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Car bought in Poland, stood on private grounds without insurance for ~2 years, export now


lucagiolu
7 Jun 2026   #1
Hello everyone,
I got my hands on a nice car back in july 2024, bought it there in poland and drove it to my family in poland.
Because of personal reasons, I had to leave the car there and go back home to Germany.
After finally finding the time, I now wanted to export it to Germany.

Some more information: The previous owner told me, he will notify "them" (I suspect the insurance?) about the selling of the car. He told me I can drive the car for another 2 weeks no problems. After that time, I left it on private grounds without ever moving it. The issue is: I never told the admissions office that the car should be de-registered. I was then notified, that this is highly illegal and comes with a big fine from the UFG.

I am a german citizen with polish citizenship through my parents, but I don't have PESEL an probably don't really "exist" in the polish system. Neither me, nor the previous owner ever got any mail or notification from UFG about unpaid fines.

I suspect that now, that I want to export the car on a trailer to germany, I will get some notification about unfinished business from the UFG.

Is that correct? What should I do next? Inform about the admissions office? Just say nothing and see what happens? Maybe any legal way to avert this situation?
The german admissions office told me they don't need any confirmation of the de registration as they "take care of it themselves".


Ron2
7 Jun 2026   #2
Your problem is that in Poland the Third Party Liability Insurance (OC) is tied to the car, no to the driver. Polish bureaucrats don't care as long as the car's insurance is paid.

I think you have no other option than buying a Polish OC policy right now, even the cheapest one (use your car's plates and VIN number). That way you will stop "violating" the Polish law.

Then move the car to Germany on the trailer (do not drive it there).

Finally, register it in Germany; it should rewrite the old policies and hope they will not chase you to pay the fine. If they do, present the German insurance and maybe they will let you go.


OP lucagiolu
7 Jun 2026   #3
@Ron2
It is being exported on a trailer the next couple days. Are you sure, that I should look for an OC now? I get your point, they will most likely just check last/current status, see that and sign it off. But if I go and buy a polish OC now, won't they check the history of previous OC and notice the gap? Doesn't it need przeglond? Can I even buy a polish OC when I'm no polish resident?


Ron2
7 Jun 2026   #4
Yes, that's the risk. Probably moving it to Germany, buying the German insurance and hoping for the best will solve it. Just be careful when you drive in Poland as they may track the car down. If you can manage to buy OC without any przeglad, you may do it as then the cost of OC will be cheaper than the possible fine.

You can buy OC on your passport number, but not online - possibly only through an agent, so if you are still in Poland, that is the best way to go if you want to be 100% sure about not paying any future penalty if you are a frequent Poland visitor.


OP lucagiolu
7 Jun 2026   #5
@Ron2
The car was never driven in poland after i bought it and never will (at least with polish plates). I'm not in Poland and wont be for another couple months. I'm only there on rare occasions, once a year or every two.


Ron2
7 Jun 2026   #6
They don't care as long as they catch you. But in your case, to save money, I'd move the car to Germany and buy the German insurance there. When you drive to Poland in this car, be careful not to get caught by Policja and you may be fine (pun intended).


OP lucagiolu
7 Jun 2026   #7
@Ron2
Well, moving the car to germany and buying the german insurance was planned either way. The only thing I'm contemplating, is buying the polish OC right now, before properly registering it in germany. As you recommended.


Ron2
7 Jun 2026   #8
The best / cheapest way would be to try to buy the German insurance once the car is in Germany (at an agent if they make it impossible online). Only if they specifically tell you they will make it impossible to buy the German insurance without the Polish one, opt to buy the Polish OC. But I think you should end up buying just the German insurance without problems and move on safely.





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