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Posts by delphiandomine  

Joined: 25 Nov 2008 / Male ♂
Warnings: 1 - Q
Last Post: 17 Feb 2021
Threads: Total: 86 / In This Archive: 69
Posts: Total: 17813 / In This Archive: 12419
From: Poznań, Poland
Speaks Polish?: Yeah.
Interests: law, business

Displayed posts: 12488 / page 283 of 417
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delphiandomine   
23 Sep 2011
Law / Starting a car junkyard in Poland [27]

Lets cut to the basics:

And all of it should be disposed of (except window wash, I suppose..) properly.

Unless of course, you think chucking antifreeze down the drain along with some oil is a good idea.

You know, WB - you might have had a point, but the definition of pollutant -

Something that pollutes, especially a waste material that contaminates air, soil, or water.

Therefore, by nature, cars have plenty of the stuff.
delphiandomine   
23 Sep 2011
News / Poland Parliament elections in October 2011 [944]

You know, I wondered the same not so long ago. Then I realised - it's only economics/welfare state that they agree on.

(Polish politics really do not follow the usual left/right line, do they?)

PiS definitely are dreadfully socialist though - not that there's anything wrong with that, Poles like it.
delphiandomine   
23 Sep 2011
News / Poland Parliament elections in October 2011 [944]

I'm not sure what streets you hear this on

The streets of Warsaw, Wroclaw and Poznan.

but I have heard many opinions from people who voted for PO in the past, that have said that they feel 'let down' and are not going to vote PO again.

Indeed, but these voters are going to gravitate to the SLD or Palikot, not PiS. Or worse for PiS - they won't vote at all.

Yes the election results show that more people prefer PO, not sure about being satisfied, but certainly PO do have less backing now, even if still more than others [for now, according to surveys, however much you can trust them].

Well, talking about satisfaction - I know several people who will vote PO simply because they're the best option. Many of them aren't satisfied as well (quite a few of my co-workers despise PO's educational policies, for instance) - but they simply don't see any alternative. Again - this is where it hurts PiS, because these voters simply will not 'go there'.

Bear in mind that the SLD as early as 1993 managed to win 37.2% of the vote - when memories were far fresher. And the SLD absolutely destroyed everyone else in 2001 - taking home a massive (under proportional representation) 216 out of 460 seats in the Sejm. They've been elected twice to government - so while the majority is against them, there's still 40-45% of people willing to vote for them if the circumstances dictate.

As for PO supporters being happy - well, this is the question. I suspect that it would depend on the nature of the support - a PO/SLD coalition is still quite unthinkable, but the SLD supporting PO on a confidence/supply basis would be acceptable to most PO voters as the SLD wouldn't be in government.

It's not beyond the realms of impossible to suggest that we might end up with no viable majority after this election - although the SLD and PO have enough common ground to make a minority PO government work. I also suspect that from the SLD point of view, it makes more sense to keep PO in Government than to allow the very-socialist PiS back into power.
delphiandomine   
23 Sep 2011
Law / If you were a non-European citizen, and you wanted to start a one person company in Poland? [15]

I'm almost certain that the basic form of self employment, the "dzialalność gospodarcza" won't be available to you - generally speaking, only EU citizens and Americans can do this.

But why not simply get your Polish fiancee to open the business? It makes no difference who issues an invoice, after all.

As for how to do it - it's a piece of cake, all the information you need is at poznan.pl/mim/public/msp/

I have a student status (learning polish),

Where do you study, out of curiosity?
delphiandomine   
23 Sep 2011
UK, Ireland / Grateful Polish photographer stitches up his Welsh hosts [96]

The one thing that those pictures do accurately portray is british women - they are arguably the ugliest and filthiest in all of europe

You've quite clearly never been to Southern Europe, nor have you ever been on the ***** boat" between Sweden and Finland.
delphiandomine   
23 Sep 2011
Work / Working Vs Private English Lessons Vs Starting a Small Business in Poland [33]

What can I say, I'm from a place that people always talk bluntly ;)

To be honest, I don't want to see someone coming here and suffering. It's not a bad place if you've got your wits about you, but Poland really does swallow up and spit out quite a few people.
delphiandomine   
23 Sep 2011
Law / Setting up SPZOO and SPK in Poland [16]

Why would this structure lead to any legal problems / so much additional accountancy cost? It is quite a common structure in the Netherlands / Germany / ...

Don't make the mistake of comparing developed democracies like the Netherlands and Germany to an emerging democracy like Poland. The two just aren't comparable for the ordinary man in the street.

This cannot be that expense, can it? This should be billed as a one time fee (say 1 month fee).

You'd be surprised. Generally speaking, an sp. z.o.o. in Poland is incredibly expensive to operate, much more so than in many other countries.

I have quotes for a structure with only a SPZOO, and these range from 200 - 800 PLN.

Not such a surprise in Poland - professional services do tend to vary widely.

In all honesty - my advice is to start simple. Suck up the tax hit - it's not a bad idea until you understand what's going on in Poland. Trying to get 'cute' with such setups is fine and well in a Western countries with established processes, but in Poland, you could easily find yourself in a lot of trouble - especially if you don't have 'connections'.
delphiandomine   
23 Sep 2011
Work / Working Vs Private English Lessons Vs Starting a Small Business in Poland [33]

If you especially Delph, put as much effort into your own enterprises as you do frantically trawling this forum, desperately searching for people with ideas that you would like to pour icy water on, the I suggest you would be a more successful and happier person. You are obviously not happy or successful, as you enjoy negativity so much.

I'm actually both, but thanks anyway :) In fact, I'm sitting right now, taking a nice break while I figure out a particularly tricky problem with a student. Not a bad life when you can take breaks as you please, is it?

Good kuck, Kazikowski. The better prepared you are, the more fun you'll have.

Can't talk for other countries, but I'd say in Poland, planning always works. Poles tend to be impressed by elaborate plans - and they like it even more when people stick to them.

You will need to be in Poland for quite a while to understand what starting a business here really means.

I've run a business for two years and I still don't have a clue about the mentality of some people. I know two or three foreigners who, despite having wonderful business plans, came up short in Poland because they simply didn't expect some of the (inevitable) problems. A great example - someone told me "they won't pay, what do I do?".

you really need to address why you specifically want to live in Torun.

As strange as it sounds - if he went just up the road to Bydgoszcz, he could earn a decent living as an English teacher there. Not much competition, and plenty of people.
delphiandomine   
23 Sep 2011
Law / Setting up SPZOO and SPK in Poland [16]

This is quite a common structure, especially for larger Polish owned family businesses

In other words : fine for people with the cash, profits and knowledge to take on the tax office if they get questioned about it. Not so fine for foreigners who would be totally relying on advisors.
delphiandomine   
23 Sep 2011
Work / Working Vs Private English Lessons Vs Starting a Small Business in Poland [33]

If there is a high english speaking population, then surely it means that people whom are not as fluent in polish CAN live here.

It also means that you've got a lot of competition for the only thing you can offer - your status as a native speaker of English. As I said - it's not a wealthy city compared to others, yet it has a

This place has taken 4 months of prep time. Getting the stock ready, getting the store ready- it is a huge commitment. I would suggest that if you can't commit to something whole heartedly then don't do it. It isn't worth the hassle.

And you've been here for a long time, haven't you?

I get the impression that the original poster thinks that he can step off the plane and do whatever he likes..but -

But I have to become self-sustainable whilst over there.

Good luck with that. It'll be much harder than you think.
delphiandomine   
23 Sep 2011
News / Poland Parliament elections in October 2011 [944]

Football fans wouldn't have voted PO anyway - so it's no loss. Incidentally, the fans we're talking about are not the "mainstream" fans - these are the ultras, and their political views are always going to be on the right of the political spectrum, no matter what country. Bear in mind that many "ordinary" fans are supportive of PO's measures - because it makes the stadiums far more friendly places.

As for people being frustrated - that's not the word on the street. There are plenty of newly-middle class people who will always vote PO because it offers them the best hope - the only frustrated people are the ones who have been whining and complaining since 1989 about everyone. It's the same old in Poland - but the last few election results show that the electorate is satisfied with PO.

I think SLD will take some of the frustrated PO voters but Palikot, as much as I dislike this man, is playing his part in taking some of the voters too. Apparently his movement/party now has close to a 5% backing [if what the media say is true, although recently he was supposed to have had only 1%].

Indeed, it's possible. But bear in mind that Palikot isn't an idiot - if he can play kingmaker, he'll get PO to support some of his policies and will back them in a coalition as a result. Likewise with the SLD - they will support PO if needed because they can work with PO - they can't work with PiS.

Bear in mind that the Polish electoral system has never resulted in an outright majority. Even if by some utter shock, PiS managed to win - PO would still manage to put together the magic 50%+1 - because PiS has utterly alienated the PSL, SLD, et al through their actions. The *only* way PiS can win this election would be to be in a position where a coalition with the SLD is enough to pass 50%+1 - and then to get rid of all the "hawks". That's not going to happen. Oh, and bear in mind that it would also be electoral suicide for them - their voters would never again vote for a party that shared power with ex-communists.

The SLD are also pretty damn unlikely to agree to any coalition unless they were in charge of security and justice - they know what PiS did to Samobroona and LPR - do you really think that they're going to let PiS use instruments of power against them as well?

In a strange sense, Kaczynski has led them to electoral success and yet oblivion. They're firmly the 2nd party in Poland, yet they're totally unelectable - a huge contradiction, don't you think?

I've looked, looked and looked again at the electoral mathematics - and I just cannot see how PiS can win this. Even if they get over 40% of the vote (which would be a massive shock) - the PO/PSL/SLD/Palikot/etc parties would simply find a way to keep them out.
delphiandomine   
23 Sep 2011
Law / Setting up SPZOO and SPK in Poland [16]

It doesn't really matter what one's lawyer says with regard to tax unless one has the money to pay him to challenge the tax office if they have a different opinion.

Wasn't there a rather high profile case not so long ago with someone who was put out of business by the tax office, only for it to be ruled that they were actually wrong - and they refused to pay compensation, even when ordered to do so? I don't recall the details, but...

And to be honest, as a foreigner, I'd steer clear of unusual company structures unless I really had serious money behind me. It's just asking for trouble - if something isn't widely practiced in Poland, there's probably a bloody good reason for it.

20zł for each invoice billed to a customer outside Poland (I would have 2 or 3 per months)

Insane. It's a 20 second job to go to the NDP site and check the exchange rate for that day - or if the invoice is in Zloty anyway, there's no extra work involved, unless the company goes over the VAT threshold in another EU country.
delphiandomine   
23 Sep 2011
Work / Working Vs Private English Lessons Vs Starting a Small Business in Poland [33]

My "Plan A" is to find some work, though it's difficult with the current job market. Plus I would like the freedom to take vacation breaks when I want.

In Poland, you take breaks when the business says you can, not when you feel like it. It's also worth pointing out that there's really not much in Torun for non-fluent speakers of Polish.

My "Plan B" involves getting a CELTA. I realise that teaching english is viable, though I'm not confident in my abilities (yet). Teaching privately should provide me with a decent income, plus the time freedom. I.e. When the holiday season comes around, I go with it, and put tutoring on hold. The problem with this option is initially building a customer base.

The other problem is that there's plenty of other people who have discovered Torun too, and there's not that much of a market. Torun's not a particularly wealthy place, and there's already plenty of natives there enjoying its charms.

My "Plan C" is starting a small business. It will give me a decent income. Only downside is the time needed to nurture a new small venture. However, I'll be able to take a break together with the holiday season, if I want. Also, another downside is the current economic climate, and I hear businesses are dropping all over poland.

And without Polish, what do you expect to do?

More thorough planning and realistic expectations.

Let me be the first to predict a thread next year : "IN TORUN WITH NO MONEY HELP".

Wouldn't we all?

Indeed. I'd quite like to bugger off to Lithuania with my friend soon. I can't :(

You make it sound so easy. Good luck.

Given that he's never lived here, I wonder when he'll learn the first nasty lesson.

Right. Took me years.

And in Torun, a place rather popular with Americans and some Brits, he's going to have a hell of a hard time. There's only 200,000 people there - and not that much cash compared to other cities. Yet it's popular with foreigners. Not the smartest place to try and make a living, I suppose.

Your optimism is enviable. Hey, good luck to you, but I think you need to do a lot more research.

He'll just be another one that Poland eats up and spits out.

I am going over to Poland for somewhat of a working holiday of undefined time.

Lesson number 1 in Poland - Poland doesn't work for people who aren't able to make concrete plans. Indecision is usually punished here.
delphiandomine   
22 Sep 2011
History / I want to meet Lech Walesa, can anyone help me? [29]

well you can hire him - otherwise I wouldn't count on meeting him in person

Walesa'll do anything for cash. Turning down a cool million dollars from Gilette just to shave was a bit stupid, though.
delphiandomine   
22 Sep 2011
Law / Setting up SPZOO and SPK in Poland [16]

This will effectively bring down our tax rate to 19% (instead of 19% CIT and 19% PIT in case we only run a SPZOO).

The tax rate is the least of your worries for a sp. z o.o - you'll be looking at quite a lot of money in accountancy/court fees simply to maintain the sp. z o.o each year.

The SPZOO will be the limitless partner in the SPK, and my business partner and I will be the limited partners. This will effectively bring down our tax rate to 19% (instead of 19% CIT and 19% PIT in case we only run a SPZOO).

I'm almost certain that you won't be allowed to conduct business in this way. I'd be looking at decisions made by the relevant tax office in the past before attempting something like this.

Are there any draw backs to this construction? Why is not everybody using this structure?

I'm not certain you'll be allowed to do this, for a start. Perhaps you should start by seeking a decision from the relevant tax office as to the legality of the structure before continuing.
delphiandomine   
22 Sep 2011
Travel / Poland in photo riddles [3134]

Where from?

The past?

(Jelcz no longer exist, right?)

If you mean the city - no idea.
delphiandomine   
22 Sep 2011
Law / How deep is the Gloom in the Poland's Economy [84]

How long will people sit when they are facing a huge mortgage?

A long time, strangely. I was flat-hunting a while ago, and had quite a few people saying that they simply weren't interested in negotiation. And this was in a place with a rather poor market for sellers.

This could suggest price of real estate coming down.

From everything I've seen in Poland, the prices are stable when it comes to old (ie, pre-1995 or so, and so subsidised) property. It's the late 90's-today property that's in trouble - many developers built on the cheap in order to make the price more attractive, and the build quality is utter rubbish. I know one guy who rented a 18 month old flat - and the place was falling apart. The other issue with the "new" flats is that they're often located in terrible areas for commuting. That's another reason why I don't think the price will hold for these places.

I believe that real estate in Poland has not gone up in the last 2 years, but still cheap for people living in the west.

The problem is that those returning from the West often have little to offer here -I actually think we'll see a glut of property on the market in a few years when the money runs out and they have the bills to pay. I know in Eastern Poland, many houses were built with cash from the UK - fine and well, but if you were earning 1500zl/month before in some village, what hope are you going to have when you return to Poland?
delphiandomine   
21 Sep 2011
Law / How deep is the Gloom in the Poland's Economy [84]

my particular interest is the building sector.

Speaking of the building sector, it will hurt house/flat builders - this much is certain. But in terms of construction, it won't have a problem - there's still so much EU cash flowing in that there's always money to build new stuff.

In fact, the real problem with new domestic property builders is that many people will sit on a flat/house until they get the price they want - even if it's totally unrealistic.
delphiandomine   
21 Sep 2011
News / Poland Parliament elections in October 2011 [944]

That is against all the recent polls which regularly show SLD support at 10-12%.

Indeed, I'm sticking my neck out with this prediction. But they really do seem to be putting a hell of a lot of effort in - and they are really pushing the message that they're more interested in balanced books than socialism. I'm also convinced that any drop in support from PO will go to the SLD.

I'm actually not convinced that PiS will even get 32% - but they have tended to do slightly better than the polls have predicted.

Hey, come on. It is unfair! I didn`t announce the future coalition prediction game yet!! :):):):):)

Ah, come on, the result isn't important, the governing coalition is :D

I'll send 500PLN to Rydzyk and wear a mohair beret for a month if you're right.

Count me in too - if PiS get more votes countrywide than PO, I'll be wearing that beret and sending cash too.
delphiandomine   
21 Sep 2011
News / Poland Parliament elections in October 2011 [944]

Hey, how about a little prediction game? What do you think the final results will be? Let`s see whose guess will hit bullseye.

As it stands?

PO - 39% (a slight slip due to the 'youth' not bothering to vote, unlike last time)
PiS - 32% (a strong showing, but no improvement on 2007)
SLD - 17% (very strong, I can see that the SLD are putting a lot of effort into the small cities this time round - and they have the 'alienated from PO' vote)

PSL - 6% (just enough)

Prediction : The SLD will play kingmakers, and will choose to support PO on a "confidence and supply" basis. PiS will scream blue murder about how the SLD have caused them to lose (again) and will spend 3 years blaming the SLD for absolutely everything because they chose to support PO rather than them.

Meanwhile, PO will form a successful minority government - they will be forced to work with the SLD, who will support them on an issue-by-issue basis rather than full coalition.

Polish politics has always been cheesy and corny, what's new there?

The latest attempt by PiS to seem "cool" and "jazzy" is hilarious, for instance.
delphiandomine   
21 Sep 2011
Law / How deep is the Gloom in the Poland's Economy [84]

Minimum wage is the same regardless of age - 1387zl a month, based on a 40 hour work week. It's certainly more than 5zl/hour, especially given that no-one in Poland is declaring income from tips.
delphiandomine   
21 Sep 2011
Law / How deep is the Gloom in the Poland's Economy [84]

Today the waitress still earns 5 zl/hr

Really? You're friends with people who exploit their workers, seeing as the minimum wage is actually much higher than that?
delphiandomine   
21 Sep 2011
Law / Is having private students in Poland legal? Or a registration as self-employed is required [30]

Is that right? I didn't know that. And that's ok with the tax obergruppenfuhrer? That could solve my problems with clients who are reluctant to give me their details.

Yep - it's fine, because when you think about it, it's no different to selling them some eggs, or whatever. Look at what language schools give their clients - always, it's a small "rachunek" that's stamped, signed and with the details written on of what was paid - never any personally identifying details.

All I was doing was writing "kurs angielskiego" on the receipt along with the details of how much was paid, stamping it, signing it and giving it to them - and giving the carbon copy to my accountant. No problem at all - the only issue is that you need to give a proper invoice if they want to use it to claim against tax, the small receipts aren't enough.

As my accountant said - for the tax office, it's enough - they just want to know what income you earned, they're not interested in where it came from. And people wonder why the TEFL industry in Poland is seen as a big money laundering scam...

(and thanks, by the way :D)
delphiandomine   
21 Sep 2011
Law / Is having private students in Poland legal? Or a registration as self-employed is required [30]

is there some link to official information regarding this issue? I'm dealing with the same 'problem' at the moment.

As it stands - teaching is VAT-exempt. However, training (that isn't pure language teaching) may or may not be - you need to clarify with whoever keeps your books as to whether it is. Mine regards it as being exempt, but others may have a different opinion.

in Poland the VAT kicks in more or less immediately as far as I am aware. if you have a Sp zoo there is no VAT threashold

Not true in the slightest - compulsory VAT registration (and payment) only kicks in with a very limited amount of PKD codes, mainly related to consultancy. But anyway, as for teaching, it's VAT-exempt. This might change after the election (in fact, I'm certain it will) - but for now, there's no issue. And anyway, what self employed teacher is going to take home more than 150,000zl a year?

Is having private students in Poland legal or do you have to register yourself as self employed and set up your own company so to speak? I'm sure many natives have them but what about paying tax etc on your earnings? Is it risky to have them? and what are the chances of getting in to trouble with the law if you just accept cash in hand?

Depends on whether you want to risk the Urzad Skarbowy finding out or not. Bear in mind that the tax law in Poland allows them to make assumptions as to your income - you might find that if you get caught, they just 'assume' you've had x amount of classes at y price and nail you for the tax (plus 100% of the total tax owed in fines).

All up to you - the law says you should register and declare the income.

(and a few vaguely hinted at quitting if I was going to be naming them in receipts).

I used to just give them a stamped receipt - no need to name them (or even keep records of their names).