peterweg wrote:
Didn't you know, credit is wealth? The majority of people put their credit card balancing as an asset. People state their wealth without the debt they have on their assets. When you hear about billionaires the vast majority are listing their debts not assets.
peterweg, back to earth. mr. weg.....earth is calling....
dude, can we get back to reality here? billionaires??? credit card balancing??? oh come on man. the point is that your bank account does not give you a good credit score, in a normal man's world. i'm not talking about billionaires or credit schemers here, we're talking about 99% of the time kinda thing.....and in that case, no, if you have 2K in the bank or 50K in the bank, it doesn't mean a good credit score, which is the point of my post.
good credit comes from borrowing a lot of money, and paying it off on time, not being a penny pincher and stashing away a few grand every year for a rainy day. that would make you a good saver, not a good borrower.
peterweg wrote:
BTW the average savings in Poland was 17k zloty
Google is seriously killing the validity of anything written on this forum.