant car seats shouldn't be in the front no matter which direction they face.
but nothing will help a baby in a crash in fact. It's too fragile.
I disagree. Of all ages babies are more likely to survive.
pip
24 Nov 2011
News / Greed rules the world; Czempinski (Poland's former Intelligence chief) arrested [21]
interesting. do you think the police are better off now than before Kaczynski was president? I mean is there less corruption within the police force?
I am not knowledgeable enough in Polish politics to have an opinion but it is clear to me that the media has gone on a witch hunt with all things Kaczynski...which makes it crystal clear that they have something to hide.
interesting. do you think the police are better off now than before Kaczynski was president? I mean is there less corruption within the police force?
I am not knowledgeable enough in Polish politics to have an opinion but it is clear to me that the media has gone on a witch hunt with all things Kaczynski...which makes it crystal clear that they have something to hide.
pip
24 Nov 2011
News / Greed rules the world; Czempinski (Poland's former Intelligence chief) arrested [21]
it is native english which i speak fluently
Or maybe people who have too much to lose get agro with him too. what kind of language is that anyways lol get agro;)
it is native english which i speak fluently
pip
24 Nov 2011
Life / Poles don't know that baby seat should be in back only? [16]
ok, airbags aside- riding in the front no matter which direction is still not safe. In Canada children till the age of 1 years old need to be in the back behind the driver and facing the rear.
ok, airbags aside- riding in the front no matter which direction is still not safe. In Canada children till the age of 1 years old need to be in the back behind the driver and facing the rear.
pip
24 Nov 2011
News / Greed rules the world; Czempinski (Poland's former Intelligence chief) arrested [21]
absolutely. which still boggles my mind that many Poles are so against the Kaczynski gov't. He wants to attack this head on. I suppose those with the most to lose, namely the media, are the ones that portray him(them) in a bad light--and because it is on t.v. people believe it is true.
This is the tip of the iceberg...Look at all major Polish companies and note what person are involved....I get so angry and then people tell me to invest in Poland...don't think so...
absolutely. which still boggles my mind that many Poles are so against the Kaczynski gov't. He wants to attack this head on. I suppose those with the most to lose, namely the media, are the ones that portray him(them) in a bad light--and because it is on t.v. people believe it is true.
pip
24 Nov 2011
Life / Poles don't know that baby seat should be in back only? [16]
seemingly intelligent people in Poland sometimes really have no clue. Baby seats are meant to be in the back only- if the airbag goes off or if there is an accident the child has a better chance.
So many people in this country put their infant car seats in the front- do people not know that the airbag could actually kill the baby?? It is not like there is no warning- there are instructions on the car seat and in the car.
I don't get it.
seemingly intelligent people in Poland sometimes really have no clue. Baby seats are meant to be in the back only- if the airbag goes off or if there is an accident the child has a better chance.
So many people in this country put their infant car seats in the front- do people not know that the airbag could actually kill the baby?? It is not like there is no warning- there are instructions on the car seat and in the car.
I don't get it.
pip
24 Nov 2011
News / Greed rules the world; Czempinski (Poland's former Intelligence chief) arrested [21]
and why do people get so agro when the Kaczynski's wanted to deal with all the corruption?
and why do people get so agro when the Kaczynski's wanted to deal with all the corruption?
pip
23 Nov 2011
Life / Boy and girl names for mixed race baby, any suggestions? [19]
it is a nice name.
oh dear ! my youngest is called natasza.
it is a nice name.
pip
23 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
i hope Poland doesn't take the Euro.
i hope Poland doesn't take the Euro.
pip
23 Nov 2011
Life / Boy and girl names for mixed race baby, any suggestions? [19]
maybe
Aleksandra
Robert
Asia (Asha)
Adam
Natalia
Maja
Viktor
Nadia
Aneta, Anita
Anna
Daniel
maybe
Aleksandra
Robert
Asia (Asha)
Adam
Natalia
Maja
Viktor
Nadia
Aneta, Anita
Anna
Daniel
pip
22 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
not any more- what Polish restaurant is cheaper than that?
Poland also doesn't have the road infrastructure yet...they will and be sure there will be a mcdonalds along the highways and in every small town.
don't kid yourself, mcdonalds will always be successful here for the fact that eastern europeans think that they are getting their piece of america with every genetically altered bite of meat they take.
please don't stray from the original topic. thank you.
They are expensive compared to a polish restaurant.
There is only 240 compared to 1200 in the UK
There is only 240 compared to 1200 in the UK
not any more- what Polish restaurant is cheaper than that?
Poland also doesn't have the road infrastructure yet...they will and be sure there will be a mcdonalds along the highways and in every small town.
don't kid yourself, mcdonalds will always be successful here for the fact that eastern europeans think that they are getting their piece of america with every genetically altered bite of meat they take.
please don't stray from the original topic. thank you.
pip
22 Nov 2011
Work / Where to look for contract-based employment in Poland? [4]
honestly- you probably will not find much. Who wants to hire somebody for only 3 to 9 months? not very economical, is it? unless you are some sort of builder. I think your best bet is to find companies in the states first that have offices here and apply in the u.s.
If you could manage a team of builders for a foreign developer- you would be successful. However, it requires more time than 3 to 9 months.
honestly- you probably will not find much. Who wants to hire somebody for only 3 to 9 months? not very economical, is it? unless you are some sort of builder. I think your best bet is to find companies in the states first that have offices here and apply in the u.s.
If you could manage a team of builders for a foreign developer- you would be successful. However, it requires more time than 3 to 9 months.
pip
22 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
are you kidding? they are everywhere. there is one in zakopane and even one in Puck. They know what they are doing. They set up in working class neighbourhoods and high tourist areas to get to the masses.
I personally believe they have little chance in Poland, I took the family there and they thought it was vile.
are you kidding? they are everywhere. there is one in zakopane and even one in Puck. They know what they are doing. They set up in working class neighbourhoods and high tourist areas to get to the masses.
pip
22 Nov 2011
Life / Pregnant - do Polish parents want to know the sex of the baby in advance? [17]
it is the one true surprise left. we didn't find out but most of our polish friends did. i am not polish.
it is the one true surprise left. we didn't find out but most of our polish friends did. i am not polish.
pip
22 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
I just heard that McDonald's sales have gone down in Poland. I wish somebody would wipe them off the earth- they are beyond disgusting in every aspect of their business.
this is an interesting link about Danish mortgages: arpllp.com/core_files/The_Absolute_Return_Letter_0911(1).pdf
I am in agreement with this- however, many on this board are claiming that there is a property bubble- this is simple not true. The prices will slow down and level off now that the market is saturated and people are becoming more picky as well as it being more difficult to obtain a mortgage.
I just heard that McDonald's sales have gone down in Poland. I wish somebody would wipe them off the earth- they are beyond disgusting in every aspect of their business.
"I personally will buy more real estate if the prices drop, medium to long term Poland is well positioned and has good Fundamentals."
this is an interesting link about Danish mortgages: arpllp.com/core_files/The_Absolute_Return_Letter_0911(1).pdf
I am completely sure and stick by my words, I am 100% convinced real estate prices will slow down next year ( not crash to 2000 levels). Furthermore I am a buyer at certain price levels,because I believe Poland has good long term fundamentals. I m not a flip freak, I am a buy and hold.
I am in agreement with this- however, many on this board are claiming that there is a property bubble- this is simple not true. The prices will slow down and level off now that the market is saturated and people are becoming more picky as well as it being more difficult to obtain a mortgage.
pip
21 Nov 2011
Life / Some Polish dogs have a very miserable life [46]
there is an animal welfare number you can call. I have called it before and had an animal removed from a home. sorry, i don't care what the circumstances are- there is no excuse for treating dogs the way some people treat them- and not just in Poland. there is an animal home we donate to and my husband has the animal welfare number on speed dial for when I call him bawling my eyes out after seeing a sad dog.
there is an animal welfare number you can call. I have called it before and had an animal removed from a home. sorry, i don't care what the circumstances are- there is no excuse for treating dogs the way some people treat them- and not just in Poland. there is an animal home we donate to and my husband has the animal welfare number on speed dial for when I call him bawling my eyes out after seeing a sad dog.
pip
21 Nov 2011
Life / Rules in Poland about Christening - can Church of England be godparent? [11]
you shouldn't have a problem, however, the best idea is to get in contact with the parish priest- he will tell you what you need to know.
you shouldn't have a problem, however, the best idea is to get in contact with the parish priest- he will tell you what you need to know.
pip
21 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
--a slowdown more like it. foreign companies are still investing here. the housing market has reached its peak and is now leveling off. Buyers have more options and bargaining power.
--there will be good deals, this is certain. 40-35 m2 flats have always been selling- I think bargaining will be available at the 100-140 m2 level, or they will be split -like a builder I worked with did.
--retail in this country is an enigma. I lived here when burger king and dominoes were here the first time--they were busy but for some reason they shut down. (we don't eat this food, but an observation as a passerby) It blows my mind how some things will survive and some die- perfect example, why is media markt and saturn successful but electro world bit the big one?
--my city in Canada is doing ok. homes are still selling and people are still spending- places like Hamilton and Windsor have been hit harder.
--a slowdown more like it. foreign companies are still investing here. the housing market has reached its peak and is now leveling off. Buyers have more options and bargaining power.
For the average Pole it is clear waiting for a good opportunity and desparate sellers is the best stategy.
--there will be good deals, this is certain. 40-35 m2 flats have always been selling- I think bargaining will be available at the 100-140 m2 level, or they will be split -like a builder I worked with did.
Currently Poland is still ok, there is still investment (welcome back Dominos Pizza and Toys R Us is on the way) - small examples I know.
--retail in this country is an enigma. I lived here when burger king and dominoes were here the first time--they were busy but for some reason they shut down. (we don't eat this food, but an observation as a passerby) It blows my mind how some things will survive and some die- perfect example, why is media markt and saturn successful but electro world bit the big one?
When I think of my city in Canada (o the majority of countries in Europe) compared to Poland, I'm definately glad to be here from an economics point of view.
--my city in Canada is doing ok. homes are still selling and people are still spending- places like Hamilton and Windsor have been hit harder.
pip
21 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
yes, I own a store. I am a different situation. I offer one of a kind products that are inexpensive but still good quality- I can get away with the prices because I do the work myself. I also have extremely cheap rent and an ideal location. I have been open since Sept. and I have made a profit each month. I am lucky because my husband works in commercial real estate so we knew what we had to do in order to make the business work. We also took into consideration what would happen if I didn't sell anything for a few months and the rent is cheap enough that I can get by without the added stress of losing my business.
so what, doesn't mean they don't have the cash. I pay for everything with credit card but the balance is paid off at the end of every month.
You have mentioned you own a shop Pip, November, December and January is Eldorado for Retail, they have got to make enough to get them through to Easter.
yes, I own a store. I am a different situation. I offer one of a kind products that are inexpensive but still good quality- I can get away with the prices because I do the work myself. I also have extremely cheap rent and an ideal location. I have been open since Sept. and I have made a profit each month. I am lucky because my husband works in commercial real estate so we knew what we had to do in order to make the business work. We also took into consideration what would happen if I didn't sell anything for a few months and the rent is cheap enough that I can get by without the added stress of losing my business.
You may want to check the method of payment for items purchased....credit card I suppose!!
so what, doesn't mean they don't have the cash. I pay for everything with credit card but the balance is paid off at the end of every month.
pip
20 Nov 2011
pip
20 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
Don't be obtuse, it doesn't take a genius to figure out when people have their carts packed to the max and it is furniture or tools or brand name clothing that it is not necessarily pre christmas shopping. I do realize that Warsaw has a different dynamic than the rest of Poland. But people are still buying.
Don't be obtuse, it doesn't take a genius to figure out when people have their carts packed to the max and it is furniture or tools or brand name clothing that it is not necessarily pre christmas shopping. I do realize that Warsaw has a different dynamic than the rest of Poland. But people are still buying.
pip
20 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
they aren't discount for the people shopping there.
Further more two of the places you have mentioned are discount stores...
they aren't discount for the people shopping there.
pip
20 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
If there is a slowdown in the economy it is certainly not visible. We were out today at Ikea and it was packed. Then we went to a new Swedish store called Jula- jam packed. Last week we were at TK Maxx where there was an hour wait at the cash. (I do actually do more than shop) but we needed to get a few things....anyway, you would never know that there was a slump in the economy- it Warsaw anyway.
If there is a slowdown in the economy it is certainly not visible. We were out today at Ikea and it was packed. Then we went to a new Swedish store called Jula- jam packed. Last week we were at TK Maxx where there was an hour wait at the cash. (I do actually do more than shop) but we needed to get a few things....anyway, you would never know that there was a slump in the economy- it Warsaw anyway.
pip
18 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
There is no bubble in Canada because of the difference in our banking regulations. There is no bubble in Poland because there is no recession here.
There is a bubble in US because bankers were selling money to those who couldn't afford to buy it causing the market to spike and drop when the economy went in the toilet. Lowering of prices does not mean bubble.
what are you even talking about?
do yourself a favour and actually read the above link.
There is no bubble in Canada because of the difference in our banking regulations. There is no bubble in Poland because there is no recession here.
There is a bubble in US because bankers were selling money to those who couldn't afford to buy it causing the market to spike and drop when the economy went in the toilet. Lowering of prices does not mean bubble.
what are you even talking about?
do yourself a favour and actually read the above link.
pip
18 Nov 2011
Real Estate / Banks in Poland selling fewer mortgages in 2011, down 49% [285]
from your link
so what is your point exactly? There is no bubble in Canada either.
just for your information- I inherited a small sum after the death of my Nana. Originally from Liverpool, her and my Grandfather saved money their whole lives and because my Grandfather fought at Dieppe and was a decorated soldier they got benefits.
from your link
Economists are, however, sticking with the view the housing market decline won't become as dramatic in Canada as in the United States. But they predict a continued slowdown in sales activity and softer prices.
Resale home prices continued to rise in some areas but the increase were slight. In Toronto, the country's largest market, they edged up by only 0.8%. Larger price increases were mainly in smaller markets, led by Regina and Newfoundland and Labrador.
'This underscores the current shift in the Canadian housing market, as the tone of activity moves slightly closer to a buyer's market,' said Millan Mulraine, economics strategist at TD Securities Inc.
'This underscores the current shift in the Canadian housing market, as the tone of activity moves slightly closer to a buyer's market,' said Millan Mulraine, economics strategist at TD Securities Inc.
The previous 3 years in summary:
House prices rose 4.06% in 2010 (1.66% inflation-adjusted)
House prices rose 5.24% in 2009 (3.87% inflation-adjusted)
House prices fell 0.57% in 2008 (-1.71% inflation-adjusted).
House prices rose 4.06% in 2010 (1.66% inflation-adjusted)
House prices rose 5.24% in 2009 (3.87% inflation-adjusted)
House prices fell 0.57% in 2008 (-1.71% inflation-adjusted).
so what is your point exactly? There is no bubble in Canada either.
just for your information- I inherited a small sum after the death of my Nana. Originally from Liverpool, her and my Grandfather saved money their whole lives and because my Grandfather fought at Dieppe and was a decorated soldier they got benefits.