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What banks are people using in Poland?


slick578 11 | 16
8 May 2011  #1
At the moment I have an account with Alior and Deutsche. But Alior take money from me every month for random things and my wife has access to my Deutsche account so I'm thinking of changing? I'd like an account that is cheap just to have (i.e. no monthly charges)

Any suggestions?
sledz 23 | 2,250
8 May 2011  #3
BOFA,,do you need my routing number?

Throw in another 10K in for this weekend, I tanked on the Derby
pawian 155 | 8,612
8 May 2011  #4
What banks are people using?

I use Wisła banks.
JonnyM 11 | 2,621
8 May 2011  #5
Very comfortable.

I use Nordea. They charge 50zl a month, but other charges like paying bills etc are negligible. Good bank - very good customer service.
wildrover 98 | 4,452
8 May 2011  #6
I use Nordea.

Me too....i was using PKO , but switched to Nordea as they have branches in Russia as well as Poland....handy as i will be back and forth between both places...
pawian 155 | 8,612
8 May 2011  #7
Nordea.

Nordsea bank? I have heard nothing of it. Is it any good? Clean, I mean?
poland_
8 May 2011  #8
Any suggestions?

HSBC, if you keep their minimum balance, there are no charges.
Seanus 15 | 19,706
8 May 2011  #9
I think the title should be 'What banks are using people?' :) Millennium SA and Lukas Bank. Millennium's charges are awful.
wildrover 98 | 4,452
8 May 2011  #10
Nordsea bank?

Its Nordea.... they have branches all over the place...you can even set up an account over the internet , though i have to say my attempt to do this was a failure , probably due to my muppetry with a computer...

Have a look at this....

nordea.com/About+Nordea/Contact/51452.html
pawian 155 | 8,612
8 May 2011  #11
Have a look at this....

Yes, it is very informative. Thank you.
OP slick578 11 | 16
9 May 2011  #14
Cheers for the info.

Nordea charge 50pln per month? that seems heavy to me. I might try mbank as others have suggested it to me.

Really I want something I can use when I'm in Ukraine and I hear bank PKO have subsidiaries there.
Olaf 6 | 956
9 May 2011  #15
BZ WBK has internet and telephone access also in English and for e.g. 3 or 5 PLN per month you have everything else (including all ATMs everywhere) for free, no comission.

Deutsche bank - isn't this the bank which now has to pay the largest fine because it was proven in court that it was cheating its customers a lot? Gives thoughts... I'll never have anything to do with them for sure.
delphiandomine 83 | 17,531
9 May 2011  #16
Really I want something I can use when I'm in Ukraine and I hear bank PKO have subsidiaries there.

mBank works fine in Ukraine. PKO's operation in Ukraine is totally separate to the Polish bank - it has the same brand, that's all.
Ajb 6 | 232
9 May 2011  #17
I use WBK as a personal account for which i pay 1zl a month.
For my company i use ING with no fees.

I have never had a problem with either so i would recommend them both!
InWroclaw 89 | 1,915
23 Aug 2013  #18
Visited a bank today to open another account, as I want somewhere to safely deposit a fairly modest but significant lump sum from England. I was told by them that if I am not Polish I can't have an account. I told them I have a pesel but they said I must have some sort of card, I assume they meant Poland ID card. Obviously I don't have one as I'm a Briton.

Do UK banks tell Polish people they can't open accounts there as they're not British? Just wondering? Is it even legal to say someone must be Polish, by the way?

Really nice man in the bank, so I didn't argue with him, he's just the messenger.

Which bank was it? Well, their name begins with E. I don't want to name them in case the mods would prefer I don't.
poland_
23 Aug 2013  #19
Inwro, you seem to attract problems, never have I known a EU resident refused a bank account in Poland, if you are registered in Poland you open a residents account, if you are not registered in Poland you open a non residents account. If you are still having problems contact your bank in the UK and ask them which is the corresponding bank for them in Wroclaw, go into the bank and inform them you have been instructed they are the corresponding bank for your bank and you would like to open a res/non res account. If you are asking for credit cards you may have a problem so just ask for a basic debit card.
rozumiemnic 8 | 3,661
23 Aug 2013  #20
inwroclaw i have heard of this happening in a British bank with one of my students who was Spanish.
it was purely down to the ignorance of the bank clerk and was in no way bank policy.
InWroclaw 89 | 1,915
23 Aug 2013  #21
never have I known a EU resident refused a bank account in Poland, if you are registered in Poland you open a residents account, if you are not registered in Poland you open a non residents account.

I already have an account with one bank, but I want another. The first bank only wanted to see a passport (2010 that was).

I went into today's bank and simply asked to open an account. The very nice chap said to me "You can't open it here, you have to go to the around [he meant roundabout/rondo] and open there, there is BZWBK." To which I replied, "I don't want to open an account with them, I want to open an account here with your bank!"

"You cannot sorry, for Polish people only." was his reply. I asked him if he was sure and he said yes, and I'm not going to repeat myself as already posted above. Should I try another branch of 'E' or phone their HQ?

inwroclaw i have heard of this happening in a British bank with one of my students who was Spanish.it was purely down to the ignorance of the bank clerk and was in no way bank policy.

I dare say daft clerks can be found anywhere, but I said to today's "I know we don't live in a perfect world, but this sounds illegal to me, I'm an EU citizen." Anyway, prawda!
rozumiemnic 8 | 3,661
23 Aug 2013  #22
stand your ground in the branch and ask for the manager, that is bollocks
InWroclaw 89 | 1,915
23 Aug 2013  #23
I agree, but I won't grass on him, he gave me a free coffee when I pointed to the machine, so maybe he was just having a silly half-hour, I'll let it go and just try another branch where they're more au fait (I hope!).
poland_
23 Aug 2013  #24
Maybe they will have better coffee, Inwro you're such a card...
InWroclaw 89 | 1,915
23 Aug 2013  #25
Well, might as well have a free coffee whilst receiving confirmation my foreign ar*e and custom is unwelcome, eh. A biscuit wouldn't have gone amiss either, but ho hum.
delphiandomine 83 | 17,531
23 Aug 2013  #26
I assume they meant Poland ID card. Obviously I don't have one as I'm a Briton.

Show them your certificate of residence as an EU citizen, that's all they need. If they don't understand it (most don't, to be fair) - tell them to get on the phone.

For what it's worth, ING are well recommended.
random2099 2 | 16
23 Aug 2013  #27
You cannot sorry, for Polish people only.

It depends from the person you are dealing with, Some of them want to avoid troubles 'out of procedure' by opening accounts to non poles. Go to the same bank in another location, you could find another person in charge at the bank who is willing to open an account for you.

I had the same issue once. They asked me for my PESEL , residence card, etc., and since I didn't have it, I couldn't open an account. I went to the same bank some days later and another person was in charge and I got an account opened in 5 minutes.
jon357 63 | 14,076
23 Aug 2013  #28
Very true. I've opened several personal and business accounts over the years without using any of those things. Just choose the right bank.
InWroclaw 89 | 1,915
23 Aug 2013  #29
Show them your certificate of residence as an EU citizen, that's all they need. If they don't understand it (most don't, to be fair) - tell them to get on the phone.For what it's worth, ING are well recommended.

Thank you, will probably pop in to ING. I have an ING account in the UK, but from a long time back when savings rates were good and pre-Barclays.

Very true. I've opened several personal and business accounts over the years without using any of those things. Just choose the right bank.

I will probably go for ING.

I went to the same bank some days later and another person was in charge and I got an account opened in 5 minutes.

Yes you're probably right. If I don't go for ING, I'll go to another branch of the bank I got the coffee (but no biscuits!) at. I won't bother complaining about the chap who told me "Poles only" as life's too short and he was probably just scared his English wasn't up to it perhaps. Whatever the reason, I find it more amusing than anything.
endrowski - | 2
30 Aug 2013  #30
hi
i think "Bank Zachodni WBK S.A."
i a good option for you


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