ok I may have come off a little crude in my earlier posts..
Crude or not, never mind the language. You have had sex with a girl for some time and you haven't even discussed the contraception issue. That is the worst thing.
We do love each other and I am fully prepared to provide for her and the baby if that was to happen.
I beg to differ. You are not even fully prepared to have sex. You know, sex is an adult thing, not some game for kids who don't see any problem with putting a teenager at a risk of being pregnant. If you're not mature enough to date a girl, I doubt if you're mature enough to be a father.
Besides pulling out has worked fine so far.
I heard one doctor saying that "pulling out" is a method that produced half of Poland's population...