satmanuk - | 14 4 Oct 2011 #91Perhaps you could give me the name of your accountant :)Even if he is in Poznan I would travel for a trustworthy soul and all though you say trust no one, I can see that you post a lot of sensible advice in many different threads and I know you have had to bite your tongue quite a lot and I respect you for that. As you stated I have a steep learning curve ahead, but if the bank limits at the VAT Ceiling than I should at least avoid that fine. If only that one fine.But the bank should be able to give me advice and so should an accountant.I notice that you attend multilingual meet and greets in Poznan, would you know if there are any similar events in Krakow? It would be a good place to network with different people, from what I have seen there are many lessons that GB could learn from Poland - not least Credit Card payment for Buses - to me its a no brainer! SMS for a taxi - again no brainer!I lived in Tbilisi, Georgia for 7 months, and there banking system puts the British System, to shame, but with International SWIFT Transfers at 1 zlotty first impressions of Polish banks are as good as Georgia and much better than British!I look forward to spending much more time in your country, for the next 9 months or so I will be bouncing back and forth between the two countries but perhaps come the middle of next year I could look to relocate much more permanent.Now would be time for me to look for Polish language tutor in England.