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Posts by delphiandomine  

Joined: 25 Nov 2008 / Male ♂
Warnings: 1 - Q
Last Post: 17 Feb 2021
Threads: Total: 86 / In This Archive: 69
Posts: Total: 17813 / In This Archive: 12419
From: Poznań, Poland
Speaks Polish?: Yeah.
Interests: law, business

Displayed posts: 12488 / page 105 of 417
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delphiandomine   
28 Dec 2015
Real Estate / Investing in Wroclaw - Nadodrze area - purchasing apartments [9]

Okay, first thing you want to consider - never pay the asking price. It's rare for developments to sell quickly, so you can take your time and negotiate very heavily. If you're considering paying in cash, then you can really turn the screw in terms of pushing the price down.

Both of those locations will be desirable sooner rather than later - Wrocław is really booming with a young population, so you can expect a decent yield on them. It's true that the area isn't the most amazing, but it is developing quickly. You also can't argue with the fact that it's walking distance to the Rynek as well as having decent access to public transport.

I would steer clear of anything too big - anything above 60ish-sqm will be hard to rent.
delphiandomine   
28 Dec 2015
Real Estate / Investing in Wroclaw - Nadodrze area - purchasing apartments [9]

So I would like to know from people that actually live in Wroclaw if this area is really that bad?

It's developing rapidly. It's still not the 'best' area, but I would expect the apartments there to hold their value. A lot of younger people are moving in there (the same process is seen with Praga in Warsaw and Jeżyce in Poznań), and it should always be easy enough to rent the property if it's attractive.

Are you looking at buying new or old? The research you should do in this case differs. There are some severe problems in Wrocław in some older buildings (particularly around Nowy Targ) in relation to the building administration being effectively bankrupt, for instance.
delphiandomine   
26 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

Nobody would be surprised to see the financial institutions lowering Polands' credit rating as a result.

A lowered credit rating is inevitable, as PiS have shown themselves to be unreliable partners and to also be spending more based on uncertain tax receipts.

Anything that loosens Polish ties to Western Europe must mean Putin is wishing himself a very happy New Year.

Couldn't agree more. It makes me laugh to see people like Ironside and Wulkan celebrating Poland "breaking away" from the EU - they're very much the definition of Putin's useful idiots.
delphiandomine   
25 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

The most radical anticommunists are those you now rant and rave against.

Not really. PiS are horribly post-communist for all their claims to the contrary.

If PiS had any morals, they would make it clear that anyone that belonged to the PZPR in any capacity is prohibited from membership. Such an action would be commendable and would be hard to argue against.
delphiandomine   
25 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

Just an observation, but the amount of attacks coming from ex-PZPR members who held prominent positions during PRL times is quite remarkable. I've just read yet another attack online from some guy who worked in the Milicja and then joined PiS. There's a definite theme here...
delphiandomine   
25 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

If "nobody cares", the PiS-media has spent a considerable amount of time abusing them.

More to the point, any government will struggle to survive a mass popular movement against them.
delphiandomine   
25 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

If you are deny that major media in Poland are and were siding with PO or your polish is crap and u r understanding of polish issues are small.

Would that be in comparison to the media network that is controlled by PiS and outputs a considerable amount of heavily biased content in their favour? In fact, the way that PiS used the media that they control to attack KOD has been remarkable, and did nothing but strengthen the resolve of those involved in KOD.

Simple why would u take standing against pis if not for personal reasons? Stiupidity?

I think anyone with half a brain can see that PiS have one aim - to fill every single position of power with their yes-men and to make sure that the country is run by them and them alone. Remember, it's PiS that want to abolish the independent civil service, it's PiS that want to put endless ex-PZPR men in positions of power, it's PiS that have proposed a bill in the Sejm that includes heavy monitoring of civilians without a court order and so on.
delphiandomine   
25 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

Incorrect. The 2011-2015 PO/PSL government got 6,831,401 votes. The 2015 PiS government got a mere 5,711,687 votes in comparison. In fact, the numbers are even more telling when you look at the way that 2011 PO got 5,629,773 votes.
delphiandomine   
25 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

But the latter is preferable to your Senate, which in this case here is no safety net at all - quite the reverse in fact.

The problem with the Senate is that it's more or less just a rubber stamp for the Sejm. It would make much more sense to adopt a Senat on the lines of the German Bundesrat - which is not the "upper house", but rather just one of the elements that make up the German parliamentary system. The most sensible thing would be to have from 2-4 members elected by each Sejmik, dependent on population.
delphiandomine   
25 Dec 2015
News / Regain banking assets - new Polish finance minister supports privatisation in Poland. Corruption? [33]

Niche? Those brands are all over Poland, and many of them have operations abroad as well.

The big supermarkets - the problem is capital. It's not enough to simply build a few big stores, but you also need the entire logistics behind it. That's why you tend to see the same names in most countries, because they have pan-European buyers looking for the best deal. Biedronka is the odd one in all of this - they somehow managed to build a successful chain without it. If you go into Auchan, how on earth could a startup Polish company emulate that? It just wouldn't be possible.

It's the same reason why this bank/insurance tax is actually going to hurt PKO/PZU more than the smaller companies. I've seen one report that suggests that PZU will be hit by far the hardest with the insurance tax - which means that this is essentially a transfer of wealth from the Polish consumer to the government. The problem is that if PZU have to pay 0.6% tax on assets, there won't be much money left to buy up small banks.

Take my insurance policies for example - I use PZU because they're usually the cheapest or close to the cheapest. But this tax may drive up costs dramatically for me - so I'm going to go and look around. I haven't bothered up until now, but if my premiums increase considerably, I'm not going to stay with them - I'll chose a smaller insurer that might well be foreign-owned, and under the PiS plans, they won't be taxed as heavily.

As always, the devil is in the detail.
delphiandomine   
24 Dec 2015
News / Regain banking assets - new Polish finance minister supports privatisation in Poland. Corruption? [33]

The SKOKi exemplify what Poland needs more of -- indigenous Polish-owned financial institutions

Well, the critical thing is that the SKOKi need to be under the same rules as other financial institutions. If this is achieved, then they can play an important part. The one thing that would be healthy would be limiting their territorial reach - it would make sense for each institution to only serve an individual province so that they stay focused on the customer and not on the ambitions of the management.

The other problem is that the situation within the SKOKi isn't great. The NBP wrote a report a few months ago saying that reform and repair of the sector needs to take place, but the problem is that the bigger SKOKi aren't institutionally able to take over smaller ones. In this case, it might well make sense to consolidate them and create a single SKOK chain for the country and allow it to operate more or less as a bank.

retail chains and manufacturers of Polish-designed and branded products.

There are plenty of Polish retail chains - for instance...



All of these are Polish, and you'll find them in most malls in Poland and also in places such as the Czech Republic and Slovakia.

There are plenty of other examples in other fields too. But I agree - PiS could do very, very well by providing significant assistance to small and medium sized businesses. For instance, I know one company director (they produce fantastic IT products in a very specific field) that wishes that he could expand to Germany, but such a move would require considerable capital investment - they've already got a huge presence in the CEE countries, but to take on the German market would need in the region of 5 million złoty to put everything in place - and they simply don't have that kind of money in cash. Supporting these kind of businesses is definitely the way forward.

The other thing about the SKOKi - you will be well aware of the issues surrounding their governance. There are some major questions about their behaviour, including the way that over 150 million złoty ended up in Luxembourg.

polska.newsweek.pl/abw-przeszukala-spolke-grzegorza-biereckiego-senatora-pis-i-zalozyciela-skok,artykuly,375508,1.html

There's a very good article here about it. It essentially describes the situation with their corporate governance, and it shows why they need to be operated in a transparent manner like the commercial banks. I would go so far as saying that they should be prohibited from foreign investments - the money should stay in Poland and only be used for Polish investments.
delphiandomine   
24 Dec 2015
News / Regain banking assets - new Polish finance minister supports privatisation in Poland. Corruption? [33]

Santander's business strategy in different markets has been to buy a large existing bank with considerable recognition as well as some smaller banks in each market, merge them together and then convert them to the Santander name once the process is complete. It's probable that the same thing is happening here - BZWBK doesn't have a great reputation, and this move allows them to benefit from their high profile sponsorships (such as their sponsorship of McLaren in Formula 1).

It certainly seems as if we'll see PKO BP and the PZU bank being the two big Polish banks and Santander/Bank Pekao being the two big foreign ones.

It would be about normal for there to be 4 big banks with a huge presence and a handful of other ones providing a more niche service - such as Citibank, ING, Deutsche Bank, etc etc.

The interesting question is where the SKOKi fit into all this.
delphiandomine   
24 Dec 2015
Law / Poland's form of Government - 'the winner takes all' [23]

To insinuate such a thing shows your ignorance in the commonalities between Poland's government and America's modern democratic government.

You mean the American system in which the Commander-in-Chief of the armed forces can't even shut down a single military base?

Poland has no culture of assassinations by secret services, unlike the CIA.
delphiandomine   
24 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

And what reason is given for such speedy and resolute action?

The European Commission's letter yesterday to Poland very much makes it clear that they expect PiS to abide by the rule of law and to stop attempting to interfere with the TK.
delphiandomine   
24 Dec 2015
Work / What salary can be asked at IBM Poland? [67]

They are working on b2b contracts as sole proprietors thus paying less than 5% flat income tax and completely avoiding social security payments.

Sole proprietors in Ukraine pay a lot more than that. For a start, VAT registration is compulsory for anyone earning over roughly $13,000/year. Secondly, Ukrainian law is rather...hmm...ignored when it comes to tax bills. In theory, you might have a small tax liability, but how can you prove it if the tax inspector asks for something to help him process your paperwork?

Now to the cost of living - that's a hard fact that average salary in Ukraine is around that number.

Depends where they live. $2000/month in Kyiv isn't that much money, especially given the hardships of living in such a dysfunctional country.

Please talk about Poland - Katowice and IBM specifically
delphiandomine   
23 Dec 2015
Law / Family law in Poland - want the Polish children back to the Irish courts [53]

I really wish people would stop posting rubbish like this.

That's what we call the opinion of someone across the pond. Are lie detector results even acceptable in Irish courts?

OP I would seriously recommend you get yourself to a parenting forum such as 'mumsnet' where you will get better advice.

Roz, I seem to recall that you're also banned from mumsnet like me? :D
delphiandomine   
23 Dec 2015
Work / What salary can be asked at IBM Poland? [67]

while the average salary and hence cost of living is on the 150-200$ per month level.

Cost of living in Ukraine is not on the $150-200/month level, I can tell you that for nothing.

Ukraine is virtually tax free

Actually.. not quite. The problem in Ukraine is that tax evasion is so widespread that you never know if you'll get busted by the tax authorities. Of course, a bribe can make it go away, but an IT developer will be looking at a large bribe as they'll know that the person in question is earning very well.
delphiandomine   
23 Dec 2015
News / Germans: Geh raus of Poland's business! [61]

Polish sovereignty is threatened whenever a German person buys a chunk of Polish land, for by this he becomes a legal owner of Polish land and can make decisions what to do on this piece of land.

Hardly. You're obviously not very familiar with Polish law, because there exists a very effective mechanism for compulsory purchasing land from owners at the current market rate should it be needed for whatever reason. It's why Poland was able to build a large amount of roads easily, as the actual ownership wasn't a barrier when it came to building.

Let's introduce a law forbidding selling land plots in Poland to foreigners.

Let's restrict purchases by non-EU citizens, yes. But to EU citizens? Rather not - as it just means that EU countries will apply the same restrictions to Poles. More to the point, foreigners are often able to apply their know-how and do more with the land that they have.

That's true that there is too much foreign capital in Poland.

Alas, you can look at WW2 and the PRL for that one. Less foreign capital means less money in Poland.

If someone manages to find more, the fingers of a single hand will be enough to count them.

Solaris, PESA, Tymbark, Black Red White, Empik, Mlekovita - off the top of my head. However, it's worth pointing out that the same situation exists in many EU countries - the UK for instance doesn't have many entirely British-owned companies.

The partially state-owned model isn't entirely a bad one, though.

In Germany or France there is many such companies.

Many of them are actually controlled by foreign capital. For instance, Metro AG (Makro, etc) has around 50% of their shares traded freely in and outside of Germany. It might seem like it's a German company, but in reality, very large institutional investors tend to own large amounts of such companies.

No, it's the fault of Poles, that they are not enterprising enough.

Very much so. Solaris is a fantastic example - they started by producing licenced copies of Neoplan buses, earnt cash, then used it to produce their own buses (and now, trams) which have been a success story. The problem is that there's such a deep distrust of private entrepreneurship in Poland (PiS, we're looking at you) that many people are discouraged before they start. Yet there's such a huge demand for Polish products domestically - but consumers expect Western standards, and many Polish companies fall short.

A friend was negotiating here to buy a considerable amount of mattresses from a factory run by an ex-PZPR guy that bought the factory in the early 1990's. The factory is nearly dead, so you'd think that the managing director would be willing to bend over backwards to secure the order. What happened? My friend turned up for the meeting, only to be told that the guy wasn't there and wouldn't be there that day. Unbelievable, but shows the utter contempt that many Polish-owned businesses have for their clients.

Even on a local level - I've got Biedronka, Kaufland and Piotr i Pawel nearby. Customer service in Biedronka and Kaufland is consistently good. In Piotr i Pawel (which is 100% Polish owned) - they've got a permanent attitude problem. Why would I buy anything there when the woman at the till is chewing gum and treating me as if I'm a nuisance?

People aren't going to buy Polish just because it's Polish, but they will is the product is as good as the foreign one.

In Poland there is many small private stores, sometimes it's also possible to meet a private, fully independent supermarket.

I don't know if it's private, but there's that T&J chain of mid-sized supermarkets in Wrocław that always comes to mind - excellent range of products, decent enough customer service and competitive price wise.
delphiandomine   
22 Dec 2015
History / Chance of Lwów once again became coming part of Poland [344]

Be sure to see the line of Ukrainians at the Polish consulate trying to get Polish visas or passports.

Of course. Poland imposed visa requirements on them years ago, and Poland is the country that they need to apply to for Schengen visas as most of them will pass through Poland.

Then consider how popular the idea might be in the city itself.

I can tell you've never been anywhere near L'viv.

I can also tell you that Ukrainians would give everything they've got to stop L'viv becoming part of Poland.
delphiandomine   
22 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

Trouble is it's completely false, so I don't know how to argue it other than to say it's false.

False? PiS appointed an ex-PZPR public prosecutor that took part in the prosecution of a Solidarność dissident to lead the Human Rights Commission. What part of that don't you understand?
delphiandomine   
22 Dec 2015
Law / Poland's form of Government - 'the winner takes all' [23]

An accident might be more in order if they really want to get rid of you.

Is it just me that's absolutely disgusted with this comment?

Johnny, you do realise that many people were killed as a result of "accidents" in Communist Poland? There are families out there missing members of their families because of them, and you think it's appropriate to suggest that such a thing could happen today? What kind of person are you?

And have you noticed that they are mostly all foreigners to Poland.

Wrong. They are overwhelmingly Polish. There are very, very, very few foreigners involved with these demonstrations.

I say, "Go back home if you don't like it living in Poland.".

And I say "Fight for our country's democracy."

Yet go back and read any of their posts and you will see that they refer to themselves as "WE" and "OUR".

It's our country.

If Jaruzelski didn't get convicted for declaring marshal law, participating in the invasion of a foreign nation, etc., it appears to be impossible for a president to get convicted of anything in Poland.

There's always a first time, and Duda is heading straight for it. Remember, he won't be able to use his age as a defence.

Well you and your friends here certainly got your panties all in a bunch over losing democratic elections.

Something tells me you don't quite understand what the issue is. It's not about the election results.

Remember that insulting Poland and the Polish president is crime here.

I do love these kind of threats. Then we remember the hilarious banners from last weekend and remember that these threats are worthless :D

To the last 4 posters, avoid excessive quoting in future
delphiandomine   
22 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

Going back to the title of the topic, the demonstrations against PiS are laughable.

Laughable for who? The PiS controlled media are crazed, PiS supporters online are crazed - seems that it's anything but laughable. I'm sorry that you think that simultaneous demonstrations in over 25 cities are "laughable", but you won't be laughing when PiS end up falling because of this.

Now PiS is in charge and they have not been given the standard respect normally given to new governments, that being 100 days to govern before being questioned and attacked.

Since when has there ever been such a thing? PiS tried to attack the Constitutional Tribunal from Day 1 - and the people struck back. Seems fair enough.

but a better government now who cares more about ordinary people.

They care? That's why they've appointed endless ex-PZPR cronies to top positions, that's why they put a thoroughly nasty ex-PZPR public prosecutor in charge of human rights, that's why they've hit ordinary people with higher mortgage fees, higher banking/insurance fees and higher shopping costs, etc etc?

They don't care in the slightest. They care about themselves, as witnessed by the way that they're willing to turn a blind eye to one's PZPR past if you're a loyal Party man. I thought they were supposed to be anti-communist, not pro-appointing communists to leading positions?
delphiandomine   
22 Dec 2015
Law / Poland's form of Government - 'the winner takes all' [23]

When one party is elected with majorities in both houses of the Sejm, and also wins a presidential election, that party clearly has a mandate to govern in democratic republic.

I think you don't understand the background of this election in the slightest. If a party lies through their teeth before an election, hides all their undesirable elements and then suddenly performs a 180 degree turn after the election, then they can expect what they're getting - an opposition movement that is willing to take to the streets.

It's a winner take all system. There is no check on the majority party.

There are checks, the problem is that what's happening is absolutely unprecedented. No-one ever thought that a President of a free Poland would completely ignore the law for party political reasons. Even Lech Kaczyński (very reluctantly) obeyed the law - so what's happening now is unthinkable. Duda being punished is almost certain in the future, but the damage is being done now.

Fortunately, the balance here - the ability to take to the streets and protest - is still there. But I think most people are just stunned that Duda and PiS are blatantly ignoring the law - which in turn is helping KOD considerably.
delphiandomine   
22 Dec 2015
Law / Poland's form of Government - 'the winner takes all' [23]

It is not shocking that Poland is finally rejecting Jaruzelski's system with the disgraced constitutional court as the main check.

Poland is not rejecting it, it's a single party that is trying to do so against the Constitution.

Duda's refusal to swear in the PO judges, essentially a pocket veto, is certainly a balance to keep the losers of a national election in check.

This "pocket veto" to which you refer has no basis in Polish law. There's a very good reason why the President doesn't have unlimited powers here and why no such veto exists.

Essentially, it has become a "cooling saucer" of popular sentiment masquerading as a court.

Spoken as only someone that is reading Polish news article through Google Translate can speak.

A judiciary with longer terms, either appointed by president subject to confirmation in the Sejm, or where the Sejm names the judges subject to a more clearly defined presidential veto would serve the nation better.

The President in Poland does not have any real veto powers. as the Constitution makes clear.

By the way, I think that the people of Poland that enacted the Constitution know better about what serves Poland more.

As for the Constitution - it won't get changed. Your knowledge of the Polish Constitution seems to be minimal.
delphiandomine   
22 Dec 2015
History / Chance of Lwów once again became coming part of Poland [344]

Just looking now, I see LOT has flights there in May or June for 404zl return.

It's well worth a visit. You can see there how the idea of L'viv returning to Poland is a fantasy that only exists in the minds of people that have never been there.
delphiandomine   
22 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

they are also influenced by ther leftstream media.

I very much doubt that the Daily Telegraph is influenced by any left-wing media in the UK, especially given that there isn't much in the way of genuine left wing journalism in the UK.

POLAND-WIDE INTERNET CAMPAIGN -- DO NOT BUY THAT RAG GAZETA WYBORCZA AND DO NOT WATCH THE LYING TVN. PASS THIS ON, (Translated from the Polish.)

Nothing new there. Seen the same thing for years, circulated by the same old people that still haven't moved on.

Anyway, I see today that KOD have formalised the internal structures. All good, and more demonstrations to come.
delphiandomine   
21 Dec 2015
Language / Polish minority languages [13]

My in-laws are equally comfortable speaking standard Polish or the local dialectal form of Belarusian.

Is their variant of Belarusian their mother tongue in so far as it being what was spoken at home when they were growing up?
delphiandomine   
21 Dec 2015
News / Demonstrations in Poland in defence of democracy. [2554]

...More spedifically at the way they have been distorted and demonised.

Polonius, you can't distort the facts : PiS pretended to be a party of decommunization, then proceeded to put a lot of ex-PZPR guys into positions of power. If PiS genuinely passed a law that said "PZPR members are forbidden from all positions of managerial responsibility in any company owned or controlled by the state", then I could even support it - because it would be fair, equal and just. But they didn't - they actually went and appointed a lot of them. Why? Why the hell would PiS do that? I don't even understand it. Piotrowicz is a sick joke, for instance.

It's not what PiS are doing but the hysterical way it is being depicted by the leftstream media that is damaging Poland's reputation.

Polonius, the media abroad have been reporting this in the same way on both sides of the political spectrum. Even the Daily Telegraph (not known for anything other than economic and social right wing views) has been critical of PiS!

I can tell you one thing - I don't understand Kaczyński's strategy here. Had he gone in softly-softly, changed things little by little and then won the 2019 election (and with it, control of the TK), he would've been free to do what he wanted. But he's gone in so hard and so quickly that people are just angry.