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A different Poland Banking question (joint account).

hairball 20 | 313  
5 Jan 2008 /  #1
My wife already has a bank account with a bank that will remain nameless. We recently approached said bank so I could be added to her account. However, they say that we can't have a joint account because I'm English and she's Polish. The "woman" behind the counter.....(who was clearly in my opinion stuck in a pre '89 time lock)...growled that this is Polish law. I can only be on her account as a "secondary". This can cause all sorts of problems, like, God forbid, something was to happen to her, I wouldn't be able to access my own money!

Is this true? That under Polish law we can't have a joint account where we are both equal on the account.
5 Jan 2008 /  #2
No its not, we had exactly the same problem with PKO Bank Polski, and after much argument, they wouldn't change their mind because they hadn't updated their rules since Poland's entry to the EU.

So we closed the account and moved to Bank Millennium, where we welcomed and had no problem with opening a joint account.
The problem is mainly that some Banks have not updated their policy and a lot of their workers don't know their ass from their elbow.

Go back and insist that they are wrong and ask them to check the info with their head office, and you "might" get a result, or simply change bank's.
OP hairball 20 | 313  
5 Jan 2008 /  #3
Thanks for the info! we'll go back and argue!
5 Jan 2008 /  #4
No its not true......she's just telling you that because she's unsure.....My wife is Polish and I English we opened an ING account here with no problems and were given individual credit and debit cards to access the same account....likewise the internet banking

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