European Health Insurance Card - help with Poland's ZUS?

In short - I am going to study in Germany. I need insurance to enroll. Lazy, stupid bastards at ZUS are claiming that I need student card before providing me with EHIC. One month of insurance in Germany cost 80 euro - a lot for me. The lazy bastards will not pay the cost themselves, of course.

I should be able to get my EHIC whatsoever, but I am unable because of some wicked bureaucratic witch in the office.

I send an email to my uni, but they do not understand the situation because according to law I should be able to ALWAYS get my EHIC.

What to do? :(

ZUS aren't responsible for it, the NFZ are.


Tell them you're going abroad on holiday. As long as someone in your household works, you'll get the EKUZ card for 6 months.

Questions on health insurance (European insurance card) - emergency care in Poland?

Hey! Maybe someone knows about this.

I'm not working in Poland but online for Sweden.
I'm a Swedish citizen and I've the normal European insurance card in case of medical emergencies. Otherwise I've payed for private doctor here when necessary and that's fine as it's small sums.

I'm not registered in Poland yet but I should, as I've been here more than three months. The problem is that if I register here, I can't be registered in Sweden (according to Swedish law), which leaves me without the European emergency health insurance I'm allowed to by being registered there.

My question is, if I register in Poland, but don't work here, am I still entitled to free emergency care (payed by Poland) or is it connected to working here? Will I get a European insurance card in Poland just because I am registered ?

Thanks//

Anyone knows?

Nope, you get a European insurance card if you pay your health contributions. They are linked. And this you can do only in the country where you are registred.

Thanks!
But I think my question was not accurate, I'm sorry. What I'm actually wondering is if I'm entitled to emergency care in Poland just by being registered but not working here. It wasn't actually about the card I was wondering.

To heve health insurance, you must work here or be registered as an unemployed.

You seem to be confused Squid, either you are working or not.
If you are working in Poland ( on line counts as work) you need to register there.
The health card is based on residency not citizenship, you are a resident of Poland right now (by your own admission) so your Swedish health card is invalid in Poland.

Not entirely true, you can just chuck some money at ZUS every month and you're then covered for healthcare in the same way that somebody who works (and thus pays ZUS) is, from memory it's about 300zl per month.

Yes,you are talking here about the "Dobrowolne Ubezpieczenie Zdrowotne". You have to undersign a contract with NFZ, and then every month you pay your own health contributions. Monthly rates (payable to ZUS) are fixed per quarter, this quarter it is 343,19 PLN.

But of course you need to have a Karta Pobytu for that.

Personally I'd be more concerned about the Polish tax office deciding that as a I live in Poland, the 'centre of my vital interests' is Poland and I therefore owe them income tax (especially given that they'd have me bang to rights). Why don't you set up a one-person company here? It's pretty easy to do and means that you pay a flat tax of 19% (with a lot of your living expenses being at least in part tax deductible).

Anyway, EU regulations state that you pay taxes and social contributions where you reside.

Thanks for all the info. I'll check all these things out!