The company offers 2 options - Medicover or LuxMed - can you say anything about those two?
oh ya, my favourite subject.
These two are private clinics and hospital. They are health care for sale. Poland has a two tier system. Medicover has all new clinics and equipment, Luxmed is also good.
We don't pay for monthly healthcare anymore- rather- we pay as we go.
As a family we don't really get sick except for a cold. My youngest, however, has broken a thumb and a collar bone. About two years ago my youngest got her finger slammed in a door. I drove for about 45 minutes in traffic to get to the brand new Medicover hospital (we paid monthly) where I was promptly turned away at the door.
The doctor told me to go to the childrens hospital on the other side of the river. I asked her if she even wanted to look at the thumb to which she replied no. The childrens hospital is public and for the most part the dr.'s don't speak English. So then I drove home, called my husband in tears and he came and got my daughter. The public hospital saw her right away and put a cast on it.
The next day my husband called Medicover to get a hold of the dr. that turned us away. He asked her, calmly- not yelling, what kind of dr. she was to refuse somebody, she didn't even look at it, we pay money for service, etc etc- then called Medicover and cancelled and called her boss.
Medicover harassed us for a month trying to get us back.
So now if we have a problem we go to Luxmed. We pay when we need it only instead of a monthly fee. They have good clinics and a new hospital.
The thing about these private companies is that they can't offer full services so they send you to a public hospital depending what the problem is- so we were paying monthly to go to a public hospital.
It is health care for sale- and since I am Canadian- I am not really used to the two tier system.
Full coverage and basic package differ in things like having a baby- check their websites they should have all the info in English.