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Posts by delphiandomine  

Joined: 25 Nov 2008 / Male ♂
Warnings: 1 - Q
Last Post: 17 Feb 2021
Threads: Total: 86 / In This Archive: 69
Posts: Total: 17813 / In This Archive: 12419
From: Poznań, Poland
Speaks Polish?: Yeah.
Interests: law, business

Displayed posts: 12488 / page 250 of 417
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delphiandomine   
20 Feb 2012
News / Becoming non-EUnuch -> giving up your share of handouts. [36]

Yes Poland, give it back.

You do realise that countless people in Poland are dependent upon EU cash for their livelihoods? The EU has allowed the insane small peasant farmholdings to be viable, for a start.

Iceland was in the same situation as Greece but had the currency to tell the bankers to go squat, last week they were rated investment grade.

Currency is meaningless, the painful measures (and the point blank refusal to pay for some of what they did) is what helped them. Greece could have perfectly well told the banks to get lost too, but there's a world of difference between owning a few billion and the massive amount that the Greeks owe.

Don't give up the zloty, or Germany will make you into another Greece.

Hardly. Greece is in that situation because they've cheated themselves for years, not because of Germany or anyone else. The Netherlands are a comparable size - are they in trouble? No.
delphiandomine   
20 Feb 2012
Work / Minimum basic salary in Poland [96]

Why would she lie about it?

Normal in Poland to pretend that things are much worse than they really are.
delphiandomine   
20 Feb 2012
Work / Minimum basic salary in Poland [96]

Probably, you don't know what a 'cashier' is/does, and have confused it with something like 'accountant'..

A cashier doesn't earn that kind of money in the cities or even big towns because quite honestly, no-one will get out of bed for that.

The only people who will get out of bed for that are the ones who are already claiming "renta" and who want to be paid on the side.

Anyway, the article is also hopeless because the salaries listed are just wildly inaccurate. The average incomes are right, but apart from that...?
delphiandomine   
20 Feb 2012
Work / Minimum basic salary in Poland [96]

szczecinian

That article is hopeless - cashiers don't earn 6PLN/hour. Heck, I struggled to find a finance assistant with responsibility for preparing accounts for less than (the cost to me) 6000zl!
delphiandomine   
20 Feb 2012
Real Estate / TRANSFORMING AGRICULTURALLY USED AREA TO FREE TIME AREA IN POLAND? [8]

ok - I reasearched the topic a bit more

I missed this before - but thank you!

Maybe we should make a thread containing useful information about Poland that isn't written in English anywhere online? This is certainly one of the most useful things to know!
delphiandomine   
19 Feb 2012
Work / Minimum basic salary in Poland [96]

...and where two good degrees still can't get you a permanent contract from employer and decent salary.

Over-educated. I threw a CV in the bin the other day from such a person - she had two degrees (both bardzo dobry), had the CAE certificate - all in all, great in education. But - she was 27, had no work experience (except some work experience for a month in a "fashionable" place to get experience) and had absolutely nothing on the CV that said "talk to me".

Two degrees mean nothing - it's about what you can do.

So. You know one guy who is building a house. That really opened my eyes and made me change my mind about the plight of sooo many underpaid workers. It's their fault, obviously. They are not trying hard enough. All 5 million of them or so.

Underpaid? Why are they underpaid? Is it perhaps because they're lazy, can't be bothered to work extra hours to get ahead and want to run off at 3pm to cook for some stupid kids rather than work the extra hours needed? If you want to work in a shop from 7am-3pm and not a minute more, you have to accept that you'll always earn nothing. It's just the way it is.

Bullshit. Mainly because there are no jobs to send your kids to.

Not bullshit at all, but rather the sad reality that families would rather send their kids at 17 to work for 500-600zl a month than staying in school.

Also because of the social services that would rather take the kid away from the family than allow for child labour.

You think social services in a village (where everyone knows each other anyway) are going to intervene in such a case?

And also because the families get child benefits as long as the kid is in school.

If the child can earn more by working than by staying in school, they'll try and put the kid into work.

BTW: do you know that Poland has one of the highest in Europe percentages of people with university degree (if not the highest)? And, paradoxically, most of these graduates end up on dole. I would be really careful putting (university) education in one line with good salary prospects.

All to do with the fact that many Polish students like to party and go for nice holidays rather than putting the effort in. I could tell you numerous stories about students who have blown golden chances because they wanted to go for crap holidays in the mountains instead.

At the end of the day, people have to help themselves rather than waiting for someone to help them.
delphiandomine   
19 Feb 2012
Work / Minimum basic salary in Poland [96]

I think you think of 19th century England. Or maybe 1930s in US.

Unfortunately, it's the case in Eastern Poland. Children are frequently "encouraged" by the family to leave school and start working instead - because earning an extra 600zl now makes more sense than getting an education. At least in their view.

The rest is just simplistic interpretation bearing all marks of the lovely attitute "you are poor and it's your fault" and being completely detached from reality.

In a country with free universal education, it certainly is. I know one guy who came from a ******** family who couldn't afford to put him to university. He knuckled down, worked his ass off in a succession of horrible jobs and somehow managed to study full time too - he left with a so-so degree, but his work ethic has blown away every single employer - and he's now building a huge house for himself and his family. He came from a PGR village - but his parents crucially pushed him in the right direction, even if they couldn't help him get there.

Some villagers up near Szczecin burnt down a veg processing plant on a former PGR. Why? Because the owners banned them for health and safety reasons from drinking vodka near the machinery. They'd modernised the workers' flats, increased salaries but the Neds said they didn't care about that.

Exactly the sort of mentality that I'm talking about. People try and improve their lot, but they often don't want it - such places are extremely dysfunctional. They would rather spend the day wasted than working.
delphiandomine   
19 Feb 2012
Work / Minimum basic salary in Poland [96]

Pretty well. The equivalent of Chavs in the UK in many cases.People who for decades steadfastly refused jobs in nearby towns.

Indeed. I'm almost certain that if you opened up a factory in many of these villages, they wouldn't take the jobs anyway - they wouldn't want to work to someone else's standards and ways. How often do you read and hear about hungry children in villages - it's all too often the result of neglect rather than actual poverty.

It's interesting to note that despite unemployment being higher in the East (and so - wages should be lower) - new factories are opening in the West, not the East. Could it be something to do with mentality?
delphiandomine   
19 Feb 2012
Work / Minimum basic salary in Poland [96]

...is not average at all. They are the lucky ones.

Lucky? What's lucky about working hard and achieving something for yourself? Instead of taking your kids out of school to work on some crappy "business" like what frequently happens in villages, getting them educated is by far the more sensible approach.

I don't think it's a coincidence that the hardest working people I know (usually the ones who went for work experience during university rather than nice holidays) are also the richest.

Incidentally, I know plenty of people earning more than average. All of them have one thing in common - they worked hard for it and didn't sit around blaming everyone else.

Have you ever heard the term "Generation 1200"?

Why should someone who turns up at exactly 7am, leaves at exactly 3pm and who does nothing to improve themselves get any more?

Yes. That small parcel is what lets them survive in a region where there is no work in 100km radius.

No, that small parcel is what keeps them peasants. If these farms were bigger and more productive, they would have meaningful employment and everyone would be better for it.
delphiandomine   
19 Feb 2012
Work / Minimum basic salary in Poland [96]

4,0715 zł (gross).

Even higher than I thought then - nearly 50k a year.

Also, as Mr Sadowski from Adam Smith Centre points out: "average salary is an optical illusion [...] it's influenced by the big agglomerations where directors of big companies earn tens of thousands zloty'.

It's also dragged down by many peasants in villages who live off small parcels of land - I'm pretty certain this is why Poland appears (on paper) to be far poorer than the Czech Republic despite living standards being clearly higher in Warsaw than Prague, etc.

...and you get around 2,860zł take-home pay.

Not bad. A couple both earning average wage can easily afford decent accommodation in a Polish city by those figures.
delphiandomine   
19 Feb 2012
Work / Minimum basic salary in Poland [96]

About 28000 zloty a year, before tax,,is the average industrial wage

Poor show, milky.

The average wage is now nearing 45000 a year.

Don't mistake lazy peasants in villages with normal people.
delphiandomine   
19 Feb 2012
History / Polish Officer in NATO, Col. Ryszard Kukliński. [145]

risking your own life and the lives of your familiy for some greater good is heroism pure I guess

But was it for the greater good, or was it for other reasons?

If he was simply upset with the invasion of Czechoslovakia and so on, he could easily have defected to the West and left it at that.
delphiandomine   
18 Feb 2012
Love / Getting married in Poland (papers stating we are eligible to get married?) Certificate of no impediment. [24]

Just because a single post says he has been unable to obtain what is required, does not mean it is unobtainable in one form or another.

What is known as a 'certificate of no impediment' - as you reference here -

start by obtaining your certificate of no impediment

- isn't available for US citizens. It has a very precise meaning in Polish law, and it is simply unobtainable for them.

Trying to cover up your error by claiming that it is "obtainable in a different form" is - frankly - rubbish.

This is a lengthy process, and as mentioned earlier, a wedding planner would be perfectly placed to assist with such formailities.

A wedding planner? Why bother, when the process is laid out in law and is very clear as to what you need to do?

Not really a Polish thing.

Not at all, though if she's not Polish, it probably doesn't matter.

That just sounds like overkill to get married...

Not really - Poland is very keen on paper trails, which is why identity theft doesn't exist here. If you don't like it, there are plenty of other countries to get married in.

wedding-in-poland.com/

Steer clear. It doesn't appear to be a registered business (any credible business will have their NIP listed on the website) - which is highly suspicious.

The advice given on the website is also wrong, and shouldn't be relied on. Also -

We do not reveal the details of the companies that we working with until we sign the contract with you.

Suspicious.

The costings that she gives are also on the high side - 1,000zl for a bus is an utter scam, for instance - you can easily get this for 500zl.

Beyond obtaining these forms, we will need to present them before the court IN POLAND and state (personally, as in I will have to travel there) that we are both eligible to be married and that we want to get married to each other.

What Harry says is the definitive answer. Unfortunately, you will have to attend court here.
delphiandomine   
18 Feb 2012
Law / Poland has too much redtape [14]

Yep. For example the number of addresses one can have!

It's going!

Apparently the whole zameldowanie system will be scrapped at the start of next year - though I can't figure out why they don't just move to the Finnish system where you're obliged to have an official address, but it's just a mere declaration (made online if you want) without any nonsense about rights to stay there and so on.
delphiandomine   
18 Feb 2012
Real Estate / GET A MORTGAGE FROM A POLISH BANK OF A REAL ESTATE IN POLAND IF YOU ARE A GERMAN CITIZEN [7]

Thank you for your answer,but IS THERE NO WAY TO ACCELERATE THE PROCEDURE AT THE BANK?

Depends how good a client you will be. However, if your family is in extreme financial difficulty, the bank is unlikely to regard you as being worth the effort.

Does anybody knows HOW MANY PERCENT OF THE MARKET VALUE we could get from a polish bank?

Why don't you approach a German bank? Some of them are also present in Poland, such as Deutsche Bank and DnB Nord.
delphiandomine   
17 Feb 2012
Life / Is Poland a poor country? [578]

Walbrzych is an ex mining town and probably my second least favourite Polish city.

Isn't there a shitload of foreign investment there at the minute?

I was reading something a few days ago about the place, but I might have got mixed up...
delphiandomine   
17 Feb 2012
Life / Is Poland a poor country? [578]

Of course they have. Do you know why? Because a person who works labour can actually earn enough to carry a decent life on those greener pastures, while in Poland many people who do white collar jobs can't!

Not really - a person who does a physical job in the UK is often better off being unemployed. It's not an easy life, especially if they live somewhere expensive.

As for white collar jobs in Poland - the issue with this is often that they perceive themselves to be of a certain status and demand the status symbols to fit. They then drown under a mountain of debt. I've seen it happen to someone who was earning around 4k netto - not horrible money, but she bought a very nice flat and car, then struggled to live. If she'd bought within her means, she would be fine.

If you want to comapte ex-mining towns try to compare it with Katowice, Zabrze, Gliwice... how do they look comparing with English ex-mining towns?

Katowice is definitely better off, but I've never been to the others so can't comment fairly.

I think a more fair comparison would be as compared to the former eastern block countries.

Recent comparison I can make is with the Czech Republic. Prague is behind Warsaw, and there doesn't appear to be much construction going on (unlike in Poland). It certainly seems like the statistics are heavily skewed in Poland because of the existence of many poor small farmers - which didn't exist in Czechoslovakia. I'd actually say that Poland is developing faster these days - I really saw little sign of construction in Prague, and places like Nachod are absolutely horrible.
delphiandomine   
17 Feb 2012
Life / Is Poland a poor country? [578]

Comparing to Western Europe or Canada it is poor, don't you agree?

Not exactly. Compare Warsaw to a grim ex-mining town/village in the UK and it's far better off, for instance. Jonny will tell you more than me, but in general - there are parts of Poland that are far better off than parts of the UK.

Mostly likely, young couples pay for their first new apartment on credit, NOT in cash, therefore increasing their credit rating by upping their debt. The banks naturally take full advantage of this and later have to foreclose when it comes time to pay up, as most first-time home buyers simply can't afford it(;-

In Poland, it's not so much of an issue now - the rules that surround the granting of mortgages have tightened up, and pretty much ensures that no-one will get a mortgage that they can't afford to pay back.
delphiandomine   
17 Feb 2012
Real Estate / TRANSFORMING AGRICULTURALLY USED AREA TO FREE TIME AREA IN POLAND? [8]

Gumishu - do they make plans like this without the consent of the property owner?

Say for instance, I own a big farm of 20ha on the edge of a village. Can they decide that in the future, it will become a landfill site, some houses and a new high school without my knowledge/permission?
delphiandomine   
17 Feb 2012
Life / Is Poland a poor country? [578]

That seems to be a situation that people end up in - old ladies in huge houses in the UK that they can't afford to heat.

The same ones complaining about council tax despite being asset rich. As much as I'm liberal minded, I have no patience for such people - if I can't afford taxes, I have to sell my assets - why shouldn't they?
delphiandomine   
17 Feb 2012
Love / Getting married in Poland (papers stating we are eligible to get married?) Certificate of no impediment. [24]

Part of the problem is that people don't negotiate when it comes to a wedding - if she told them to get real, they'd soon cut the price. But the problem in Poland is that there's a lot of "look at me, I paid 4.5k for a band". Same nonsense is seen with a lot of other stuff.

As a previous poster mentioned, start by obtaining your certificate of no impediment.

Did you read the previous posts properly?

He can't obtain such a thing - the US Embassy won't issue one.

Seems to me that getting married as a US citizen when you don't reside in Poland is going to be an exceptionally tricky process.
delphiandomine   
17 Feb 2012
Life / Is Poland a poor country? [578]

One thing about Poland is that a lot of people are asset-rich but cash-poor.

Agreed. There's a lot of people out there who either inherited decent properties (that they can barely afford to live in - but they won't sell because they know they'll get more if they hang onto it - madness) or they took huge mortgages on properties that they can barely afford now, but will be able to afford in the future.

One interesting figure - at least until the end of last year, banks were lending on the basis of one year's accounts from self employment. I've heard mumblings that some people were submitting nonsense invoices to made up people to artificially increase their income, paying tax on the "income" and then presenting the figures to banks. The banks, obviously impressed with their high income, were happy to grant mortgages to them - and that's how some people managed to buy much more than they could outwardly afford.

When I was buying a flat, I kept running into a lot of people no older than 30 who had inherited granny's flat - and they wanted ridiculous amounts for them.
delphiandomine   
17 Feb 2012
Real Estate / GET A MORTGAGE FROM A POLISH BANK OF A REAL ESTATE IN POLAND IF YOU ARE A GERMAN CITIZEN [7]

Selling the house would take to long!

Why? You can do everything in a day if funds are available.

1. IS IT POSSIBLE TO GET A HYPOTHEC FROM A POLISH BANK OF A POLISH REAL ESTATE IF YOU ARE A GERMAN CITIZEN?

Yes, although it's going to take several weeks - and you might find that the banks will do very thorough checking of you.

2. IF "YES", HOW MANY PERCENT (%) OF THE MARKET VALUE OF THE REAL ESTATE IT WOULD BE?

No idea. Banks tend to make this stuff up as they go along, especially for esoteric cases.

If you really need cash quickly, it shouldn't be a problem to sell the place for 50% of the market value quickly..
delphiandomine   
17 Feb 2012
Travel / Driving in Poland, are there any rules at all? [149]

Actually driving in Poland can be quite fun. Sometimes maddening, but the general "wildness" of it still keeps Poland interesting. Some of the roads are quite demanding.

Pretty much. It's never dull to drive in, unlike the tedious nightmare that is driving through Slovakia.

It's worth pointing out that such behaviour like crossing solid lines between lanes, overtaking in no-overtaking zones and so on is rarely, if ever punished.

I was driving home one night about 2am, sitting at about 90km/h (bang on the limit) when some guy overtook me. Fine and well - but this was on a bloody crossroads at the time!
delphiandomine   
16 Feb 2012
Study / Secondary education in Poland [20]

I really an not being funny here but if you were the lead on the committee how could the standards vary?

No doubt - it's a reference to how private schools in Poland are notorious for being bought off by parents with cash and loud voices. He wouldn't be able to do a thing about it - interference from "above" is still normal in Polish academia, unfortunately.

Is there no central examining body to ensure uniformity?

It's all handled at a regional level, so while the Ministry dictates standards, there isn't a central examining body as such.

I'm aware of that in my work and it is infuriating.

Isn't it just? I do freelance marketing stuff as a hobby, and while I have "papers" for it - I learnt more in 2 weeks doing it for real than I learnt in the entire time studying it.
delphiandomine   
16 Feb 2012
Study / Secondary education in Poland [20]

The standards, however, do vary, in my experience, on who your daddy is.

I wonder - I need to check if the absurdity of not having to sit a written exam if you get a high grade in the oral exam still exists.
delphiandomine   
16 Feb 2012
Study / Secondary education in Poland [20]

Didn't know that, where do those at private school take the matura?

In school ;) Private schools that are accredited by the MEN (ie, pretty much all of them except the ones going towards foreign qualifications) are allowed to act as matura centres.

That would be sad....I think, Are there apprenticeships available?

Apprenticeships seem to be unheard of in Poland - the usual pattern now is that people get forced into high schools, they fail their Matura, then they go to some post-school place where they have to "study' for 2-3-4 years to get a paper of "something" which qualifies them to work as "something.

Insane system - and the employers are to blame for demanding papers for everything. There is a scary attitude in Poland that you can't do something unless you have papers for it, despite apprenticeships being far more sensible.