Real Estate /
Applying for a mortgage in Poland (wife and husband) [9]
I will no longer be able to get a credit report from the UK, as I am no longer a resident there. Is this the case - and do most banks ask for a foreign credit history from non-Poles?
In Poland banks don't care about your credit history. They look what monthy income you have, perm job, expenses, kids, your prospects.
They even don't care what properties, cars, boats, planes you have. The most impotant is well paid, steady job.
And, for the record, we will be putting in a little over 26% in terms of a deposit, which is higher than the minimum, might that help?
no, don't do it. It is a drop in the ocean. Save it for instalments.
