Are there decent electronic clubs or decent chilled bars and cafes that play electronic music where I can go get a beer on my days off, and not feel out of place for not being able to speak the language?
In terms of chilled bars/cafes, try Chlodna 25 or Kwadrat, both have a superb selection of beer. Neither play much in the way of electronic music though. You might want to try Beirut, they have a prominent set of CDJ2000s but I have no idea what kind of music they play, the beer there is Lithuanian or Belgian.
In terms of banks, Citibank may well be your best bet. Or perhaps HSBC.
they expect Polish girls to be lined up for sale in a mail-order wife fashion.
They are either about 20 years out of date or too stupid to know the difference between Warsaw and some third world city in Russia.
is the club scene good?
Sadly it is well past its best. The glory days of 2000 to 2003 are now pretty much just a memory if you like the kind of clubbing where everything starts with an e. But there are a couple of places which still sort of keep the flag flying and more places that you can shake a ****** stick at if you like your clubbing cocktails to feature French champagne.
what should I expect?
Every second commercial premises will be a bank or a coffeeshop.