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Posts by jonnyflyingv  

Joined: 19 Jul 2008 / Male ♂ 		Last Post: -
Threads: Total: 1 / In This Archive: 1
Posts: Total: 2 / In This Archive: 2 		From: Wolverhampton
Speaks Polish?: No
Interests: Music

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jonnyflyingv   
21 Jul 2008
UK, Ireland / Questions about obtaining a UK mortgage with Polish girlfriend. [24]

Many thanks again for the reply. I think we'll try and maybe get a store card or something to start with and pay it off over a few months. Then will try something bigger. I've got fingers crossed that by next year we'll be ok. :)
jonnyflyingv   
20 Jul 2008
UK, Ireland / Questions about obtaining a UK mortgage with Polish girlfriend. [24]

Thankyou Danny, appreciate the reply.
I was thinking the same thing actually about the mortgage situation although I do think it will be much harder than back in 2006 due to the recent credit crunch, but that's just the same for everybody nowadays whether Polish, English etc....

If you don't mind, would you also have any advise on my Fiance getting a credit score, as i think she still has none. How did you start out when you came to this country?

Many thanks,

Jonny
jonnyflyingv   
19 Jul 2008
UK, Ireland / Questions about obtaining a UK mortgage with Polish girlfriend. [24]

Hi there,

Just wanted to introduce myself. My name is Jonny, i am English and have recently got engaged to my beautiful Polish girlfriend. We met through work whilst she was living in Poland and i was living in UK. Things moved on and we have now been living in UK together with my parents since January 2007. We are now engaged to be married (in Poland) probably early 2010.

The reason i have joined this forum is to ask some advise from any Polish people who have arrived in UK within last 2 years and are in a similar situation to myself and my fiance.

My main question is "Has anybody applied for UK mortgage in a similar way to myself (1 polish, 1 english in relationship).... and more to the point. How did they get on???

I am becoming increasingly infuriated with how my fiance gets treated whenever we apply for anything concerning the Credit System. We have only just managed to get her a full UK bank account, and even that is only because it is a joint account. My worry is that we will not be able to obtain a mortgage next year even though we live comfortably and will have approx £20000 deposit by next year.

I would love to hear from anybody who is in a similar situation or has any advise.

Best regards,

Jonny.